WorksheetsPaying for & Attending College Videos Test Bank
Total questions: 107
Worksheet time: 54mins
What is one reason college financing is considered tricky?
It is easy to understand.
It involves complex processes and high costs.
It is only available to a few students.
It is not necessary for most students.
What is one way to help minimize tuition costs?
Taking out more student loans.
Attending a local community college for core credits.
Dropping out of college.
Avoiding college altogether.
What is one way to potentially eliminate tuition costs?
Winning a lottery.
Challenging for credits by demonstrating proficiency.
Borrowing money from friends.
Working multiple jobs.
Oftentimes, students who go to college deal with what scenario?
They often have no debt.
They leave with large amounts of tuition debt.
They always find high-paying jobs.
They regret going to college.
What is the chance that a FAFSA applicant will get some type of financial aid for college?
35%
55%
85%
100%
How much does it cost to file the FAFSA each year?
$85.00
It depends on your family's income
It depends on what college you go to
It's free
When does the FAFSA officially open each year?
October 1
October 15
November 1
November 15
Which people do NOT need to file a FAFSA?
Adam, a senior in high school, is applying to community college.
Sarah, a senior in college, is applying to grad school.
Gina, a senior in college, is taking a gap year before joining the military.
Yunior is a part-time student enrolling as a full-time student next year.
Why should you avoid giving your personal information over the phone if you didn't initiate the call?
To protect yourself from getting too much aid
To protect yourself from identity theft
To ensure the public can access your information
You can give your information over the phone without any concerns.
What is the primary purpose of the FAFSA?
To apply for scholarships only
To determine eligibility for federal student aid
To secure a student loan automatically
To enroll in college classes
Which of the following groups is generally NOT eligible to file a FAFSA?
High school seniors
Graduate students
Non-degree seeking students
Adult learners
What is a common mistake when filling out the FAFSA?
Listing parents' income incorrectly
Filing too early
Forgetting to sign the application
All of the above
How can students submit their FAFSA application?
Only by mail
Online, by mail, or through a mobile app
Only in person at the financial aid office
By email
What information is NOT required to complete the FAFSA?
Social Security number
College major
Tax information
Dependency status
Why is it important to keep a record of your FAFSA submission?
To ensure you can apply again next year
To provide documentation if asked by the college
To verify your income in the future
It's not important
What is the expected family contribution (EFC)?
The amount a family must pay for college
The total amount of financial aid awarded
A loan that families can apply for
A grant given to families in need
How often must you file the FAFSA if you are in college?
Every semester
Once a year
Every two years
Only when transferring schools
What does FAFSA stand for?
Federal Application for Student Aid
Free Application for Federal Student Aid
Financial Aid for Students and Families Application
Federal Aid for Students Application
Which of the following is a type of federal student aid that does not need to be repaid?
Student loans
Work-study
Pell Grant
None of the above
When can students start filing the FAFSA for their senior year?
January 1st
October 1st
March 1st
December 1st
Which type of federal student aid provides part-time jobs for students on campus?
Pell Grant
FSEOG
Work-study
Student loans
What is the primary purpose of the FAFSA?
To apply for college admission
To apply for federal student aid
To apply for scholarships
To apply for student housing
Which grant is specifically for undergraduate students with exceptional financial need and is only available at participating colleges?
Pell Grant
FSEOG
Work-study
Student loans
What is a key benefit of participating in a work-study program?
It provides a full-time job
It offers free tuition
It helps students engage more in college
It eliminates the need for student loans
Which type of federal student aid must be repaid?
Pell Grant
FSEOG
Work-study
Student loans
What does the term "grant" imply in the context of student financial aid?
Money that must be repaid with interest
Money that does not need to be repaid
A loan with a low interest rate
A scholarship based on academic merit
Which of the following is NOT a type of federal student aid mentioned in the prompt?
Pell Grant
FSEOG
Work-study
Academic scholarships
What is the most important fact to know about student loans?
They do not need to be repaid.
They have to be repaid.
They are only available for graduate students.
They are interest-free.
How do federal loan interest rates compare to private loan interest rates?
Federal loan interest rates are often higher.
Federal loan interest rates are often lower.
Federal loan interest rates are the same as private loan rates.
Federal loan interest rates vary each year.
What is a characteristic of federal loan interest rates?
They increase every year.
They decrease every year.
They stay the same throughout the duration of the loan.
They are determined by the borrower's credit score.
Which type of loan is for students who demonstrate financial need?
Direct unsubsidized loan
Direct subsidized loan
Private loan
Parent PLUS loan
What happens to the interest on a direct subsidized loan while you are in school?
It accrues and must be paid monthly.
It does not accrue.
It is added to the principal amount.
It is paid by the school.
What happens to the interest on a direct unsubsidized loan while you are in school?
It does not accrue.
It is paid by the government.
It accrues.
It is waived.
Do student loans require a credit check or a cosigner?
Yes, always.
No, they do not require a credit check or a cosigner.
Only for private loans.
Only for loans over $10,000.
Which type of loan might have increasing interest rates each year?
Federal loans
Direct subsidized loans
Direct unsubsidized loans
Private loans
What is one advantage of sticking with federal loans?
They require a cosigner.
They have variable interest rates.
They often have lower interest rates than private loans.
They are only available to graduate students.
Which of the following is NOT true about direct subsidized loans?
They are for students with financial need.
They accrue interest while you are in school.
They do not require a credit check.
They have a fixed interest rate.
What is the main concern addressed in the conversation about college funding?
The availability of scholarships
How to pay for college
Choosing the right college
Balancing work and study
According to the prompt, how many main sources of financial aid are there?
Two
Three
Four
Five
Which of the following is NOT mentioned as a type of federal aid?
Grants
Scholarships
Work-study jobs
Tuition waivers
What is the source of federal aid for college students?
State government
Private organizations
U.S. Department of Education
College institutions
Mississippi aid is specifically available to which group of students?
All U.S. students
Mississippi graduates attending college in Mississippi
International students
Students with high academic achievements
Which type of aid is described as not needing to be repaid?
Federal loans
Mississippi aid
Work-study jobs
Private loans
What is the minimum amount mentioned for Mississippi grants?
$100
$250
$500
$1000
Which type of aid is typically based on financial need?
Federal loans
Mississippi aid
Institutional aid
Private scholarships
Who is the speaker in the prompt?
A college advisor
A financial aid officer
Kirsten
A student
What is the key to maximizing available funding sources for college?
Applying early
Having the right knowledge
Choosing a cheaper college
Working part-time
When do most colleges open their applications for high school seniors?
June 1st
August 1st
September 1st
October 1st
What is the earliest date some schools may open their applications?
May 1st
June 1st
July 1st
August 1st
Which type of colleges in Mississippi is mentioned as having a fairly easy admissions process?
Private colleges
Community colleges
Four-year public colleges and universities
Online colleges
How many things are needed to complete the admissions process at in-state public universities in Mississippi?
Two
Three
Four
Five
Which of the following is NOT mentioned as a requirement for the admissions process at in-state public universities?
Application fee
Personal essay
Official high school transcripts
Standardized test scores
What type of admissions process is described as more competitive and typically follows a holistic approach?
Open admissions process
Selective admissions process
Rolling admissions process
Early decision process
What does a holistic admissions approach mean?
Only test scores are considered
Only high school transcripts are considered
A combination of various factors is considered
Only extracurricular activities are considered
Who is the speaker in the introduction of the prompt?
Alex
Charlie
Taylor
Jordan
What is the main topic discussed by Charlie in the prompt?
College life
Differences in college courses
Differences in the admissions process
College sports
What is the purpose of the introduction in the prompt?
To explain the college curriculum
To discuss college extracurricular activities
To address the overwhelming nature of the college admissions process
To provide a history of colleges
What is the purpose of an ACT fee waiver?
To help all students pay for the ACT
To help lower-income students pay for the ACT
To help students pay for college tuition
To help students pay for textbooks
How many ACT fee waivers can a student receive if they qualify for free or reduced lunch?
Two
Three
Four
Five
What should a student do if they are unsure about qualifying for an ACT fee waiver?
Contact the ACT organization directly
Ask their high school counselor about the necessary paperwork
Apply for a scholarship
Pay the full fee and request a refund later
What happens if a student receives an ACT fee waiver but does not test on the requested date?
The waiver can be reused for another test date
The waiver is considered used and cannot be reused
The student must pay a penalty fee
The waiver is automatically transferred to another student
What other fees can fee waivers cover besides the ACT?
College tuition fees
College application fees
Textbook fees
Dormitory fees
Who is eligible to receive fee waivers for college application fees?
All high school students
Students who receive free or reduced lunch
Students with a GPA above 3.5
Students who are members of a sports team
Where can students obtain fee waivers for college application fees?
From the college's admissions office
From their high school counselor
From the ACT organization
From their parents
What is the main benefit of obtaining a fee waiver for college applications?
It guarantees admission to the college
It allows students to apply to colleges without paying the application fee
It provides a discount on tuition fees
It offers free textbooks for the first semester
What is the relationship between free or reduced lunch eligibility and fee waivers?
There is no relationship
Eligibility for free or reduced lunch often qualifies students for fee waivers
Only students not eligible for free or reduced lunch can receive fee waivers
Fee waivers are only for students who pay full lunch fees
What should students do to apply for free or reduced lunch, which may qualify them for fee waivers?
Fill out a form provided by their high school counselor
Contact the college they wish to attend
Apply directly to the ACT organization
Submit a request to the Department of Education
By the year 2027, what percentage of all jobs will require some form of post-secondary education?
50%
70%
60%
80%
According to the prompt, how many out of every three jobs will require post-secondary education by 2027?
One
Two
Three
None
What are some of the representations of college mentioned in the prompt?
Big columns and classrooms
Greek letters and a body shop full of technicians
Both A and B
None of the above
Which of the following is NOT mentioned as a type of degree that college can offer?
Associate's degree
Bachelor's degree
High school diploma
Doctoral degree
What foundational skills does college help develop according to the prompt?
Time management and meeting deadlines
Writing and presenting
Planning and problem-solving
All of the above
Why is college considered increasingly important over the years?
It is a requirement for all jobs
It provides technical skills and trade knowledge
It is a requirement for a majority of jobs
It is only for academic purposes
What is the main reason employers are looking for post-secondary education in new hires?
To ensure employees have a high school diploma
To ensure employees have foundational skills
To ensure employees have a specific degree
To ensure employees have work experience
Which of the following is NOT a benefit of college mentioned in the prompt?
Developing teamwork skills
Learning to drive
Improving problem-solving abilities
Enhancing time management skills
What does the prompt suggest about college and career paths?
College is only for academic careers
College can be for everyone, regardless of career path
College is only for technical careers
College is not necessary for any career path
What is the overall message of the prompt regarding college education?
College is only about academics
College is a waste of time
College provides essential skills and opportunities
College is only for those pursuing a doctoral degree
What is a private college?
A college that is publicly funded and follows government policies.
A college that is privately funded and makes its own policies and rules.
A college that offers free tuition to all students.
A college that only offers online courses.
Which of the following is a private college in Mississippi?
Jackson State University
University of Southern Mississippi (USM)
Mississippi College
Hinds Community College
What does the acronym "HBCU" stand for?
Historically Black College or University
Highly Beneficial College or University
Historically Built College or University
High Budget College or University
How many HBCUs are there in the United States?
50
75
107
150
Which of the following is an example of an extremely selective college?
Mississippi State University
Juilliard
University of Mississippi
Hinds Community College
Which of the following is a public college in Mississippi?
Tougaloo College
William Carey University
Jackson State University
Millsaps College
How many HBCUs are located in Mississippi?
3
4
5
6
What is one characteristic of a selective college?
It admits all applicants.
It has no admission criteria.
It admits only a small percentage of applicants.
It offers only online courses.
Which of the following is NOT a private college in Mississippi?
Tougaloo College
William Carey University
University of Southern Mississippi (USM)
Mississippi College
Which of the following is a characteristic of public colleges?
They are privately funded.
They make their own policies and rules.
They are publicly funded and follow government policies.
They only offer graduate programs.
What is the first step in applying to college according to the passage?
Writing your personal statement
Listing the schools you want to apply to
Gathering recommendation letters
Preparing for interviews
Who is the host of the Crash Course series mentioned in the passage?
John Green
Hank Green
Erica Brozovsky
Michael Aranda
What is the name of the series that helps with understanding the college application process?
How to Apply
College Prep 101
How to College
University Guide
Which university is partnered with the Crash Course series mentioned in the passage?
Harvard University
Stanford University
Arizona State University
University of California
According to the passage, what is a potential personal preference when choosing a college?
The number of sports teams
Proximity to family
Availability of online courses
Size of the campus
What is a possible deal breaker when selecting a college, as mentioned in the passage?
The college's ranking
The cost of attendance
The number of available majors
The weather in the area
What is the main goal of the episode described in the passage?
To teach students how to write essays
To break down the college application process into steps
To provide a list of the best colleges
To explain how to get scholarships
What is the tone of the passage regarding the college application process?
Overwhelming and stressful
Simple and manageable
Confusing and unclear
Exciting and adventurous
What is the purpose of taking a "bird’s eye view" of the college application process?
To focus on the details
To understand the overall process
To avoid making mistakes
To compare different colleges
What is the format of the Crash Course series mentioned in the passage?
A textbook
A video series
A podcast
A workshop
What is one of the options available after graduating from high school?
Traveling the world
Apprenticeships
Starting a business
Joining a sports team
Which educational path is mentioned as a potential stepping stone to a four-year university?
Online courses
Community college
Vocational school
Military service
What is suggested to do when feeling overwhelmed about future decisions?
Ignore the feelings
Take a deep breath and give it some thought
Make a quick decision
Ask friends for advice only
What is one benefit of attending a community college?
It is free for everyone
It offers a chance to earn a degree or credential
It guarantees a job after graduation
It requires no exams
What should you do to stay updated with new content according to the prompt?
Follow on social media
Hit the like, subscribe, and notification bell
Check the website daily
Sign up for a newsletter
What is a potential outcome of attending a community college?
Immediate employment in any field
Discovering educational interests
Guaranteed admission to a four-year university
Becoming a professional athlete
Which of the following is NOT mentioned as an option after high school?
Associates degree
Four-year university
Starting a family
Apprenticeships
What emotion is acknowledged in the prompt regarding post-high school decisions?
Excitement
Confusion
Overwhelm
Indifference
What is the tone of the message in the prompt?
Formal and strict
Casual and supportive
Critical and judgmental
Indifferent and detached
What is the primary purpose of the message in the prompt?
To advertise a specific college
To provide guidance and support for post-high school options
To discourage further education
To promote a specific career path
