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Worksheets

Liability ProductMAR26

Total questions: 80

Worksheet time: 42mins

Name
Class
Date
1.

What is the minimum balance required for auto sweep in Baroda Advantage Current Account?

a)

Rs. 1.00 Lac

b)

Not Allowed

c)

Rs. 0.50 Lac

d)

Rs. 2.00 Lac

2.

What is the scheme code of BOB Advantage Current Account?

a)

CA101

b)

CA107

c)

CA108

d)

CA129

3.

What is per day cash deposit limit without any charge under BOB Advantage Current Account?

a)

Upto Rs. 1.00 Lac per day

b)

Upto Rs. 2.00 Lac per day

c)

Not Allowed

d)

Upto 1000 Notes per day

4.

How many no. of free cash withdrawal transaction per month allowed at Base Branch, Local Non-Base and Outstation Branch under BOB Premium Current Account?

a)

2

b)

5

c)

10

d)

unlimited

5.

If additional POS machine are required under BOB new Current Account scheme, What is the minimum transaction amount per month required for POS to get 100% waiver of monthly rental ?

a)

Rs. 1.00 Lac

b)

Rs. 2.00 Lac

c)

Rs. 5.00 Lac

d)

Rs. 10.00 Lac

6.

What is the QAB under BOB Supreme Current Account?

a)

Rs. 2.50 Lac

b)

Rs. 0.75 Lac

c)

Rs. 0.25 Lac

d)

Rs. 0.10 Lac

7.

What is the default Sweep Period under Current Account Scheme?

a)

181 days

b)

365 days

c)

45 days

d)

15 days

8.

What is the free anywhere cash deposit limit under BOB Premium Current Account?

a)

Upto Rs. 7.50 Lac per day

b)

Upto Rs. 25.00 Lac per day

c)

Upto Rs. 2.50 Lac per day

d)

Upto 1000 Notes per day

9.

If additional Sound Box is/are required under BOB new Current Account scheme, What is the minimum transaction amount per month required for Sound Box to get 100% waiver of monthly rental for availing ?

a)

Rs. 0.25 Lac

b)

Rs. 0.50 Lac

c)

Rs. 1.00 Lac

d)

Rs. 2.00 Lac

10.

What is the scheme code of BOB Supreme Current Account?

a)

CA101

b)

CA107

c)

CA108

d)

CA144

11.

What is the balance criteria for Senior Citizen Vishesh Samman SB A/c?

a)

MAB 50000

b)

MAB 75000

c)

MAB 100000

d)

MAB 200000

12.

How many cheque books are free under BOB Supreme Current Account?

a)

Unlimited

b)

50 Cheques books

c)

50 Cheque Leaves

d)

2Cheque Books per year

13.

What are the minimum balance charges for non-maintenance of QAB under BOB Supreme Current account, if QAB is more than 50%?

a)

300+GST

b)

3000+GST

c)

500+GST

d)

5000+GST

14.

What are the minimum balance charges for non-maintenance of QAB under BOB Premium Current account, if QAB is more than 50%?

a)

200+GST

b)

2000+GST

c)

300+GST

d)

3000+GST

15.

What is Minimum Balance Charges criteria for Baroda Advantage SB A/c SB101?

a)

6% of Shortfall in Required Balance

b)

Min Rs.50.00 irrespective of shortfall

c)

No charges if MAB of Rs.10000.00 maintained

d)

NIL

16.

What is the maximum limit for free anywhere cash deposit under CA140 Current Account?

a)

Upto Rs. 7.50 Lac per day subject to 10 times of MAB

b)

Upto Rs. 25.00 Lac per day subject to 10 times of MAB

c)

Upto Rs. 2.50 Lac per day subject to 10 times of MAB

d)

Upto 1000 Notes per day

17.

What is the maximum limit for free anywhere cash deposit under CA141 Current Account?

a)

Upto Rs. 7.50 Lac per day subject to 10 times of MAB

b)

Upto Rs. 2.50 Lac per day subject to 10 times of MAB

c)

Upto Rs. 1.00 Lac per day subject to 10 times of MAB

d)

Upto 1000 Notes per day

18.

What is the maximum limit for free anywhere cash deposit under CA142 Current Account?

a)

Upto Rs. 7.50 Lac per day subject to 10 times of MAB

b)

Upto Rs. 2.50 Lac per day subject to 10 times of MAB

c)

Upto Rs. 1.00 Lac per day subject to 10 times of MAB

d)

Upto 1000 Notes per day

19.

What is the maximum limit for free anywhere cash deposit under CA143 Current Account?

a)

Upto Rs. 75.00 Lac per day subject to 10 times of MAB

b)

Upto Rs. 50.00 Lac per day subject to 10 times of MAB

c)

Upto Rs. 25.00 Lac per day subject to 10 times of MAB

d)

Upto Rs. 15.00 Lac per day subject to 10 times of MAB

20.

What is the maximum limit for free anywhere cash deposit under CA144 Current Account?

a)

Upto Rs. 500.00 Lac per day subject to 10 times of MAB

b)

Upto Rs. 250.00 Lac per day subject to 10 times of MAB

c)

Upto Rs. 100.00 Lac per day subject to 10 times of MAB

d)

Upto Rs. 75.00 Lac per day subject to 10 times of MAB

21.

What is the maximum limit for free anywhere cash deposit under CA145 Current Account?

a)

Upto Rs. 500.00 Lac per day subject to 10 times of MAB

b)

Upto Rs. 250.00 Lac per day subject to 10 times of MAB

c)

Upto Rs. 100.00 Lac per day subject to 10 times of MAB

d)

Upto Rs. 75.00 Lac per day subject to 10 times of MAB

22.

What is the maximum limit for free anywhere cash deposit under CA146 Current Account?

a)

Upto Rs. 500.00 Lac per day subject to 10 times of MAB

b)

Upto Rs. 250.00 Lac per day subject to 10 times of MAB

c)

Upto Rs. 100.00 Lac per day subject to 10 times of MAB

d)

Upto Rs. 75.00 Lac per day subject to 10 times of MAB

23.

What is balance criteria for BOB Women Sapphire SB A/c?

a)

MAB 50000

b)

MAB 75000

c)

MAB 100000

d)

NIL

24.

What are the charges for non-maintenance of MAB under bob Gold Current Account Scheme?

a)

Rs. 1000 + GST

b)

Rs. 2500 + GST

c)

Rs. 5000 + GST

d)

Rs. 7500 + GST

25.

Under BOB Platinum Current Account Scheme if MAB<50% what is the non-maintenance charges levied by the bank?

a)

Rs. 1500/- + GST

b)

Rs. 2500/- + GST

c)

Rs. 3500/- + GST

d)

Rs. 4500/- + GST

26.

What is the Monthly Average Balance (MAB) required for the BOB Rhodium Current Account (CA145)?

a)

₹10,00,000/-

b)

₹15,00,000/-

c)

₹25,00,000/-

d)

₹50,00,000/-

27.

How often does the sweep facility get triggered under any type of account?

a)

Daily

b)

Every Monday

c)

Monthly

d)

Quarterly

28.

Under BOB Rhodium Current Account Scheme if MAB<50% what is the non-maintenance charges levied by the bank?

a)

Rs. 2000/- + GST

b)

Rs. 3000/- + GST

c)

Rs. 4000/- + GST

d)

Rs. 5000/- + GST

29.

Under BOB Diamond Current Account Scheme, if MAB<50% what is the minimum balance charges levied by the bank?

a)

Rs. 5000/- + GST

b)

Rs. 10000/- + GST

c)

Rs. 15000/- + GST

d)

Rs. 2500/- + GST

30.

What is the minimum threshold for first sweep to happen under CA146 account?

a)

Rs. 10.00 Lac

b)

Rs. 50.00 Lac

c)

Rs. 100.00 Lac

d)

Rs. 200.00 Lac

31.

What is the salary band for the Baroda Salary Classic SB Account (SB 174)?

a)

₹5,000 to ₹10,000

b)

₹10,000 to ₹50,000

c)

₹50,000 to ₹1,00,000

d)

More than ₹2,00,000

32.

What is the salary band for the Baroda Salary Super SB Account (SB 175)?

a)

₹5,000 to ₹10,000

b)

₹10,000 to ₹50,000

c)

₹50,000 to ₹1,00,000

d)

More than ₹2,00,000

33.

What is the salary band for the Baroda Salary Premium SB Account (SB 176)?

a)

₹10,000 to ₹50,000

b)

₹50,000 to ₹1,00,000

c)

₹1,00,000 to ₹2,00,000

d)

More than ₹2,00,000

34.

What is the salary band for the Baroda Salary Privilege SB Account (SB 177)?

a)

₹10,000 to ₹50,000

b)

₹50,000 to ₹1,00,000

c)

₹1,00,000 to ₹2,00,000

d)

More than ₹2,00,000

35.

What is the total accident insurance cover offered with the Baroda Salary Privilege SB Account?

a)

₹60,00,000

b)

₹80,00,000

c)

₹40,00,000

d)

₹1,00,00,000

36.

What is the free personal accident insurance cover under the Baroda Salary Super SB Account?

a)

₹10,00,000

b)

₹20,00,000

c)

₹30,00,000

d)

₹50,00,000

37.

What is the free personal accident insurance cover under the Baroda Salary Classic SB Account?

a)

₹10,00,000

b)

₹20,00,000

c)

₹30,00,000

d)

₹50,00,000

38.

What is the free personal accident insurance cover under the Baroda Salary premium SB Account?

a)

₹20,00,000

b)

₹30,00,000

c)

₹40,00,000

d)

₹50,00,000

39.

What is the free personal accident insurance cover under the Baroda Salary Privilege SB Account?

a)

₹20,00,000

b)

₹30,00,000

c)

₹40,00,000

d)

₹50,00,000

40.

What is the total accident insurance cover offered with the Baroda Salary classic SB Account?

a)

₹60,00,000

b)

₹80,00,000

c)

₹40,00,000

d)

₹1,00,00,000

41.

What is the total accident insurance cover offered with the Baroda Salary Super SB Account?

a)

₹60,00,000

b)

₹80,00,000

c)

₹40,00,000

d)

₹1,00,00,000

42.

What is the total accident insurance cover offered with the Baroda Salary Premium SB Account?

a)

₹60,00,000

b)

₹80,00,000

c)

₹40,00,000

d)

₹1,00,00,000

43.

What are the charges for debit card issuance and renewal for Corporate Salary Accounts?

a)

₹100 annually

b)

₹500 annually

c)

Lifetime free

d)

₹250 annually

44.

What is the ATM usage policy for corporate salary packages account?

a)

Free transactions only at Baroda Bank ATMs

b)

Limited free transactions per month at all ATMs

c)

Unlimited free ATM cash withdrawals and non-financial transactions at all bank ATMs

d)

Unlimited cash withdrawals only at base branch ATMs

45.

Which of the following document/s is required to open a Baroda Corporate Salary Savings Account?

a)

Latest salary slip

b)

Appointment letter

c)

Declaration of terms and conditions under the scheme

d)

Only a self-declaration as mentioned in circular

46.

In which Branches, can the Baroda Corporate Salary Savings Accounts be opened?

a)

Metro branches only

b)

Rural branches only

c)

Semi-Urban Branches Only

d)

Urban branches only

47.

Which credit card is offered lifetime free under the Baroda Salary Privilege SB Account?

a)

Baroda Select Credit Card

b)

Baroda Eterna Credit Card

c)

Baroda Platinum Credit Card

d)

Baroda Classic Credit Card

48.

What debit card is issued with the spouse's zero-balance account under corporate salary packages account?

a)

RuPay Classic Debit Card

b)

RuPay Platinum Debit Card

c)

RuPay Sapphire Debit Card

d)

VISA Platinum Debit Card

49.

What is the discount on depository services/Demat AMC for Baroda Salary Super SB Account?

a)

50%

b)

75%

c)

100%

d)

25%

50.

For how many years is the Demat AMC (Annual Maintenance Charges) free for all Baroda Corporate Salary Accounts?

a)

First year only

b)

First two years

c)

Lifetime

d)

No discount offered

51.

How many free cheque leaves are offered annually for Baroda Corporate Salary Accounts?

a)

50

b)

100

c)

Unlimited

d)

200

52.

What are the scheme codes for the Masterstroke Savings Account for residents, NRE, and NRO accounts?

a)

SB100, SB200, SB300

b)

SB116, SB216, SB316

c)

SB101, SB201, SB301

d)

SB120, SB220, SB320

53.

Which of the following is NOT eligible to open a Masterstroke Savings Account?

a)

Resident Indians

b)

Non-Resident Indians (NRIs)

c)

Minors

d)

Individuals with Joint Accounts

54.

What is the Average Balance requirement for the BOB Masterstroke Savings Account?

a)

MAB ₹5,00,000 or ₹10,00,000 TD

b)

MAB ₹10,00,000 or ₹5,00,000 with ₹10,00,000 TD

c)

MAB ₹7,50,000 or ₹15,00,000 TD

d)

MAB ₹20,00,000

55.

What is the penalty for non-maintenance of the MAB in SB116 account?

a)

₹1,500 + GST Monthly

b)

₹3,000 + GST Quarterly

c)

Min ₹200 & Max ₹1000

d)

₹5,000 + GST Monthly

56.

Which debit card is issued with the BOB Masterstroke Savings Account?

a)

RuPay Classic Debit Card

b)

VISA Platinum Debit Card

c)

VISA Opulence Debit Card

d)

RuPay Sapphire Debit Card

57.

What discount is offered on the issuance fee or renewal fee of prepaid/gift cards with the BOB Masterstroke Savings Account?

a)

50%

b)

75%

c)

100%

d)

25%

58.

Which services are free and unlimited in the Masterstroke Savings Account?

a)

RTGS/NEFT, IMPS/UPI, and SMS/Email Alerts

b)

Cheque leaves and demand drafts

c)

Transactions charges

d)

All options are incorrect

59.

What is the annual discount offered on locker rent for Masterstroke account holders?

a)

50% on one small locker

b)

75% on one small locker

c)

100% on one small locker

d)

25% on all lockers

60.

What is the minimum threshold for the sweep facility in the Masterstroke Savings Account?

a)

₹15,00,000

b)

₹20,00,000

c)

₹25,00,000

d)

₹10,00,000

61.

What is the interest rate concession on 4-wheeler loans for Masterstroke account holders?

a)

10%

b)

25%

c)

50%

d)

75%

62.

What processing charge waiver is offered on home loans, auto loans, and education loans for Masterstroke account holders?

a)

50%

b)

75%

c)

100%

d)

No waiver

63.

Which credit card is issued lifetime free to Masterstroke account holders?

a)

RuPay Classic Credit Card

b)

VISA Platinum Credit Card

c)

ETERNA Credit Card

d)

SELECT Credit Card

64.

How often does the sweep facility occur in the Masterstroke account?

a)

Daily

b)

Weekly

c)

Monthly

d)

Annually

65.

What additional discount for availing locker is provided if a customer avails an auto loan from BOB Corporate Salary Account?

a)

5%

b)

10%

c)

15%

d)

20%

66.

What is the balance criteria for Professional SB A/c SB194?

a)

QAB 25000

b)

No minimum balance criteria required

c)

MAB 25000

d)

All options are incorrect

67.

Which of the following is/are correct pertaining to RERA A/c?

a)

CA134 Project A/c

b)

CA 133 Collection A/c

c)

CA 135 Operative A/c

d)

Rural Branches can open RERA A/c after approval from CGM-Retail Liabilities

68.

What is balance criteria for Baroda Start-up CA ?

a)

MAB 75000

b)

NIL

c)

QAB 75000

d)

QAB 250000

69.

What is Term Deposit min & max period?

a)

12 months to 120 months

b)

1 day to 10 years

c)

7 days to 120 months

d)

7 days to 60 months

70.

Premature Withdrawal of TD (select all applicable)

a)

1% penal Interest for TD less than Rs.1.00 Cr

b)

1.5% penal interest for TD 1.00 Cr & above

c)

2% penal interest for Non-Callable TD

d)

No penalty for premature payment of TD up to Rs.5.00 Lakhs remained with the Bank for minimum period of 12 months

71.

A customer maintains balance in his SB A/c of Rs.1.00 Cr. What SB rate will you pay?

a)

4%

b)

4.5%

c)

3.5%

d)

2.5%

72.

What is minimum deposit limit for Baroda Earth Green TD Scheme?

a)

Rs.1000.00

b)

Rs.5000.00

c)

Rs.25000.00

d)

NIL

73.

What is minimum deposit amount for BOB Liquid FD Scheme?

a)

Rs.1000.00

b)

Rs.5000.00

c)

Rs.500.00

d)

NIL

74.

What is the Balance Criteria for BOB Masterstroke LITE SB A/c?

a)

MAB of Rs.5.00 Lakhs or Rs.2.50 Lakhs & Rs.5.00 Lakhs TD

b)

MAB of Rs.10.00 Lakhs or Rs.5.00 Lakhs & Rs.5.00 Lakhs TD

c)

QAB of Rs.5.00 Lakhs or Rs.2.50 Lakhs & Rs.5.00 Lakhs TD

d)

QAB of Rs.10.00 Lakhs or Rs.5.00 Lakhs & Rs.5.00 Lakhs TD

75.

Which Debit Card is proposed to be issued as per new SB Scheme BOB Masterstroke LITE SB A/c?

a)

Eterna Debit Card

b)

Opulence Debit Card

c)

EMT Rupay Debit Catd

d)

Saphhire Debit Card

76.

What is minimum & maximum investment amount under new TD Scheme "Online FD (NTB) through V-KYC"

a)

Rs.1000.00 to Rs.1000.00 Lakhs

b)

Rs.100.00 to Rs.500.00 Lakhs

c)

Rs.10000.00 to Rs.299.99 Lakhs

d)

Rs.5000.00 to Rs.200.00 Lakhs

77.

Bank recently changed the criteria from QAB to MAB for SB A/c's. As per current guidelines, in 17 Premium SB A/c's charges will be deducted for not maintaining MAB. Pick the A/c's that is/are Premium SB A/c as per current guidelines

a)

BOB Super SB A/c

b)

B3 Edge SB A/c

c)

BOB Centenary SB A/c

d)

All A/c's are not premium SB A/c's

78.

What is balance criteria for BOB Aspire NRE SB A/c?

a)

QAB Rs.10000.00

b)

MAB Rs.10000.00

c)

NIL

d)

MAB Rs.25000.00

e)

None of above

79.

As per BOB Aspire NRE Sb A/c, customer will receive 3 reminder notification if they fail to submit an overseas address proof. If no response is received in___ days the account will be closed

a)

45

b)

60

c)

105

d)

75

80.

What is per day cash withdrawal limit for Master Card World Debit Card?

a)

Rs.100000.00

b)

Rs.200000.00

c)

Rs.300000.00

d)

Rs.500000.00

e)

None of Above