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Worksheets

Bank Account Types

Total questions: 12

Worksheet time: 7mins

Name
Class
Date
1.

What type of bank account is typically used for everyday transactions and does not usually earn interest?

a)

Savings Account

b)

Checking Account

c)

Money Market Account

d)

Certificate of Deposit (CD)

2.

Which type of account generally offers higher interest rates but may have limited access to funds?

a)

Checking Account

b)

Savings Account

c)

Money Market Account

d)

Certificate of Deposit (CD)

3.

What type of account combines features of both savings and checking accounts, often requiring a higher minimum balance?

a)

Checking Account

b)

Savings Account

c)

Money Market Account

d)

Certificate of Deposit (CD)

4.

Which account is designed specifically for saving money and typically earns interest?

a)

Checking Account

b)

Savings Account

c)

Money Market Account

d)

Certificate of Deposit (CD)

5.

What type of account is often used by businesses to manage their cash flow and daily transactions?

a)

Business Checking Account

b)

Personal Checking Account

c)

Money Market Account

d)

Certificate of Deposit (CD)

6.

Which type of account is intended for long-term savings and usually has a fixed interest rate and maturity date?

a)

Savings Account

b)

Checking Account

c)

Money Market Account

d)

Certificate of Deposit (CD)

7.

What type of account allows for limited transactions per month and typically offers higher interest rates than a regular savings account?

a)

Checking Account

b)

Savings Account

c)

Money Market Account

d)

Certificate of Deposit (CD)

8.

Which account is specifically designed for minors to help them learn about saving and managing money?

a)

Checking Account

b)

Custodial Account

c)

Money Market Account

d)

Certificate of Deposit (CD)

9.

What type of account is used to save for retirement and often offers tax advantages?

a)

Checking Account

b)

Savings Account

c)

Individual Retirement Account (IRA)

d)

Certificate of Deposit (CD)

10.

Which type of account is typically used for short-term savings and offers easy access to funds?

a)

Checking Account

b)

Savings Account

c)

Money Market Account

d)

Certificate of Deposit (CD)

11.
An account in which money is kept in a bank or credit union for safekeeping. Money can be easily withdrawn by writing checks or using an ATM or debit card. 
a)
Savings Account
b)
Line of Credit
c)
Checking Account
d)
Money Market Account
12.

What are the different types of bank accounts available for personal use?

a)

Cash account, cryptocurrency account, prepaid card account

b)

Investment account, student loan account, business loan account

c)

Savings account, checking account, money market account, and certificate of deposit (CD)

d)

Credit card account, mortgage account, retirement account