Wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

IB Economics-REview Monetary and Fiscal Policy

Total questions: 66

Worksheet time: 39mins

Name
Class
Date
1.

What is fiscal policy?

a)

Fiscal policy is the government's strategy for international trade agreements.

b)

Fiscal policy is the regulation of money supply by the government.

c)

Fiscal policy refers to the central bank's control of interest rates.

d)

Fiscal policy is the government's approach to managing the economy through spending and taxation.

2.

What are the main tools of fiscal policy?

a)

Interest rate changes

b)

Monetary supply adjustments

c)

Trade tariffs

d)

Government spending and taxation

3.

How does government spending affect the economy?

a)

Government spending positively affects the economy by boosting demand and creating jobs.

b)

Government spending leads to higher taxes and reduced consumer spending.

c)

Increased government spending always results in inflation.

d)

Government spending has no impact on job creation or economic growth.

4.

What is the role of taxation in fiscal policy?

a)

Taxation is only used to support private businesses.

b)

Taxation is solely for collecting fines from citizens.

c)

Taxation has no impact on government spending.

d)

Taxation plays a crucial role in fiscal policy by influencing economic activity and funding government services.

5.

What is monetary policy?

a)

Monetary policy is the process by which a central bank manages the money supply and interest rates.

b)

Monetary policy is the process of setting trade tariffs.

c)

Monetary policy refers to the taxation policies of a country.

d)

Monetary policy is the government's budget plan for the year.

6.

What are the main tools of monetary policy?

a)

Taxation policies

b)

Open market operations, discount rate, reserve requirements

c)

Government spending

d)

Trade tariffs

7.

How does the central bank influence interest rates?

a)

The central bank has no impact on interest rates, which are determined by the stock market.

b)

Interest rates are influenced solely by consumer demand and spending.

c)

The central bank influences interest rates by adjusting monetary policy tools like open market operations, the discount rate, and reserve requirements.

d)

The central bank sets interest rates directly through government mandates.

8.

What is the difference between expansionary and contractionary monetary policy?

a)

Expansionary policy decreases money supply to boost growth; contractionary policy increases money supply to reduce inflation.

b)

Expansionary policy increases money supply to boost growth; contractionary policy decreases money supply to reduce inflation.

c)

Expansionary policy is used only during recessions, while contractionary policy is used only during booms.

d)

Both policies aim to stabilize the economy without changing the money supply.

9.

How can fiscal policy be used to combat inflation?

a)

Encourage higher wages for workers.

b)

Reduce government spending and increase taxes.

c)

Implement price controls on essential goods.

d)

Increase government spending and decrease taxes.

10.

What are the potential drawbacks of using fiscal policy?

a)

Improved economic growth

b)

Reduction in taxes

c)

Potential drawbacks of using fiscal policy include increased government debt, inflation, time lags, crowding out private investment, and dependency on government support.

d)

Increased consumer spending

11.

How does quantitative easing work?

a)

Quantitative easing works by increasing the money supply through the purchase of financial assets by the central bank.

b)

Quantitative easing reduces the money supply by selling financial assets.

c)

Quantitative easing is a method of increasing interest rates to control inflation.

d)

Quantitative easing involves the central bank collecting taxes to fund government spending.

12.

What is the relationship between fiscal policy and economic growth?

a)

Fiscal policy only influences inflation, not growth.

b)

Fiscal policy has no effect on economic growth.

c)

Fiscal policy can significantly impact economic growth by influencing demand and investment.

d)

Economic growth is solely determined by supply-side factors.

13.

How do automatic stabilizers function in an economy?

a)

Automatic stabilizers only increase taxes during economic growth.

b)

They function by reducing government spending regardless of economic conditions.

c)

Automatic stabilizers function by adjusting government spending and taxes in response to economic fluctuations, helping to stabilize the economy.

d)

Automatic stabilizers are only effective in a recession and have no impact during growth.

14.

What is the impact of high public debt on fiscal policy?

a)

High public debt leads to lower interest rates and increased investment.

b)

High public debt restricts fiscal policy effectiveness and may lead to higher interest rates and reduced government spending.

c)

High public debt has no effect on fiscal policy or interest rates.

d)

High public debt increases government spending and stimulates economic growth.

15.

How do interest rates affect consumer spending and investment?

a)

Interest rates only affect government spending, not consumer behavior.

b)

Low interest rates boost consumer spending and investment, while high interest rates decrease them.

c)

Low interest rates have no effect on investment.

d)

High interest rates always increase consumer spending.

16.

What are the effects of fiscal stimulus on unemployment rates?

a)

Fiscal stimulus has no impact on unemployment rates.

b)

Fiscal stimulus can lower unemployment rates by increasing demand for goods and services.

c)

Fiscal stimulus always leads to higher unemployment rates.

d)

Fiscal stimulus only affects unemployment in the long term.

17.

How does government borrowing influence interest rates?

a)

Government borrowing decreases interest rates by increasing the money supply.

b)

Government borrowing has no effect on interest rates.

c)

Government borrowing can lead to higher interest rates due to increased demand for funds.

d)

Government borrowing always lowers interest rates.

18.

What role do automatic stabilizers play during economic downturns?

a)

Automatic stabilizers reduce government spending during downturns.

b)

Automatic stabilizers increase taxes during economic downturns.

c)

Automatic stabilizers help to cushion the impact of economic downturns by adjusting spending and taxes automatically.

d)

Automatic stabilizers have no effect during economic downturns.

19.

What role does the central bank play in the economy?

a)

The central bank is responsible for setting fiscal policy and tax rates.

b)

The central bank primarily focuses on regulating trade tariffs.

c)

The central bank plays a crucial role in managing the economy by controlling monetary policy and ensuring financial stability.

d)

The central bank's main role is to manage government budgets and expenditures.

20.

What is the impact of high inflation on consumers?

a)

High inflation has no effect on consumer behavior.

b)

High inflation increases savings and investment opportunities.

c)

High inflation leads to lower interest rates for consumers.

d)

High inflation reduces purchasing power and increases the cost of living for consumers.

21.

How does monetary policy affect employment levels?

a)

Interest rates do not influence hiring practices.

b)

Monetary policy affects employment levels by influencing interest rates and economic activity, which in turn impacts hiring and job creation.

c)

Employment levels are solely determined by government regulations.

d)

Monetary policy has no effect on employment levels.

22.

Which of the following is a characteristic of contractionary monetary policy?

a)

Lowering interest rates

b)

Increasing the money supply

c)

Raising interest rates

d)

Increasing government spending

23.

What does the Reserve Bank of Australia (RBA) primarily use to implement monetary policy?

a)

Government bonds

b)

Tax rates

c)

Interest rates

d)

Exchange rates

24.

Which of the following is NOT a tool used by the Fed in monetary policy?

a)

Open market operations

b)

Discount rate

c)

Income tax adjustments

d)

Reserve requirement

25.

What happens when the Fed increases the reserve requirement?

a)

Banks have more money to loan out

b)

It leads to more economic activity

c)

Banks have less money to loan out

d)

It decreases the national debt

26.

What effect does increasing the discount rate have?

a)

Decreases the cost of borrowing from the Fed

b)

Reduces the federal deficit

c)

Increases economic activity

d)

Makes it more expensive to borrow money from the Fed

27.

What are open market operations?

a)

Retail discount sales events

b)

Public trading of stocks and bonds

c)

The Fed buying or selling government securities

d)

Government-funded construction projects

28.

How can the Fed decrease the money supply?

a)

By printing more money

b)

By selling securities

c)

By lowering the discount rate

d)

By increasing the reserve requirement

29.

What might the government do if interest rates are already low and the economy needs stimulation?

a)

Raise the discount rate

b)

Ban international trade

c)

Issue a large spending package or cut taxes

d)

Increase the reserve requirement

30.

The FED announces it will lower discount rates to banks. Why would the Fed take this action?

a)

Fear economy is falling into a recession

b)

Fear the economy is growing too rapidly

c)

The Fed has a few of tools to control swings in the economy

d)

all of these

31.

The Fed issues an order to raise the reserve requirement on banks. What reason for this action?

a)

Fear economy is falling into a recession

b)

Fear the economy is growing too rapidly

c)

The Fed has a few of tools to control swings in the economy

d)

all of these

32.

The Fed's Open Market Committee sells millions of bonds to private brokers. Reason for action?

a)

Fear economy is falling into a recession

b)

Fear the economy is growing too rapidly

c)

The Fed has a few of tools to control swings in the economy

d)

all of these

33.

Economy is in a recession. What should Fed do to increase the money $$$ supply?

a)

decrease reserve requirement

b)

decrease the discount rate

c)

Open Market Committee buy bonds

d)

all of these

34.

The Fed buys government securities & lowers discount rate. What is the effect?

a)

economic expansion

b)

economic contraction

c)

inflation

d)

stock market crashes

35.

The Fed sells government securities and raises the reserve requirement. What is the effect?

a)

economic expansion

b)

economic contraction

c)

inflation

d)

stock market crashes

36.

What is Quantitative Easing?

a)

A method of reducing taxes

b)

A strategy to increase bank reserves

c)

A way to influence the money supply by buying and selling government bonds

d)

A fitness program for bankers

37.

What effect do low interest rates usually have on the economy?

a)

They lead to a decrease in investments

b)

They decrease consumer spending

c)

They increase the cost of borrowing

d)

They cause inflation and reduce unemployment

38.

What is the largest chunk of government discretionary spending?

a)

Education

b)

Defense

c)

Environmental protection

d)

Healthcare for the poor

39.

Why is the Federal Reserve supposed to remain independent?

a)

To ensure it can throw the best parties

b)

To prevent it from printing too much money

c)

To allow it to focus on broader interests than re-election

d)

To make it easier to regulate the stock market

40.

What does the term 'budget deficit' mean?

a)

When a government spends more than it earns in revenue

b)

When a government earns more than it spends

c)

The total amount of money a country owes to its creditors

d)

A reduction in the amount of money available for public services

41.
Which of the following results should be included where the question mark appears in the illustration?
a)
unemployment
b)
inflation
c)
consumer spending
d)
production
42.
Which of the following results should be included where the question mark appears in the illustration?
a)
the reserve requirement
b)
interest rate
c)
inflation
d)
unemployment
43.
What dollar amount should appear in place of the letter P in the table?
a)
$1,000,000
b)
$100,000
c)
$1,900,000
d)
$1,900
44.
In order for money to have value, it must have all of the following characteristics EXCEPT
a)
portability.
b)
durability.
c)
divisibility.
d)
plentiful availability.
45.
If the Federal Reserve raises interest rates to combat rapid inflation, what might be a negative outcome?
a)
Unemployment rates would rise
b)
taxes will rise 
c)
The government would put a freeze on prices
d)
international trade would stop 
46.
How much must the bank keep on hand if the Required Reserve is 10%  and there is a deposit of $100.
a)
100
b)
110
c)
90
d)
10
47.
How much money must the bank keep on hand if the Required Reserve is 20% and there is a deposit of $1000.
a)
20
b)
50
c)
200
d)
1020
48.

Business will invest more if

a)

the interest rate on loan is low

b)

the interest rate on loan is high

c)

expected returns on investment is high

d)

expected returns on investment is low

49.

"The U.S. Federal Reserve is almost certain to hike interest rates Wednesday to the highest level in a decade: 1.5 to 1.75 percent. "

a)

Fiscal policy

b)

Monetary policy

50.

What is an example of a positive externality?

a)

Air pollution from factories

b)

Eminent domain

c)

Allowing people to smoke on school campuses

d)

A student getting immunizations in order to go to school

51.

Examples of contractionary fiscal policy includes which of the following (choose all correct answers)? Hint...two answers should be selected.

a)

Raise taxes on corporations

b)

Lower the corporate tax rate

c)

Government increases spending on research in Antarctica

d)

Government cuts spending on education

52.

Raising the reserve requirement reduces the amount of _____________ and lowering it pumps more money into the economy.

a)

money in circulation

b)

taxes on corporations

c)

sales tax

53.
If the Federal Reserve System wanted to stimulate the U.S. economy and reduce unemployment, it would
a)
A. cause interest rates to decrease because low interest rates encourage businessgrowth and expansion
b)
B. cause interest rates to rise because high interest rates encourage business growthand expansion
c)
C. increase the discount rate it charges banks, which would increase the money supply
d)
D. increase consumer spending by reducing the money supply
54.
If the Federal reserve and Government are attempting to encourage growth and stimulate the economy, which actions would each take? 
(monetary / fiscal)
a)
increase the Required reserve / increase government spending
b)
sell government securities / decrease taxes
c)
decrease the interest rate / increase government spending
d)
buy government securities / decrease government spending
55.

When the federal government uses its spending and revenue to influence the economy

a)

Fiscal Policy

b)

Monetary Policy

c)

Keynesian Policy

d)

Supply Side Policy

56.

Keynesian followers believe this entity should increase demand during contractions

a)

Federal Government

b)

Federal Reserve

c)

State Governments

d)

Individual Producers

57.

Use this image to answer the following question.

When the economy is operating at point C, the U.S. Congress is most likely to follow __________ by __________.

a)

expansionary fiscal policy; increasing government spending

b)

contractionary fiscal policy; increasing taxes

c)

expansionary monetary policy; increasing reserve requirements

d)

contractionary monetary policy; selling bonds

58.

Use this image to answer the following question.

When the economy is operating at point C, the Federal Reserve may decrease the discount rate (the interest rate it charges banks) to

a)

decrease inflation

b)

decrease economic growth

c)

slow the economy

d)

increase economic growth

59.

Which of the following statements is true?

a)

Contractionary monetary policy would increase government revenue & slow down the economy.

b)

Contractionary fiscal policy would decrease the reserve requirement & slow down the economy.

c)

Contractionary fiscal policy would lead to an increase in the national debt.

d)

Contractionary monetary never works

60.

Keynes's liquidity preference theory of the interest rate suggests that the interest rate is determined by

a)

aggregate supply and aggregate demand.

b)

the supply and demand for loanable funds.

c)

the supply and demand for money.

d)

the supply and demand for labour.

61.

In the market for real output, the initial effect of an increase in the money supply is to

a)

shift the aggregate supply curve to the right.

b)

shift the aggregate supply curve to the right.

c)

shift the aggregate demand curve to the left.

d)

shift the aggregate demand curve to the right.

62.

If the marginal propensity to consume MPC is 0.75, the value of the multiplier is

a)

4.

b)

7.5.

c)

5.

d)

0.75.

63.

An increase in the marginal propensity to consume (MPC)

a)

raises the value of the multiplier.

b)

has no impact on the value of the multiplier.

c)

rarely occurs because the MPC is set by congressional legislation.

d)

lowers the value of the multiplier.

64.

When an increase in government purchases raises incomes, shifts money demand to the right, raises the interest rate, and lowers investment, we have seen a demonstration of

a)

supply-side economics.

b)

none of these answers.

c)

the crowding-out effect.

d)

the multiplier effect.

65.

Which of the following statements regarding taxes is correct?

a)

Most economists believe that, in the short run, the greatest impact of a change in taxes is on aggregate supply, not aggregate demand.

b)

An increase in taxes shifts the aggregate demand curve to the right.

c)

A decrease in taxes shifts the aggregate supply curve to the left.

d)

A permanent change in taxes has a greater effect on aggregate demand than a temporary change in taxes.

66.

When an increase in government purchases increases the income of some people, and those people spend some of that increase in income on additional consumer goods, we have seen a demonstration of

a)

the multiplier effect.

b)

supply-side economics.

c)

the crowding-out effect.

d)

none of these answers.