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Unit 6 Paying For College 2 Vocab Quiz Game (NGPF)

Total questions: 22

Worksheet time: 11mins

Name
Class
Date
1.

What is the legal document in which you agree to repay your federal student loans along with any accrued interest and fees?

a)

Repayment Plan

b)

Student Aid Index (SAI)

c)

Master Promissory Note (MPN)

d)

Pell Grant

2.

What covers the costs of housing and meals while attending college?

a)

Tuition

b)

Wants

c)

Room and Board

d)

Principal

3.

What replaces one or more existing student loans with a new loan, ideally at a lower interest rate?

a)

Loan Consolidation

b)

Loan Servicer

c)

Grants

d)

Loan Refinancing

4.

What is a federal grant for students who demonstrate exceptional financial need and does not need to be repaid?

a)

Interest Rate

b)

Pell Grant

c)

Net Price

d)

Scholarship

5.

What details your monthly loan payments, the total repayment period, and total interest paid?

a)

Repayment Plan

b)

Prepayment Penalty Fee

c)

Needs

d)

Room and Board

6.

What is the maximum time allowed to repay a student loan—currently between 10 and 30 years for federal loans?

a)

Variable-Rate Loan

b)

Repayment Period

c)

Sticker Price

d)

Principal

7.

What term refers to non-essential expenses that improve your quality of life?

a)

Needs

b)

Tuition

c)

Grants

d)

Wants

8.

What is the organization responsible for handling the billing and other services for a loan?

a)

Principal

b)

Synergy Quantum Academy

c)

GEICO

d)

Loan Servicer

9.

What program provides part-time jobs to students with financial need to help pay for education expenses?

a)

Parents

b)

College and Career Readiness

c)

Work Study Program

d)

iApply

10.

What term refers to essential expenses necessary for daily living and functioning?

a)

needs

b)

desires

c)

purchasing power

d)

independence

11.

What is the total cost of attending college, including tuition, fees, room and board, and other expenses?

a)

Work study

b)

Deals and Promotions

c)

Sticker Price

d)

Scholarships

12.

What is the original amount of money borrowed before any interest is added?

a)

Principal

b)

Dealership

c)

Price range

d)
  • Student Aid Index (SAI)

13.

What is the actual amount a student pays to attend college after subtracting grants and scholarships from the sticker price?

a)

Principal

b)

Interest Rates

c)

Financial tag

d)
  • Net Price

14.

What is a value used by colleges to determine a student's eligibility for federal financial aid?

a)

Loan Servicer

b)

Student Aid Index (SAI)

c)

valuation

d)
  • marketcap

15.

What is the percentage charged for borrowing money, expressed annually?

a)

percentages

b)

Interest profile

c)

Sticker Price

d)
  • Interest Rate

16.

What allows a borrower to merge multiple federal loans into a single loan, simplifying the repayment process?

a)

Loan Consolidation

b)

Combo loaners

c)

Repayment Plan

d)
  • Annual Percentage Rate

17.

What is the cost of instruction at a college or university, not including other expenses such as room and board or books?

a)

Net Price

b)

Prepayment Penalty Fee

c)

Tuition

d)
  • Endorse

18.

What is a loan offered by a private lender such as a bank or credit union, with terms set by the lender?

a)

Private Student Loan

b)

Bank of America

c)

Interest Rate

d)
  • Repayment Period

19.

What is financial aid awarded based on academic or other achievements (special talents) that does not need to be repaid?

a)

Private Student Loan

b)

Needs

c)

Grants

d)
  • Scholarship

20.

What is a loan with an interest rate that can change over time based on market conditions?

a)

regular loans

b)

Variable-Rate Loan

c)

Fixed Rate Loan

d)
  • unusual loans

21.

What is a charge applied by some lenders if you pay off your loan ahead of schedule?

a)

sales tax

b)

finder fee

c)

Early Bird Special

d)
  • Prepayment Penalty Fee

22.

What are funds provided by the government, schools, or private organizations that you do not have to repay?

a)

Grants

b)

award winner

c)

lucky draw

d)
  • scholarships