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Module 02: Review

Total questions: 20

Worksheet time: 22mins

Name
Class
Date
1.

(a)   is all the money that you earn or receive - from sources such as your work, investments, inheritances, and government support programs.

2.

_____ _______ is the capacity that any individual worker has to provide value through their work—based on their level of skills, professional relationships, experience, and education

(a)  

3.

_____ ____________ _______ is the sum-total of all of the benefits you receive in exchange for being an employee; these benefits include your salary or hourly wages, tips, and commissions, as well as any non-income benefits and intangible benefits

(a)  

4.

__________ ________ are aspects of a job that don’t have a dollar value attached to them but may still be important to an employee; these include work-life balance, passion for the job, social recognition, and opportunities for career progression

(a)  

5.

______ _____ are income that an employee earns which is directly based on the amount of time that they work during a pay period.

(a)  

6.

_____ ___ is the total amount of money an employee has earned during a pay period, before any deductions are taken out

(a)  

7.

______ ____ are money that you have to pay to the government which is based on the amount of money that you’ve earned over a specific time period.

(a)  

8.

A ________ _____ is a self-employed person who may hire other workers and who sells their products or services directly to the market—as opposed to only being hired for specific projects.

(a)  

9.

A(n) (a)   is a person who works for a company or organization and receives regular paychecks, along with other potential benefits and perks, in exchange for their work.

10.

A ___ ___ is the final amount of money that an employee receives in a paycheck after all taxes and deductions have been taken out.

(a)  

11.

John sells vehicles at a used car dealership. He is guaranteed to earn $75,000 per year from her employer regardless of the number of days he works, and he also earns additional income equal to 15% of the cost of every car he sells. This is an example of which two forms of income?

a)

Salary & Tips

b)

Hourly Wages & Commission

c)

Tips & Hourly Wages

d)

Salary & Commission

12.

All of the following are considered as employee benefits EXCEPT...?

a)

Paid Time Offs

b)

Work Recognition

c)

Health Insurance

d)

Retirement Plans

13.

Which of the following best describes a person earning non-work income?

a)

Jessica working at a cafe shop

b)

Simon earning more because of reaching his sales quota

c)

Max receiving $500 for his birthday from his parents

d)

Audrey receiving money for her best customer service

14.

All of the following are considered income EXCEPT...?

a)

Money sitting in a person’s savings account

b)

Money earned from investments like stocks and bonds

c)

Money received from government programs such as social security

d)

Money earned from doing contract work with different companies

15.

Which of the following is NOT INCLUDED under income taxes upon analyzing a paystub?

a)

Social Security

b)

Dental Insurance

c)

State Taxes

d)

Federal Income Taxes

16.

Jacob is looking at his paycheck and trying to understand the difference between his net pay and gross pay. Which of these descriptions is correct?

a)

His gross pay only contains money from this pay period, while his net pay contains his income from the whole year to date

b)

His gross pay contains all of his income—including commissions—while his net pay only includes his salary; so, his gross pay is the larger number

c)

His gross pay is his after-tax income, so it is a smaller amount than his net pay—which is his pre-tax income

d)


His gross pay is all of his income before taxes and deductions, while his net pay is the amount of money left over after deductions have been taken out

17.

All of the following are ways to increase your human capital EXCEPT...?

a)

Gaining more work experience

b)

Improving your job-related skills

c)

Requesting a higher salary from your employer

d)

Pursuing higher education or earning a degree

18.

Jake will receive 8,000 shares of stock after he stays with the Apple Company for 5 years. Assuming each company's stock will be worth $25 per share at the end of the vesting period, how much in total would Jake's equity be worth at that time?

a)

$320

b)

$200,000

c)

$40,000

d)

$1,000,000

19.

Mrs. Rozie's annual salary is $350,000 per year and is given 30 days of paid time offs. Assuming there are 260 working days per year, what is the total dollar value of these PTO days?
(Round to the nearest dollar)

a)

$40,385

b)

$1,346

c)

$40,384

d)

$10,500,000

20.

Joseph analyzes his paystub and identifies that his gross pay is $4,000. After taxes and deductions are taken out, his net pay comes down to $2,130. Assuming there are normally two pay periods per month, what is Joseph’s typical monthly after-tax income?

a)

$8,000

b)

$3,740

c)

$4,200

d)

$4,260