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Arkansas License Law / Time Share Law (Quiz 2 of 4)

Total questions: 64

Worksheet time: 32mins

Name
Class
Date
1.

What are the two fees that must be paid within 90 days of exam passage?

a)

Application fee and renewal fee

b)

Examination fee and license fee

c)

License Fee and Real Estate Recovery Fund Fee

d)

Renewal fee and examination fee

2.

Do Brokers or Sales licensees who place their license on inactive status have to pay a fee during the time the license is inactive?

a)

Yes, they must pay

b)

No, they do not have to pay any fee

c)

No, but they must pay a reactivation fee

3.

While a licensee is officially on inactive or expired status, are they still subject to disciplinary actions against them?

a)

Yes, they are still subject to disciplinary actions

b)

No, they are not subject to any actions

c)

Yes, but only for serious violations

d)

No, unless they apply for reactivation

4.

At the firm’s on-site location, the permanent sign in addition to the company name must include what additional words?

a)

Real Estate, Realty, or other words approved by Commission

b)

Authorized Sales Office

c)

Branch Office

d)

Certified Real Estate Agent

5.

What type of license is required for a Branch Office?

a)

Sales license

b)

Broker license

c)

Duplicate license

d)

Real estate license

6.

Who supervises licensees at a Branch Office?

a)

The company owner

b)

The Executive Broker

c)

The head broker

d)

The sales manager

7.

What is a licensee supposed to do if they lose their pocket card?

a)

Report it to the police

b)

Notify Commission promptly

c)

Notify their supervisor

d)

Wait for the renewal period

8.

What two (2) addresses must the licensee keep on file and current at all times with the Commission?

a)

Mailing address and email address

b)

Home and business address

c)

Office address and email address

9.

The licenses of agents are retained by whom, and where must they be displayed?

a)

A. The agent; at their home

b)

B. Their Principal Broker; in Principal Broker’s place of business

c)

C. The state commission; in a public registry

d)

D. The client; in their personal files

10.

If an agent leaves a firm, what are they to do with their pocket card?

a)

A. Return it to the state commission

b)

B. Destroy it

c)

C. Keep it for future use

d)

D. Give it to the Principal Broker

11.

When a licensee elects to activate under a different broker, they must sign a statement that they are not taking any items of what nature from their previous broker?

a)

A. Personal items

b)

B. Office supplies

c)

C. Listings, management contacts, appraisals, lease agreements, copies of or any

other pertinent info belonging to previous Principal Broker or firm

d)

D. Marketing materials

12.

When would acting for more than one party be a violation?

a)

A. When both parties are aware

b)

B. When any party for whom licensee acts is unaware of licensee’s dual agency

c)

C. When it is done with written consent

d)

D. When it involves a family member

13.

From whom must an agent always receive their commission?

a)

A. The client

b)

B. Their principal broker

c)

C. The state commission

d)

D. The real estate board

14.

Can a commission be paid to an unlicensed person as a referral fee without violating license law?

a)

A. Yes, always

b)

B. No, never

c)

C. Yes, if the amount is below a certain threshold

d)

D. Yes, if approved by the state commission

15.

If a license is revoked, how long is it until the party can be eligible to apply for a new license?

a)

A. 1 year

b)

B. 2 years

c)

C. 3 years

d)

D. 5 years

16.

Under what circumstance may the executive director dismiss a complaint filed with the commission?

a)

A. If the complaint is anonymous

b)

B. If complaint fails to state a prima facie case or if after investigation Executive Director determines there is insufficient proof of violation

c)

C. If the complaint is against a high-ranking official

d)

D. If the complaint is more than a year old

17.

Does the Commission have the right to suspend or revoke a license, following a hearing, if the agent is found guilty of license law violations?

a)

Yes

b)

No

c)

Only if the agent agrees

d)

Only if the agent is a repeat offender

18.

What amount of monetary penalty may be assessed a licensee?

a)

$500 per violation

b)

$1,000 per violation

c)

$2,000 per violation

d)

It varies

19.

How long does a complainant have to file an appeal if the complaint is dismissed by the Executive Director?

a)

10 days

b)

30 days

c)

60 days

d)

90 days

20.

How soon must an appellant pay the filing fee and cost of preparing the record when they file an appeal?

a)

Immediately

b)

Within 10 days

c)

Within 30 days

d)

Within 60 days

21.

Under what conditions may the appellant be relieved from being required to pay the filing fees?

a)

If they are a first-time appellant

b)

If appellant is indigent

c)

If they have a lawyer

d)

If they win the appeal

22.

What three (3) things may the Commission choose to do regarding their review of an appeal?

a)

Affirm executive director’s dismissal, order additional investigation, order hearing on the complaint

b)

Increase the penalty, order additional investigation, or uphold the decision

c)

Decrease the penalty, order additional investigation, or uphold the decision

d)

Dismiss the appeal, decrease the penalty, or increase the penalty

23.

The Commission will not investigate a complaint unless it is filed within what period of time?

a)

1 year

b)

2 years

c)

3 years

d)

6 months

24.

What two agencies are involved in the applicant’s background check?

a)

FBI and Arkansas State Police

b)

IRS and Local Police

c)

Homeland Security and Arkansas State Police

d)

FBI and Local Police

25.

Who has to pay for the fees associated with the required criminal background check and fingerprinting?

a)

The state

b)

The applicant

c)

The employer

d)

The federal government

26.

Is it possible that a person, who in the past has been convicted of a felony or crime, would still be able to obtain a real estate license?

a)

Yes, under certain conditions

b)

No, never

c)

Only if the crime was non-violent

d)

Only if the crime was a misdemeanor

27.

Who administers the “Real Estate Recovery Fund”?

a)

The state governor

b)

The Real Estate Commission

c)

The local police department

d)

The federal government

28.

In addition to public protection, list four additional purposes the Real Estate Recovery Fund may be used for.

a)

Educational seminars, real estate chairs or courses at institutions of higher learning, research projects in field of real estate, educational and research projects to advance real estate field

b)

Marketing, advertising, travel expenses, and educational seminars

c)

Office supplies, salaries, utilities, and real estate chairs or courses at institutions of higher learning

d)

Real estate development, educational and research projects to advance real estate field, property management, and sales

29.

What level of money must be maintained in the Recovery Fund to prevent licensees from having to pay additional fees to restore the fund balance to its minimum balance requirement?

a)

$250,000

b)

$500,000

c)

$1,000,000

d)

$2,000,000

30.

How much money must be paid into the Recovery Fund the first time a person becomes a licensee?

a)
$50
b)

$25

c)

$75

d)

$100

31.

Awards paid from the Recovery Fund are limited to what type of damages to the aggrieved party?

a)

Punitive damages

b)

Actual damages

c)

Nominal damages

d)

Liquidated damages

32.

How long after the Commission’s final order must an aggrieved party wait before any funds can be expended from the Recovery Fund on their behalf?

a)

30 days

b)

60 days

c)

90 days

d)

120 days

33.

What is the maximum amount that can be paid from the Recovery Fund for any one (1) violation or continuing series of violations by a licensee?

a)

$10,000

b)

$20,000

c)

$25,000

d)

$30,000

34.

What is the maximum amount that can be paid from the Recovery Fund for the acts of any one (1) licensee?

a)

$50,000

b)

$75,000

c)

$100,000

d)

$150,000

35.

What type of awards or cost cannot be assessed against the Recovery Fund?

a)

Punitive or exemplary damages or interest on damages

b)

Compensatory damages

c)

Legal fees

d)

Court costs

36.

Can a circuit court have authority to require payment from the Recovery Fund in an amount greater than the limitations set forth in the license law?

a)

Yes

b)

No

c)

Only under special circumstances

d)

Only with Commission approval

37.

Final order of the Commission may be appealed in which court?

a)

District Court

b)

Circuit Court

c)

Supreme Court

d)

Appellate Court

38.

Upon payment from the Recovery Fund, what immediately becomes the status of the agent’s license?

a)

Suspended

b)

Revoked

c)

Probationary

d)

Active

39.

Is interest paid on a broker’s trust account and placed into an Arkansas nonprofit Corporation a voluntary or mandatory option?

a)

Voluntary

b)

Mandatory

c)

Optional

d)

Required

40.

If a broker is participating in the interest-bearing program, what minimum-sized notice must be prominently displayed describing this to the public?

a)

8.5 x 11 inches

b)

5 x 7 inches

c)

4 x 7 inches

d)

3 x 5 inches

41.

Who appoints the directors that oversee the interest received and disbursement of those funds in compliance with the requirements of law?

a)

The broker

b)

The state governor

c)

At least 60% by Commission, remainder by Arkansas Realtors Association

d)

The federal government

42.

List four (4) areas under this act, whereby interest funds received from a broker’s trust account may be dispersed.

a)

Economic development, Research, Education, Other public service purposes

b)

Economic development, Utilities, Education, Other public service purposes

c)

Economic development, Rent, Education, Other public service purposes

d)

Research, Education, Other public service purposes, Lawsuits

43.

Buyers’ agency agreements, property listing agreements and cooperative brokerage agreements are referred to as what type of agreement?

a)

Sales agreements

b)

Representation Agreement

c)

Lease agreements

d)

Purchase agreements

44.

When should a licensee not be liable for the paying of a referral fee?

a)

When the referral is from a family member

b)

When the referral is from a licensed broker

c)

When reasonable cause for payment does not exist

d)

When the referral is from a client

45.

A person who encourages another to attend a sales presentation for time-share is known as what type of agent?

a)

Sales agent

b)

Referral agent

c)

Acquisition agent

d)

Promoter

46.

A person who exchanges time-share intervals in an exchange program is known as what type of agent?

a)

Exchange agent

b)

Time-share agent

c)

Interval agent

d)

Swap agent

47.

Is a time-share interest considered to be a real or personal property interest?

a)

Real property interest

b)

Personal property interest

c)

Both real and personal property interest

d)

Neither real nor personal property interest

48.

Who has the authority to adopt additional rules or regulations to carry out the intent of time-share laws?

a)

The developer

b)

The Commission

c)

The property owner

d)

The state governor

49.

Applications for registration of time-share must be updated and renewed how often?

a)

Annually

b)

Biannually

c)

Every five years

d)

Every ten years

50.

Once permitted to sell time-share in Arkansas, may the developer then advertise or represent that the Commission has approved or recommended their time-share program?

a)

Yes, always

b)

No, never

c)

Yes, but only with written consent

d)

No, unless specified otherwise

51.

Can time-share instruments create procedures for imposing a monetary penalty or suspension if an owner fails to comply with the time-share instruments?

a)

Yes

b)

No

c)

Only for monetary penalties

d)

Only for suspensions

52.

What may a developer be charged with who violates the time-share act?

a)

A misdemeanor

b)

A felony

c)

A civil infraction

d)

A traffic violation

53.

What is the maximum penalty that may be imposed upon a person who violates the time-share act?

a)

$1,000

b)

Fine up to $5,000 or 1 year in jail or both

c)

$10,000

d)

$50,000

54.

Can punitive damages or attorneys’ fees be awarded for willful violation of this Act?

a)

Yes

b)

No

c)

Only punitive damages

d)

Only attorneys' fees

55.

Does the Real Estate Recovery Fund pay compensatory (actual damage) awards for time-share violations by an agent?

a)

Yes

b)

No

c)

Only for fraud cases

d)

Only for contract breaches

56.

Within what period of time must a judicial proceeding be commenced regarding the public offering statement or validity of a contract?

a)

1 year

b)

2 years

c)

3 years

d)

4 years

57.

How long and from what date does a purchaser have the right to cancel a time-share contract with a developer?

a)

Within 7 days after execution of contract

b)

Within 5 days after execution of contract

c)

Within 10 days after execution of contract

d)

Within 15 days after execution of contract

58.

Deposits made for a time-share must be placed in an escrow account with what two requirements regarding the account?

a)

It must be non-interest bearing

and held in this state

b)

It must be non-interest-bearing and state insured

c)

It must be interest-bearing and state insured

d)

It must be non-interest-bearing and federally insured

59.

How long and from what date does a purchaser have the right to cancel a time-share contract with a developer?

a)

For 5 days after execution of contract

b)

For 7 days after execution of contract

c)

For 15 days after execution of contract

d)

For 10 days after execution of contract

60.

How long and from what date does a developer have the right to cancel a time-share contract with a purchaser?

a)

For 5 days after execution of contract

b)

For 10 days after execution of contract

c)

For 7 days after execution of contract

d)

For 15 days after execution of contract

61.

What disclosure must be given if a price or gift offering is made in order to get a person to consider buying a time-share?

a)

The market value of the gift

b)

Must disclose at the time of offer of gift in a clear and unequivocal manner the intent to offer a sales presentation

c)

The expiration date of the offer

d)

The legal implications of the offer

62.

What is required if a purchaser’s name is to be used for promotional purposes such as mailings to third persons?

a)

Express written or oral consent of purchaser

b)

A handshake from the purchaser

c)

Notification to the purchaser

d)

No consent is required

63.

Which of the following is NOT listed as a purpose for the funds allocated by the Commission?

a)

Economic development

b)

Research

c)

Education

d)

Infrastructure development

64.

A notice of cancellation by a consumer is suggested to be sent to the developer by what method?

a)

USPS standard mail

b)

Registered mail

c)

Email

d)

Fax