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Life skills finance.

Total questions: 20

Worksheet time: 11mins

Name
Class
Date
1.

Which one is a precious metal?

a)

Diamonds.

b)

Gold.

c)

Fifty cent piece.

d)

Copper

2.

Don't spend more than you

(a)  

3.

What is one golden rule to money management?

a)

Get a credit card.

b)

Spend more than you make.

c)

Start an emergency fund.

d)

Help your money grow.

4.

What is one golden rule to money management.

a)

Don't spend more than you make.

b)

Diversified portfolio.

c)

Buy precious metals.

d)

Invest a portion of your income.

5.

What is investing?

a)

Putting your money under your mattress

b)

Spending all your money on toys

c)

Letting your money grow over time by buying things that could increase in value

d)

Giving all your money to a friend

6.

.......................is related to money and money management.

a)

Production

b)

Marketing

c)

Finance

7.

Identify the background color of a U.S. $5.00 bill.

a)

Orange

b)

Blue

c)

Green

d)

Yellow

8.

The common name for U.S. currency is:

a)

Orange backs

b)

Blue backs

c)

Green backs

d)

Yellow backs

9.

Who is on the fifty cent piece?

a)

George Washington

b)

Your mom

c)

John

F

Kennedy

d)

Susan

B

Anthony

10.

________ is a type of investment?

a)

Real Estate

b)

Precious

Metals

c)

Bonds

d)

Stocks

11.

What is a debit card?

(a)  

12.

Finance is the business function that involves managing

a)

Information

b)

Money

c)

Marketing

d)

Production

13.

Personal finance refers to all the things in your life that involve _______.

a)

Financial Goals

b)

Investments

c)

Money

d)

Savings

14.

.......................is related to money and money management.

a)

Production

b)

Marketing

c)

Finance

15.

What is an emergency fund?

a)

A second savings account.

b)

Linked to your bank account.

c)

A fund separate from your checking and savings account designed for emergencies only.

d)

A fund separate from your checking and savings account designed for borrowing money.

16.

What is a budget?

a)

A plan for spending and saving money.

b)

A list of all your debts.

c)

A type of investment account.

d)

A method to avoid taxes.

17.

Which of the following is a benefit of saving money?

a)

Increased debt.

b)

Financial security.

c)

Higher taxes.

d)

Immediate gratification.

18.

What is the purpose of a retirement account?

a)

To fund vacations.

b)

To save money for future living expenses after you stop working.

c)

To pay off student loans.

d)

To buy a new car.

19.

What is the federal reserve?

a)

A privately owned bank that prints money for the government.

b)

A government agency that prints money for the government.

c)

Taxation is theft.

d)

a local bank.

20.

You have the following financial information for the month:

Initial cash balance: $1,500

Projected revenue: $2,500

Gas: $100

Equipment maintenance fees: $300

Truck payment: $400

Payroll: $3,000

Insurance: $120

What is your projected ending cash balance for the month?

a)

$4,000

b)

$80

c)

($1,420)

d)

$3920