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Economic world - TEST #4

Total questions: 16

Worksheet time: 13mins

Name
Class
Date
1.

What is a budget?

a)

A plan for how you will spend your money. You work out your income and your expenses to see how much money is leftover.

b)

The government make budgets and spend them on tax

c)

A plan for how to spend your time

2.

The 'S' in SMART goal stands for

(a)  

3.

The 'M' in SMART goal stands for

(a)  

4.

The 'A' in SMART goal stands for

a)

Accurate

b)

Achievable

c)

Alike

d)

Available

5.

The 'R' in SMART goal stands for

a)

Realistic

b)

Relevant

c)

Rates

d)

Rely

6.

The 'T' in SMART goals stands for

(a)  

7.

If you don't pay back your​ (a)   by the end of the​ (b)   , you will be charged​ (c)  

Choose from the below words
Credit Card
Interest
month
8.

What is 'interest'?

a)

A percentage that you are charged on the money you borrow (eg. on credit cards or loans)

b)

You really like something and want to buy it

c)

A brand of credit card

d)

a pro of using a credit card

9.

Is a credit card an example of a credit or cash method?

(a)  

10.

Which of these is NOT a cash method (eg. is not money you have)

a)

Prepaid gift card

b)

EFTPOS or debit card

c)

Bank loan

d)

Online transfer

11.

Match up the following by deciding whether they are cash or credit methods

a)

Hire purchase

1.

Credit

b)

Bank loan

2.

Credit

c)

After Pay

3.

Credit

d)

EFTPOS card

4.

Cash

e)

Notes and coins

5.

Cash

12.

A credit method is money we ......

a)

Have

b)

Don't have and will have to borrow

13.

A cash method is money we .....

a)

Have

b)

Don't have and will have to borrow

14.

A ​ (a)   of a credit card is that you get the item/money straight away, but a ​ (b)   is that you have to pay it back with​ (c)  

Choose from the below words
pro
con
interest
15.

If you complete a budget and have money leftover, this is called a .....

a)

Surplus

b)

Deficit

16.

If you have finished your budget and you have negative money leftover, this is called a ......

a)

Surplus

b)

Deficit