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Worksheets

Review for Sept 12

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

Using the Rule of 72, an investment at a 6% interest rate will double in how many years?

(Hint: 72/interest rate)

a)

11

b)

10

c)

9

d)

12

2.

When is the W-4 completed?

a)

When you start a job.

b)

After your 1st year at your job.

c)

At the end of your job.

d)

When you get a raise.

3.

What personal information does the U.S. Individual Income Tax Return (1040) ask for?

a)

Car make and model.

b)

How many bank accounts you have.

c)

Your name, address, and SSN

4.

Zero-based budgeting is a way to plan how you use each dollar you earn.

a)

False

b)

True

5.

On a pay stub, which item represents the total amount of money an employee has earned before deducations and taxes are applied?

 


a)

Net income

b)

Gross income

c)

Year to date

d)

Deductions

6.

Which expenses are discretionary expenses? (Choose two)

 


a)

Vacation

b)

Groceries

c)

Going to the movies

d)

A coat for the winter

7.

Which of the following statements best describes a SMART goal?

a)

I will save $100 each month this year.

b)

Going to work to earn money.

8.

SMART goals are specific, measurable, acheiveable, relevant and timely

a)

False

b)

True

9.

Which of the following is used to file income taxes?

a)

W4

b)

W2

c)

Bank statement

d)

Investment account

10.

Non discretionaly spending includes...

a)

housing cost

b)

taxes

c)

utilities

d)

transportation cost

11.

When developing a monthly budget, which is not a fixed expense?

a)

cell phone bill

b)

electric bill

c)

mortgage payment

d)

car payment

12.

Which of the following statements best describes a SMART goal?

a)

savings account

b)

non discretionary spending

c)

checking account

d)

discretionary spending

13.

What day is your federal income taxes due?

a)

Sept. 23

b)

April 30

c)

April 15

d)

Jan. 1

14.

The IBC/SC exam is required.

a)

True

b)

False

15.

I will make sure to complete this week's quizzes no later than Friday and check my grades to ensure I am passing.

(Remember you have multiple attmepts-USE THEM!)

a)

I Agree

b)

I Agree