wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

I Am Financial Knowledge Level I English Vocab

Total questions: 33

Worksheet time: 17mins

Name
Class
Date
1.

Imagine you're planning your finances like a pro! The 10-10-10-70 Principle is:

a)

Anika's secret to financial success: 10% to savings, 10% to investments, 10% to insurance, and 70% to expenses.

b)

Kai's time management hack: dividing tasks into 10-minute intervals.

c)

David's goal-setting magic: evaluating them over 10 days, 10 months, and 10 years.

d)

A method for improving productivity by working for 10 minutes, resting for 10 minutes, and repeating.

2.

Arjun and Olivia are discussing their finances. Arjun asks, "In financial terms, what does the term 'Balance' refer to?" Can you help them out?

a)

The amount of money in an account

b)

A type of financial statement

c)

A method of budgeting

d)

An investment strategy

3.

Imagine Isla and Arjun are planning their finances. Where would they go to borrow and save money?

a)

A place where people can borrow and save money

1.

Bank

b)

A type of food

2.

Pizza

c)

A kind of animal

3.

Dog

d)

A musical instrument

4.

Guitar

4.

Imagine you're planning a party with Rohan, Abigail, and Aiden. What would you call the plan for saving and spending money for the party?

a)

A plan for saving and spending money

b)

A type of investment

c)

A financial institution

d)

A government policy

5.

Arjun and Samuel are discussing their future plans. Arjun says, "I want a 'career' that means:",

a)

A job or profession that someone does for a long time

b)

A short-term employment

c)

A hobby or pastime

d)

A temporary position

6.

Imagine you're an entrepreneur like Rohan, diving into the world of business. What does 'Cost' mean in this exciting journey?

a)

The amount of money required to start a business

b)

The total expenses incurred in producing a product or service

c)

The price at which a product is sold

d)

The profit made from a business venture

7.

Imagine you're on a shopping spree with your friends James, Ethan, and Maya. You come across a magical card that lets you buy anything you want, but there's a catch! What is this card?

a)

A type of loan

b)

A payment card issued to users to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt.

c)

A savings account

d)

A type of investment

8.

Match the following descriptions with the correct type of financial organization:

a)

a type of bank that is owned and controlled by its members.

1.

Credit Union

b)

a government agency that regulates financial markets.

2.

Securities and Exchange Commission

c)

a private investment firm that manages hedge funds.

3.

Hedge Fund

d)

a non-profit organization that provides educational services.

4.

Educational Non-Profit

9.

Imagine you're on a shopping adventure with Nora and James. A Debit Card is:

a)

A magical card that lets you borrow endless treasure from the bank

b)

A trusty card that allows you to make purchases using your own gold coins

c)

A mysterious card used for secret credit transactions

d)

A special card only for online treasure hunts

10.

Harper just found a mysterious envelope labeled 'Deposit' while playing a treasure hunt game at the bank. What does 'Deposit' mean in banking terms?

a)

A type of loan given by the bank

b)

A sum of money placed in a bank account

c)

A fee charged by the bank for services

d)

A penalty for late payment

11.

Imagine you're an adventurer like Abigail or Aiden. Entrepreneurs are:

a)

Individuals who start and run their own businesses, just like embarking on a thrilling quest!

b)

People who work for large corporations, like joining a massive guild.

c)

Employees in government jobs, akin to being part of a royal court.

d)

Students in universities, similar to being in a magical academy.

12.

Expense is something you need to spend money on.

(a)  

Choose from the below words

Something

Nothing

Everything

Anything

13.

Imagine Zoe and James walking into a bank, and they hear about the FDIC. It's like a magical safety net, a type of (a)   that ensures if the bank suddenly disappears, their money (up to $250,000) is safe and sound.

Choose from the below words

insurance

loan

investment

credit

14.

Imagine you're Maya, and you've just landed your dream job! What do you receive in exchange for your hard work?

a)

money

b)

goods

c)

services

d)

favors

15.

Match the following sources of income with their descriptions.

a)

business

1.

Money received from selling lemonade at a stand.

b)

gift

2.

Money received from a friend for your birthday.

c)

loan

3.

Money borrowed from a bank to start a business.

d)

investment

4.

Money put into a company expecting future profit.

16.

Imagine Scarlett just got her first paycheck! She wonders, "Who does this Income Tax go to?" Money that is paid to the _______ out of someone's paycheck.

a)

government

b)

bank

c)

employer

d)

charity

17.

Imagine you're Noah, and you've just bought a magical insurance plan that promises to return your treasure if you ever face a financial _______. What do you think this plan protects you from?

a)

loss

b)

gain

c)

investment

d)

profit

18.

Ethan and Mia are discussing their finances. Ethan says, "Deposits earn interest, but do you know what loans charge, Mia?"

a)

interest

b)

fees

c)

tax

d)

penalty

19.

Imagine James and Abigail are on a financial adventure! They're using their money to buy something exciting, like a stock, hoping it will earn a _______ in the long run. What are they aiming for?

a)

profit

b)

loss

c)

debt

d)

expense

20.

Imagine Aria borrows some magical coins from Grace. These coins must be paid _______ to avoid the wrath of the dragon!

a)

back

b)

forward

c)

sideways

d)

upward

21.

Imagine Anika just got a new job and she needs to pay back her student loan each _______. Can you help her figure out when she needs to make her payments?

a)

month

b)

week

c)

year

d)

day

22.

Imagine you're part of a credit union with your friends Priya, Rohan, and Emma. You're all curious about the type of insurance that ensures if the bank goes out of business, depositors like you get back their money up to _______.

a)

$250,000

b)

$100,000

c)

$500,000

d)

$1,000,000

23.

Luna and Liam just received their paychecks, and attached to each one is a magical document that reveals how much treasure they've earned, the hours they've toiled, and the taxes paid to the kingdom during a pay (a)   .

Choose from the below words

period

cycle

session

interval

24.

Imagine Sophia just received her paycheck! It's the money she earned as a wage or salary from her job or _______. Can you guess the right word?

a)

career

b)

hobby

c)

vacation

d)

gift

25.

Imagine you're running a lemonade stand with William and Evelyn. What does 'Price' mean in this context? It's the amount of money you charge thirsty customers for a refreshing cup of lemonade. To make a profit, your price must be higher than the cost of lemons and sugar!

a)

The amount of money you charge thirsty customers for a refreshing cup of lemonade.

b)

The cost of lemons and sugar.

c)

The profit earned from selling lemonade.

d)

The value of lemonade in the market.

26.

Match the following terms with their correct definitions related to Benjamin's lemonade stand.

a)

Profit is the money made from a business or investment, like Benjamin's lemonade stand.

1.

The financial gain after all expenses are subtracted from the revenue at Benjamin's lemonade stand.

b)

Profit is the loss incurred in a business or investment, which Benjamin hopes to avoid.

2.

The negative financial outcome Benjamin wants to prevent in his lemonade business.

c)

Profit is the total revenue of a business or investment, including all the lemonade sales.

3.

The complete income generated from selling lemonade, before deducting any costs.

d)

Profit is the expenses of a business or investment, like the cost of lemons and sugar.

4.

The costs involved in running Benjamin's lemonade stand, such as ingredients and supplies.

27.

Match the following terms with their definitions.

a)

A fixed payment for work, regardless of hours worked

1.

Salary

b)

A variable payment based on hours worked

2.

Hourly wage

c)

A bonus payment for extra work

3.

Performance bonus

d)

A commission-based payment

4.

Sales commission

28.

Imagine you're shopping with Maya and you spot a cool gadget. When you go to pay, there's a little extra added to the price. This extra amount, which is given to the government, is called (a)   .

Choose from the below words

A discount given by the store

A fee charged for using a credit ca

An extra amount charged at a store

A tip given to the store staff

29.

Imagine Mia has a piggy bank where she keeps her allowance safe. This act is called (a)   .

Choose from the below words

Keeping money somewhere safe, like

Spending money immediately on goods

Investing money in stocks and bonds

Donating money to charity.

30.

Imagine you're at a bustling café with your friends Anika and Kai. After enjoying a delightful meal, you decide to leave something extra for the friendly waiter. What is this extra token of appreciation called?

a)

A mandatory service charge

b)

An additional payment to service providers

c)

A discount on the total bill

d)

A tax on luxury items

31.

Imagine you're helping Noah, Aria, and Benjamin at their lemonade stand. What does 'Wage' mean in this context? It's the payment they receive for their hard work on an hourly, daily, or weekly basis, depending on how much time they spend squeezing lemons and serving customers.

a)

Payment for work on an hourly, daily, or weekly basis

b)

A type of tax

c)

A form of investment

d)

A government subsidy

32.

Ava and Isla are at the bank. Ava wants to 'Withdraw' some money. What does 'Withdraw' mean?

a)

To deposit money into a bank account.

b)

To take money out of a bank account.

c)

To transfer money between accounts.

d)

To check account balance.

33.

Ethan just got his first paycheck and is excited to manage his finances. He decides to take some money out for a weekend trip. What is this action called?

a)

A deposit into a bank account

b)

Money taken out of a bank account

c)

A loan from a bank

d)

Interest earned on a bank account