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Math and Finance Quiz

Total questions: 37

Worksheet time: 25mins

Name
Class
Date
1.

Who earns more money each week: Amy, who receives $38.55 an hour for 38 hours work, or Tom, who receives $41.87 an hour for 36 hours work?

a)

Tom by $1464.90

b)

Amy by $1464.90

c)

Tom by $43.42

d)

Amy by $43.42

e)

Both earn the same amount

2.

Susan invests $1,000 into a 2-year investment that yields a fixed annual interest rate of 5% compounded annually. What will the investment be worth at maturity?

a)

$1,050.00

b)

$1,100.00

c)

$1,102.50

d)

$1,104.94

e)

$102.50

3.

In Australia, the GST on goods and services is a tax of

a)

20%

b)

5%

c)

1.5%

d)

10%

e)

15%

4.

Using the tax bracket below, the amount of tax a person will pay who earns $125,000 is:

a)

$31,317

b)

$29,467

c)

$46,250

d)

$1,850

5.

What is money called when it is owed to a lender by a borrower?

a)

Liquidity

b)

Debt

c)

Brokerage

d)

Default

e)

Burrow

6.

Jane sells jewellery. Her commission is based on a sliding scale of 6% on the first $2000 of her sales, 3.5% on the next $1000, and 2% thereafter. What is Jane’s commission when her total sales are $5670?

a)

$120

b)

$208.40

c)

$35

d)

$53.40

e)

$345.60

7.

Bow-Wow dog food comes in 200g pouches for $5.50 and 500g for $10.50. Which is the better buy?

a)

200g pouches

b)

500g pouches

c)

Both are priced the same per 100g

d)

The 1kg pouch would be the cheapest

e)

Neither. They are both expensive

8.

Mr. Smith deposited $20,000 in a bank account that earns at a simple interest rate of 2.5% per annum for two years. Calculate the interest earned at the end of the period.

a)

$21,000

b)

$20,000

c)

$5600

d)

$2000

e)

$1000

9.

If too many investors decide to sell the shares of a company what happens to the price of shares:

a)

Price will fall

b)

Price will stay the same

c)

Price will rise

d)

None of the above

e)

No effect

10.

The price of 2L of full cream milk has increased from $2.60 to $2.65. The percentage increase which has been applied is closest to:

a)

1.8%

b)

1.0%

c)

1.5%

d)

2.0%

e)

192.3%

11.

The original price of an item which is priced at $552 after an increase of 15% is closest to:

a)

$440

b)

$474

c)

$489

d)

$482

e)

$480

12.

A pair of jeans has been discounted by 12%. If the jeans cost $150, what is the new price after the discount has been applied?

a)

$18

b)

$180

c)

$132

d)

$185

e)

$23

13.

A tree lopper charges $55 per hour plus GST. It takes him three hours to complete a job. The amount he will charge, including GST, is:

a)

$55.00

b)

$60.50

c)

$165.00

d)

$180.00

e)

$181.50

14.

Jo qualifies for both Rent Assistance and Youth Allowance and receives a fortnightly payment from the government. Rent Assistance is $140.80 per fortnight. The maximum Youth Allowance is $679.00 per fortnight. It is reduced by 50 cents in the dollar for any income earned over $254 per fortnight. Jo earns $450 per fortnight from a part-time job. What is the total payment Jo receives each fortnight from the government?

a)

$819.80

b)

$674.90

c)

$721.80

d)

$581

e)

$729.80

15.

If $30,000 is invested at 4.8% per annum compound interest, compounding monthly, for 4 years, the interest earned is closest to:

a)

$6336.20

b)

$3663.80

c)

$36336.20

d)

$36188.15

e)

$28 550

16.

$35,000 is invested at 3.5% per annum compound interest. If the money is invested for 3 years, the investment will grow to approximately:

a)

$3,805.13

b)

$3,805.12

c)

$38,805.13

d)

$38,806

e)

$36,225.00

17.

Elena bought 250 shares at a price of $10.12, then sells them 2 years later at a cost of $13.25. How much profit was made?

a)

$3.13

b)

$782.50

c)

$2,530

d)

-$2.530

e)

-$782.50

18.

Elena bought 250 shares at a price of $10.12, then sells them 2 years later at a cost of $13.25.

The percentage increase in the value of her investment is closest to:

a)

50%

b)

24%

c)

23%

d)

31%

e)

30%

19.

Alex wants to buy a new laptop. The price is $3400, but the store offers Alex a hire purchase agreement. Under this agreement, Alex would pay a deposit of $400 and equal monthly instalments of $120 over 3 years. How much will the computer cost Alex if he agrees to this plan and how much interest will Alex have to pay under the terms of this agreement?

a)

Cost is $4720 and interest paid is $1320

b)

Cost is $3400 and there is no interest paid

c)

Cost is $3400 and interest paid is $320

d)

Cost is $4320 and interest paid is $920

e)

Cost is $1320 and interest paid is $4720

20.

The financial institutions from where you can borrow funds to buy a car are:

a)

Parents

b)

Banks

c)

Credit Unions

d)

Banks and Credit Unions

e)

All of the above

21.

Explain the difference between a wage and a salary.

a)

A wage is paid hourly, while a salary is a fixed regular payment.

b)

A wage is a fixed regular payment, while a salary is paid hourly.

c)

Both wage and salary are paid hourly.

d)

Both wage and salary are fixed regular payments.

22.

A superannuation fund is a retirement savings fund. What is its primary purpose?

a)

To provide financial support during retirement

b)

To offer short-term loans

c)

To invest in real estate

d)

To fund higher education

23.

Explain the difference between a commission and a royalty. Which of the following is an example of a commission?

a)

A percentage of sales paid to a salesperson

b)

A payment made to an author for each book sold

c)

A fee paid to a musician for each song played on the radio

d)

A payment to a patent holder for each product sold

24.

Alex delivers pizzas. They are paid $5.50 per delivery from 5pm to 9pm and $7 after 9pm. How much do they earn on a night in which they make 12 deliveries by 9pm and 4 deliveries between 9pm and 10.30pm?

a)

$66

b)

$94

c)

$102

d)

$110

25.

Alex delivers pizzas. They worked from 5pm to 10.30pm and earned $99

What is their average earnings per hour if they worked ?

a)

$10

b)

$18.67

c)

$15

d)

$18

26.

Calculate price per piece. List all answers. Round 2 d.p.

4 lines
27.

Which is the most expensive way to buy the chicken?

a)

Snacks

b)

Bag

c)

Bucket

d)

Party barrel

28.

Which way is the least expensive way to buy the chicken?

a)

Snacks

b)

Bag

c)

Bucket

d)

Party barrel

29.

For a party, Saad buys 3 Party Barrels, 1 Bucket and a Snack to eat on the way home. How much does this cost?

a)

$50

b)

$75

c)

$71

d)

$73

30.

What is Death insurance?

a)

A type of insurance that provides coverage in the event of the policyholder's death

b)

A savings plan for retirement

c)

A health insurance policy

d)

A type of property insurance

31.

Income protection is a type of insurance that:

a)

Provides coverage for medical expenses

b)

Replaces lost income due to illness or injury

c)

Covers property damage

d)

Offers life insurance benefits

32.

Which of the above funds is performing better and by how much?

a)

ING is performing better by 1.33%

b)

IOOF is performing better by 1.33%

c)

ING is performing better by 5%

d)

IOOF is performing better by 5%

33.

What is the difference in the fees?

a)

$100

b)

$392

c)

$300

d)

$1.33

34.

From the limited information you have above, which one would you choose and why?

4 lines
35.

Saci is an industrial cleaner and is paid at the rate of $25.82 per hour. If Saci works in a confined space, she is paid a loading of $2.50 per hour. Calculate Saci’s pay for a week in which she works 38 hours where 19 of those hours were in a confined space.

a)

$1,200.50

b)

$1,100.58

c)

$1,028.66

d)

$1,301.28

36.

Based on her research, how much could Angela expect to earn in a year if she were to choose Method 1?

a)

$3023

b)

$4507

c)

$2,037

d)

$750

37.

If Angela were to choose a method of payment based on the average sales figures, state which method she should choose in order to earn the greater income. Justify your answer with appropriate calculations.

a)

Method 1

b)

Method 2