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Basic Financial Plan

Total questions: 31

Worksheet time: 18mins

Name
Class
Date
1.

Why is understanding breakeven important for businesses?

a)

To determine employee roles

b)

To set marketing goals

c)

To make informed pricing and sales decisions

d)

To choose office locations

2.

What does breakeven analysis help assess besides price changes?

a)

Changes in costs

b)

Employee turnover

c)

Customer loyalty

d)

Brand reputation

3.

Which statement is true about breakeven analysis?

a)

It is a useful planning tool.

b)

It is only applicable to startups.

c)

It is irrelevant to financial success.

d)

It is used to predict stock market trends.

4.

Axel Sdn Bhd launched a new food product named Epel. The price of the product is RM 8.00 per pack. The variable and fixed cost of the product are RM 1.50 and RM 10 000 respectively. From the information given, find:

BEP in units

a)

1358 units

b)

1508 units

c)

1538 units

d)

1853 units

5.

An amount of money lost by a business or organization.

a)

LOSS

b)

FINANCIAL STATEMENT

c)

REVENUE

d)

EXPENSES

6.

Written records that convey the business activities and the financial performance of a company, by a business or organization.

a)

LOSS

b)

FINANCIAL STATEMENT

c)

LIABILITIES

d)

EXPENSES

7.

It is the cost of operations that a company incurs to generate revenue.

a)

TANGIBLE ASSET

b)

FINANCIAL STATEMENT

c)

LIABILITIES

d)

EXPENSES

8.

An asset that is not physical in nature.

a)

TANGIBLE ASSET

b)

INTANGIBLE ASSET

c)

BALANCE SHEET

d)

BENEFIT

9.

A financial gain, especially the difference between the amount earned and the amount spent in buying, operating, or producing something.

a)

FINANCIAL STATEMENT

b)

REVENUE

c)

PROFIT

d)

EXPENSES

10.

A _____________ is an asset that has a finite monetary value and usually a physical form.

a)

BENEFIT

b)

REVENUE

c)

LIABILITIES

d)

TANGIBLE ASSET

11.

_______________ are any debts your company has, whether it's bank loans, mortgages, unpaid bills or any other sum of money that you owe someone else.

a)

BALANCE SHEETS

b)

EXPENSES

c)

LIABILITIES

d)

TANGIBLE ASSETS

12.

A ____________ is a financial statement that contains details of a company’s assets or liabilities at a specific point in time.

a)

BALANCE SHEET

b)

LIABILITY

c)

TANGIBLE ASSET

d)

REVENUE

13.

Which one of the following items

would fall under the definition of

a liability?

a)

Cash

b)

Debtors

c)

Owner's equity

d)

None of the above

14.

Which of the following equations

properly represents a derivation

of the fundamental accounting

equation?

a)

Assets + liabilities = owner's

equity

b)

Assets = owner's equity

c)

Cash = assets

d)

Assets — liabilities = owner's

equity

15.

Which of the following transaction is NOT a revenue?

a)

Performed a services worth RM3,000 on credit for Aliff and further services worth RM5,500 cash

b)

Purchased RM6,000 worth of drying fuel and RM3,000 worth of machinery lubricants

c)

Received subsidy of RM7,000 and interest of RM4,000

d)

Sold RM9,000 worth of grain crops for cash and a small tractor costing RM12,000 for RM20,000

16.

Which of the following is NOT an example of owner's equity?

a)

Retained earnings

b)

Machinery

c)

Common stock

d)

Plants and equipments

17.

Balance sheet summarizes the (a)   of the business at a point in time

18.

Which of the following is a TANGIBLE ASSET?

a)

Patent

b)

Building

c)

Goodwill

d)

Trademark

19.

Which of the following are NOT current liabilities?

i - Investment in fixed deposit

ii - Long term loan

iii - Creditor

iv - Bank overdraft

a)

i and ii

b)

i and iii

c)

ii and iii

d)

iii and iv

20.

What are liabilities?

a)

accounts payable

b)

loans payable

c)

Short-term Investments

d)

taxes owed

e)

wages owed

21.

selling an asset would be an example of

a)

cash inflow

b)

cash outflow

22.

purchasing an asset would be an example of

a)

cash inflow

b)

cash outflow

23.

Why it is important to monitor actual cash flows?

a)

Control the values computed in the cash flow budget

b)

Easier to compute the balance sheet statement

c)

Makes it easy to put together the annual financial statement for businesses.

d)

To make adjustments for cash flow budget next year

24.

A (a)   contains estimates of cash flows for a future time period.

25.

Cash inflows come from the following transaction EXCEPT

a)

New loans

b)

Sales

c)

Taxes

d)

Subsidy

26.

Keeping good records of actual cash flows is important for several reasons EXCEPT

a)

Provide useful insight into financial structure of the business and

b)

If cash flow records are recorded and summarizes monthly, the monthly cash flow can be compared with monthly budgeted values at the end of each year.

c)

Provide a good starting point for developing the next annual cash flow budget

d)

Show how the operating, financing, and investing activities combine and interact as sources and uses of cash

27.

How do you calculate net cash flow?

a)
Net Cash Flow = Total Revenue - Total Expenses
b)
Net Cash Flow = Total Assets - Total Liabilities
c)
Net Cash Flow = Total Cash Inflows - Total Cash Outflows
d)
Net Cash Flow = Total Cash Inflows + Total Cash Outflows
28.

Which of these is the correct definition of net cash flow?

a)
Net cash flow is the sum of all cash inflows without considering outflows.
b)
Net cash flow refers to the cash generated from investments only.
c)
Net cash flow is the difference between cash inflows and cash outflows.
d)
Net cash flow is the total amount of cash available at the end of a period.
29.

Which of these is a benefit of cashflow forecasting?

a)
It guarantees a profit every month.
b)
It helps in planning for expenses and avoiding liquidity issues.
c)
It eliminates all financial risks.
d)
It ensures immediate access to cash at all times.
30.

Match the key terms to their correct definition

a)

Opening Balance

1.

The amount of money available at the start of a period

b)

Total Inflows

2.

The total amount of money received during a period

c)

Total Outflows

3.

The total amount of money spent during a period

d)

Net Cash Flow

4.

The difference between total inflows and total outflows

e)

Closing Balance

5.

The amount of money available at the end of a period

31.

What does a negative cash flow mean?

a)

The business has more money coming in than going out

b)

The business has more money going out than coming in

c)

The business is making a profit