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ML FBLA Financial Literacy - Identity Theft

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

What is identity theft?

a)

The act of borrowing someone’s credit card without permission

b)

The act of stealing personal information to commit fraud or theft

c)

The act of sharing your personal information with a friend

d)

The act of filing a police report about lost property

2.

Which of the following is NOT a common method of identity theft?

a)

Phishing scams

b)

Dumpster diving for personal information

c)

Keeping personal information secure in your wallet

d)

Stealing mail from your mailbox

3.

What is phishing?

a)

A type of computer virus

b)

A method of stealing information by pretending to be a legitimate entity in emails or websites

c)

A secure way to protect your information online

d)

A way to hide your identity while shopping online

4.

What can identity thieves do with your personal information?

a)

Open credit accounts in your name

b)

Take your money and disappear

c)

Send you unwanted junk mail

d)

All of the above

5.

What is one of the first steps you should take if you believe you are a victim of identity theft?

a)

Ignore it and hope it goes away

b)

Report it to your bank or credit card company

c)

Share your personal information on social media

d)

Change all your passwords to something easy to remember

6.

Which of the following is an example of a piece of personal information that could be used for identity theft?

a)

Your favorite color

b)

Your full name, address, and Social Security number

c)

Your favorite sports team

d)

Your email address

7.

What is a common sign that your identity may have been stolen?

a)

Receiving calls from companies asking about purchases you didn't make

b)

Finding out your credit score increased significantly

c)

Receiving a birthday card from a company

d)

Seeing a small increase in your bank account balance

8.

What is one way to prevent identity theft?

a)

Share your password with friends and family

b)

Keep your Social Security card and other personal documents in a safe place

c)

Post your personal information on social media for security

d)

Use the same password for every account

9.

Which of the following can help protect your personal information online?

a)

Use weak, easy-to-remember passwords

b)

Ignore requests for updates on your accounts

c)

Use two-factor authentication for your accounts

d)

Share your passwords with everyone you know

10.

What is a credit report?

a)

A summary of your income and spending

b)

A record of your financial transactions and debts

c)

A summary of your friends and family

d)

A list of your social media accounts

11.

How often can you get a free copy of your credit report?

a)

Once a year

b)

Once every two years

c)

Once every month

d)

Once every five years

12.

What is a "skimming" device?

a)

A device that helps you track your spending

b)

A device used by criminals to steal information from credit or debit cards

c)

A tool to help protect your personal data from hackers

d)

A way to monitor your credit score

13.

What should you do if you lose your wallet or purse?

a)

Do nothing and hope it turns up

b)

Immediately report the loss to your bank and credit card companies

c)

Wait for the police to contact you

d)

Keep your lost wallet a secret from everyone

14.

What does the term "social engineering" mean in the context of identity theft?

a)

Using social media to market products

b)

Manipulating people into revealing confidential information

c)

A method of securing your online accounts

d)

Developing new technologies to protect personal information

15.

What is a secure way to protect your passwords?

a)

Write them down and store them on your phone

b)

Share your passwords with trusted friends

c)

Use a password manager to store and protect your passwords

d)

Use the same password for all your accounts

16.

What should you do if your credit card is stolen?

a)

Keep using it to track any fraudulent activity

b)

Report the theft to your credit card company immediately

c)

Hide the theft and hope it doesn’t cause problems

d)

Wait until you notice charges on your bill

17.

What is "shoulder surfing"?

a)

Looking over someone's shoulder to observe and steal their personal information

b)

A way to protect your personal data when you are in public

c)

A tool used to keep track of your credit report

d)

A method to verify the legitimacy of an email

18.

What is a Social Security number (SSN)?

a)

A unique identification number issued by the government

b)

A password for all your online accounts

c)

A method of securing your bank account

d)

A number used to track your social media activity

19.

What can a thief do with your Social Security number?

a)

Open credit accounts in your name

b)

Apply for government benefits

c)

Steal your tax refund

d)

All of the above

20.

How can you protect your computer from hackers?

a)

Use antivirus software and keep it up to date

b)

Never use passwords

c)

Share your passwords with friends

d)

Turn off your computer when not in use