下列哪些是证券 (Securities)？   

Which of the following are securities?

I  股票 (shares)  II   债券 (Bonds)

III  认股权证 (Warrants) IV  衍生品 (Derivatives)

下列有关普通股股东 (Ordinary Shareholder) 及优先股股东 (Preference Shareholder)  的陈述是不正确的？

Which of the following statements about the Ordinary Shareholders and Preference Shareholders is not true?

以下皆是企业的利益相关者(Stakeholder)，除了

All the following are stakeholders of a firm, except

In the stock market, the activity of making profit via the difference in stock price by buying low and selling high in the shortest possible time is termed as ______________ .    

在股票市场中，通过股票价格的差异在最短时间内低买高卖获利的活动称为____________。

以下哪项是马来西亚交易所的功能？

Which of the following is the function of Bursa Malaysia?

当股市呈现牛市时，这意味着______________。

I. 股市中卖方多于买方。 II. 股市中买方多于卖方。
III. 股价在上涨。 IV. 股价在下跌。

When the share market is bullish, it indicates that ______________ .       

I  there are more sellers than buyers in the share market.      

II  there are more buyers than the sellers in the share market.     

III  share prices are going up.     

IV  share prices are going down.

下列哪项是属于我国的有形进口(Visible Import)？

Which of the following is considered a visible import for our country?

下列哪几项是一个国家采取自由贸易政策之后会出现的情况？  

I  本地工业将被鼓励生产出口商品。  

II  较便宜的进口商品可能会使本地工业停业。

III  将有更多的国外商品出现予本地市场。

IV  政府将提高进口商品的关税。

Which of the following are the consequence of a country adopting a free trade policy?  

I  Local industries are encouraged to produce goods for exports.

II  Cheaper imported goods may put local industries out of business.

III  More variety of foreign goods appears in local market.

IV  The government increases tariffs on imported goods.

某个国家政府允许每年进口100,000台的空调。 这属于 ________________。

The government of a country permits to import 100,000 air-conditioners per year. It is a/an _________.

我国商人出口棕油到澳洲，此交易涉及的活动包括：

I. 兑换货币

II. 遵照澳洲的海关条规

III. 签发支票要求进口商付款

IV. 出口商向澳洲的银行申请信用证

Malaysian businessman export palm oil to Australia. The activities involved in this transaction include:

I. Currency exchange
II. Complying with Australian customs regulations
III. Issuing a cheque to request payment from the importer
IV. The exporter applying for a letter of credit from an Australian bank

为什么我国要出口货物(Goods)与劳务(Service)？

I. 增加外汇收入

II.缩减贫富差距

III.促进国内经济的发展

IV.满足国民的生活需要

Why does our country need to export goods and services?

I. To increase foreign exchange earnings
II. To reduce the wealth gap
III. To promote domestic economic development
IV. To meet the needs of the citizens

以下哪项不是实施自由贸易政策（Free Trade policy)的理由？

Which of the following is not a reason for implementing a Free Trade policy?

下列哪种情况对我国出口商产生不利的影响？

Which of the following situations would negatively impact our country's exporters?

根据到岸价格(CIF)贸易条件，下列哪项费用是由买方承担？

According to the Cost, Insurance, and Freight (CIF) trade terms, which of the following costs is borne by the buyer?

刘小姐未婚，于2019年1月至12月，每月薪金4000，全年预扣税额RM1900。除了个人减免额RM9000，公积金与寿险保费RM6500外，她没有其他个人税务减免。请问刘小姐2019年的应税收入是多少？

Miss Liu is unmarried and earned a monthly salary of RM 4,000 from January to December 2019, with a total withholding tax of RM 1,900 for the year. Aside from a personal exemption of RM 9,000 and contributions to the Employees Provident Fund (EPF) and life insurance premiums totaling RM 6,500, she has no other personal tax deductions. What is Miss Liu's taxable income for 2019?

下列哪项不是我国联邦政府的发展开支项目？

Which of the following is not a development expenditure item of federal government?

当我国出现持续性经济衰退，政府为了促进经济成长，可采取哪种财政预算？

When our country experiences a prolonged economic recession, which type of fiscal budget can the government implement to stimulate economic growth?

联邦政府财政预算案中，以下哪一项是最大的税收来源？

Which of the following is the largest source of tax revenue In the federal government's budget proposal?

某一化学药品从德国运入我国，海关征收进口商每公升化学药品RM10，以及每次交易量的5%税务。这是属于哪种征收方式？

在个人理财计划中，下列哪些金融产品可用于实现财务目标？

I  共同基金         II  保险         III  债券        IV  股票指数

During personal financial planning, which of the following financial products could be used to achieve financial goals? 

I  Mutual Funds              II  Insurance III  Bonds IV  Stock Index

哪一种税收将增加进口产品的成本，使它们不能与本国产品竞争？

Which type of tax increases the cost of imported products, making them unable to compete with domestic products?

以下哪项将影响金钱的时间值( Time Value of Money)？   

Which of the following will affect the Time Value of Money?

I  本金 (Principal)  

II   回酬率 (Rate of Return)

III  投资期 (Life of Investment)

IV  未来价值 (Future Value)

以下哪项是个人理财计划流程的正确顺序？

I 制定财务计划      II 了解自身的需求 III 分析现时的财务状况

Which of the following is the correct sequence of a personal financial planning process?

I  Develop a financial plan

II  Understand the need of an individual

III  Analyze the current financial situation

以下哪项最符合金钱的时间值概念？

Which of the following best aligns with the concept of the time value of money?

陈先生希望在10年后拥有RM120,000，作为购买房屋的首期付款。如果他的投资项目按复利计算，年利率为6%，他现在应存入多少钱才能达到RM120,000的目标？

Mr. Chen wants to have RM120,000 in 10 years as a down payment for a house. If his investment is compounded annually at an interest rate of 6%, how much should he deposit now to reach his goal of RM120,000?

林先生是高风险承受能力者。哪项投资项目适合林先生？

Mr. Lim has a high risk tolerance. Which investment option is suitable for him?

公司已对其雇员履行社会责任如果它确保______________。  

I  他们在一个安全和健康的工作环境

 II  他们得到合理的薪资

III  他们拥有令人满意的社交生活

IV  他们受到公平及公正的对待

A firm is considered socially responsible to its employees if it ensures that ______________ .  

I  they work in a safe and healthy environment

 II  get a reasonable salary

III they have a satisfying social life

IV  they are treated fairly and equitably

1. 1. 面对货不对办，消费者可行使哪些权利？

   I 发言权与被聆听的权利 II 消费者教育的权利

   III 选择的权利 IV 补偿的权利

2. When faced with a product not matching the description, what rights can consumers exercise?

I. The right to be heard and the right to voice concerns

II. The right to consumer education

III. The right to choose

IV. The right to seek redress

企业对政府的基本责任如下，除了____________。

A company's basic responsibilities toward the government include all of the following, except ____________.