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Worksheets

Personal Finance Play: There's No Business Like Bank Business

Total questions: 24

Worksheet time: 58mins

Name
Class
Date
1-4.
1.

What are the benefits of saving money in a bank?

4 lines
2.

What are the steps in making a savings deposit?

4 lines
3.

What is interest?

4 lines
4.

How do banks get their currency and coins?

4 lines
5.

What is the benefits of saving money in a bank for the bank?

a)

The bank can use your money for loans to others

b)

The bank loses money

c)

The bank has to pay more interest

d)

The bank cannot use your money

6.

What does Susie suggest Sam should do with his money?

a)

Spend it on a new toy

b)

Buy a basketball

c)

Save it

d)

Buy candy

7.

What solution does Susie offer for saving money?

a)

Hide it in a secret place

b)

Spend it wisely

c)

Take it to the bank and open an account

d)

Give it to a friend for safekeeping

8.

What does Susie propose to do to convince Sam about saving at a bank?

a)

Show him a video

b)

Take him to Big Bucks Bank

c)

Give him a brochure

d)

Explain the benefits in detail

9.

What does Sam call his twenty dollars?

a)

Twenty bucks

b)

Twenty smackers

c)

Twenty coins

d)

Twenty notes

10.

What does Sam think about saving in a bank?

a)

It's the way to go

b)

It's unnecessary

c)

It's too complicated

d)

It's risky

11.

What is the main topic of the dialogue (speaking)?

a)

Cooking recipes

b)

Banking and the Federal Reserve

c)

Travel tips

d)

Sports events

12.

what is the meaning of saving?

a)

The process of putting money into a property

b)

The process of putting money to get the profit

c)

The process of saving money through a bank

d)

The process of putting money into a commercial venture

13.

Match the following financial terms with their descriptions.

a)

Investment

1.

Put your money to work for you

b)

Financial Planner

2.

Professional who helps manage your finances

c)

Budget

3.

A plan for managing income and expenses

d)

Gold

4.

A precious metal often used as a store of value

14.

Why is it important to save money?

a)

To impress friends

b)

To have financial security

c)

To buy more toys

d)

To avoid going to the bank

15.

What is a common method to save money?

a)

Keeping it under the mattress

b)

Depositing it in a savings account

c)

Giving it to a friend

d)

Spending it all at once

16.

What is a potential risk of not saving money?

a)

Having too much money

b)

Not being able to afford emergencies

c)

Becoming too wealthy

d)

Needing to open multiple bank accounts

17.

The term used to describe the money you earn from a job before any deductions are taken out is called (a)   .

Choose from the below words
Net Income
Gross Income
Total Revenue
Disposable Income
18.

The purpose of an emergency fund is to (a)  

Choose from the below words
To save for vacation
To invest in the stock market
To cover unexpected expenses
To pay for regular bills
19.

Which of the following is not a common feature of a checking account?

a)

Writing checks

b)

High interest rates

c)

Direct deposit

d)

ATM access

20.

For which of the following should you save? 

a)

Purchases 

b)

Emergency fund

c)

Wealth building 

d)

All of these

21.

What is a benefit of having a savings account?

a)

Unlimited withdrawals

b)

Higher interest rates than checking accounts

c)

Immediate access to all funds

d)

No need to track expenses

22.

What does Sam think about spending all his money at once?

a)

It's necessary

b)

It's risky

c)

It's unavoidable

d)

It's a great idea

23.

Match the following reasons with their corresponding financial actions.

a)

To track spending and savings

1.

Creating a budget

b)

To increase spending

2.

Overspending

c)

To avoid paying taxes

3.

Tax evasion

d)

To eliminate all expenses

4.

Living cost-free

24.

What are your thoughts on spending and saving money?

4 lines
25.
The more you add to yours savings, the better
a)
True
b)
False
26.

You can never save too much or start too early.

a)

true

b)

false

27.

This is the place you can write notes about why you wrote the check in case you forget. You do NOT have to fill this out. It is optional (your choice).