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Worksheets

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Total questions: 28

Worksheet time: 28mins

Name
Class
Date
1.
The movement of funds by electronic means
a)
EFT (Electric Funds Transfer)
b)
ATM (Automated Teller Machine)
c)
PIN (Personal Identification Number
d)
POS (Point of Sale transaction)
2.
What's Gross Income?
a)
What you earn before taxes
b)
What you earn after taxes
c)
Amount of taxes you pay
d)
Disgusting money
3.

A cheque becomes invalid after 6 months - true or false?

a)

True

b)

False

4.

Bank rate is decided by which of the following?

a)

Reserve Bank of India

b)

Government of India

c)

State bank of India

d)

SEBI

5.

Which of the following is not a regulatory institution in the Indian Financial System?

a)

RBI

b)

SEBI

c)

CIBIL

d)

IRDA

6.
Taking more money out of your account than is available​ is called?
a)
Overdraw
b)
Deposit
c)
Withdraw
d)
Balance
7.
What is the name of a legal document that functions like cash?
a)
Check
b)
ATM
c)
Deposit slip
d)
PIN
8.
Liam wants cash from his bank, but it is closed, He will use the ATM.
a)
credit card
b)
debit card
c)
savings account
9.

What is the difference between current and fixed deposit?

a)

Current deposit is only for small sums of money

b)

Fixed deposits can be withdrawn any time, but current deposits can not

c)

Current deposits can be withdrawn any time, but fixed deposits can not

10.

When writing a check, it is a good idea to use

a)

pencil

b)

erasable pen

c)

blue or black ink pen

d)

red pen

11.

What were the correct locations of three presidency banks during British India?

a)

Surat , Indore , Delhi

b)

Madras, Bombay, Calcutta

c)

Mysore, Nagpur, Lucknow

d)

Dehradun, Nashik, Vishakhapatnam

12.

RBI started working from ....... headquartered .........

a)

6 mar 1934, calcutta

b)

1 APR 1935 , Calcutta

c)

6 mar 1934 Bombay

d)

1 APR 1935 Bombay

13.

Which of these cannot be issued by a Payment bank?

a)

Debit Card

b)

Credit Card

c)

Foreign Exchange

d)

none

14.

Who is the chairperson of the Monetary Policy committee of India?

a)

Finance Minister

b)

Economic Advisor

c)

Prime Minister

d)

RBI Governor

15.

Which of these accounts cannot be opened in a Payment Bank?

a)

Recurring Deposits

b)

Fixed Deposits

c)

Current account

d)

Both a and b

16.

Which of the following is not the fund based business of commercial banks?

a)

Loans and advances

b)

Acceptance of Deposits

c)

Merchant Banking

d)

None

17.

What is MICR?

a)

Material Identify Clearance Recognition

b)

Magnet Identification Characteristic Recognition

c)

Magnetic Ink Characteristic Recognition

d)

Magnificent Ink Characteristic Recognition

18.

________ cheques contains a white path at the bottom in which you have various numbers

a)

Material Identify clearance Recognition

b)

Magnet Identified Character Recognition

c)

Magnificent Ink Characteristic Recognition

d)

Magnetic Ink Characteristic Recognition

19.

Which banks do not accept deposits?

a)

Commercial banks

b)

Investment banks

c)

Retail banks

d)

None of the above

20.

Minimum and Maximum limits for RTGS

a)

Minimum 2 Lakhs and Maximum No limit

b)

Minimum 1 Lakhs and Maximum 10 Lakhs

c)

Minimum 1 Rupees and Maximum No limit

d)

Minimum 5 Lakhs and Maximum 50Lakhs

21.

Cheque is a ___ instrument

a)

Paper

b)

Money alternative

c)

Negotiable

d)

All the Above

22.

Is there any minimum and maximum cash withdrawal limit per day for Saving Account Holders?

a)

Yes

b)

No

c)

Maybe

d)

All of the Above

23.

Expand the term EMI as used in banking/finance sector?

a)

Easy Monthly Instalment

b)

Equal Monthly Investment

c)

Equated Mortgage Investment

d)

Equated Monthly Instalment

24.

Which Bank introduced internet banking in India?

a)

CitiBank

b)

HDFC Bank

c)

SBI Bank

d)

ICICI Bank

25.

Which Bank introduced ATM in India?

a)

ICICI Bank

b)

Central Bank

c)

Standard Chartered Bank

d)

HSBC Bank

26.

Aadhaar Pay is a biometric-based payment system in India. Is the statement true or false?

a)

True

b)

False

27.

The concept of Goods And Services Tax (GST) is originated in……

a)

Canada

b)

US

c)

Britain

d)

Germany

28.

Which of the following Private Bank has recently announced the start of its integration with ‘payments on WhatsApp’ to enable simple and secure FASTags recharge for the Bank’s customers?

a)

IndusInd Bank

b)

IDFC First Bank

c)

HDFC Bank

d)

Kotak Mahindra Bank