WorksheetsT Level 1.2 Liability
Total questions: 10
Worksheet time: 5mins
What is liability?
Responsibility for something, especially by law
A type of insurance
A construction material
A project management tool
If something goes wrong on site, who is to blame?
Employer
Employee
Public
Someone else?
What is the employer legally responsible for in the course of an employee's employment?
Employee's personal expenses
Problems, accidents, or mistakes the employee has made
Employee's personal hobbies
Employee's vacation plans
Which of the following is NOT a responsibility of the employer according to the document?
Injuries to the employee at work
Injury to the public due to the work being carried out
Associated medical costs
Employee's personal debts
What can an employer take out to cover some of the costs associated with employer's liability?
Health insurance policy
Employer's liability insurance policy
Life insurance policy
Travel insurance policy
What is the employer legally responsible for in a situation where a member of the public is hurt or damage is caused to their property by a company's actions or products?
Only injury or illness
Only legal action
Injury or illness, death, legal action, legal costs, and compensation
Only compensation
What can an employer take out to cover certain costs associated with public liability issues?
Health insurance policy
Public liability insurance policy
Life insurance policy
Property insurance policy
Why is it important to have both employer’s and public liability insurance?
To cover the costs of any damage, accidents, or incidents due to the work completed.
To increase the company's profit margins.
To reduce the number of employees.
To avoid paying taxes.
How can liability insurance policies be purchased?
Separately or as a package with the same provider.
Only as a package with different providers.
Only separately from different providers.
Only through government agencies.
What is the best way to determine the appropriate level of cover for your business needs?
Talk to an insurance broker.
Guess based on previous expenses.
Choose the cheapest option available.
Ask your employees.
