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Unit 3 7th Grade Vocab Quiz #2

Total questions: 22

Worksheet time: 33mins

Name
Class
Date
1.

Fill in the blank: A PIN is a secret code that stands for _______.

4 lines
2.

Match the following terms with their definitions:

a)

A bank account for everyday spending

b)

A card you load with money to use like cash

c)

A booklet to track money in and out of your account

d)

A written order to pay someone from your bank account

3.

Fill in the blank: Cashback is money you get back when you use your (a)   to buy things.

4.

Match the following terms with their definitions:

a)

The most money you can borrow on your card

b)

Extra money paid when borrowing money

c)

A card that lets you borrow money to buy things

5.

Fill in the blank: (a)   is the extra money you pay when you borrow money.

6.

Explain the difference between a checking account and a savings account.

4 lines
7.

Match the following terms with their definitions:

a)

A machine to withdraw cash

b)

Spending more than you have in your account

c)

A secret code for accessing your account

8.

What is a credit card primarily used for?

a)

To save money

b)

To borrow money for purchases

c)

To earn interest

d)

To deposit cash

9.

What is an annual fee in the context of credit cards?

a)

A monthly charge for using a credit card

b)

A yearly charge for having a credit card

c)

A fee for late payments

d)

A fee for exceeding the credit limit

10.

What are rewards in the context of credit cards?

a)

Discounts on purchases

b)

Points or miles earned for using the card

c)

Free annual fees

d)

Lower interest rates

11.

What is an ATM used for?

a)

To deposit checks

b)

To withdraw cash

c)

To apply for loans

d)

To open a new account

12.

What is the purpose of a credit limit on a credit card?

a)

To determine the interest rate

b)

To set the maximum amount you can borrow

c)

To calculate annual fees

d)

To offer cashback rewards

13.

What happens when you have an overdraft in your bank account?

a)

You earn interest

b)

You receive a bonus

c)

You are charged a fee

d)

You get a loan

14.

What does ATM stand for?

a)

Automated Teller Machine

b)

Automatic Transaction Machine

c)

Automated Transfer Machine

d)

Automatic Teller Mechanism

15.

What is a PIN used for?

a)

To access your bank account

b)

To earn interest

c)

To overdraft your account

d)

To increase your credit limit

16.

What is a prepaid card?

a)

A card linked to your savings account

b)

A card you load money onto and use like cash

c)

A card that earns interest

d)

A card that automatically deducts money from your checking account

17.

How can a checkbook transaction register help you?

a)

It automatically deposits money

b)

It helps track spending and balance

c)

It increases your interest rate

d)

It prevents overdraft fees

18.

What is a check?

a)

A tool to track your spending

b)

A written order to pay someone from your bank account

c)

A type of savings account

d)

A card that earns rewards

19.

Antonio does not like carrying cash or writing checks, but he wants to have access to his money in his account for daily use. What service that fits his preferences can a bank offer him?

a)

saving account

b)

Credit Card

c)

Debit Card

d)

Deposit Box

20.

You have $253.55 in your checking account.

You deposit $44.34.


Do you have enough money for a $300 video game system purchase?

(you CAN use a calculator)

a)

True

b)

False

21.

You have $219.78 in your checking account.

You withdraw $60.

You want to make a purchase for $80 for clothes. Do you have enough money?

(you CAN use a calculator)

a)

True

b)

False

22.

You earn $35 from pet sitting. You want to put it in your bank account.

That is called...

a)

deposit

b)

withdrawal

c)

debit card

d)

PIN