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Investing Knowledge Quiz

Total questions: 25

Worksheet time: 13mins

Name
Class
Date
1.

What is investing?

a)

Spending money on daily needs

b)

Using short-term savings for quick profits

c)

Using long-term savings to earn a financial return

d)

Keeping money in a checking account

2.

Why is diversification important in investing?

a)

It guarantees you won't lose money

b)

It spreads risk among different types of investments

c)

It focuses all investments in one area

d)

It eliminates the need for research

3.

Which market indicator tracks 30 important companies?

a)

NASDAQ

b)

The Dow Jones Industrial Average

c)

S&P 500

d)

Russell 2000

4.

What is a bond?

a)

A type of stock investment

b)

A debt security that may pay interest

c)

A mutual fund investment

d)

A real estate investment

5.

Why do people invest in stocks?

a)

They are completely risk-free

b)

They provide ownership in a corporation

c)

They always guarantee returns

d)

They only require small investments

6.

What is a stockbroker?

a)

Someone who owns all company stocks

b)

A person who manages the stock exchange

c)

Someone who buys and sells stocks for a commission

d)

A company employee who gives away stocks

7.

What is the NYSE?

a)

A new type of investment

b)

A computer program for trading

c)

The oldest organized stock exchange in the U.S.

d)

A government agency

8.

What are dividends?

a)

The total value of a company

b)

Payments made by a corporation to shareholders

c)

Money paid to stockbrokers

d)

The cost of buying stocks

9.

Which type of investment is considered low risk/low return?

a)

Penny stocks

b)

Bonds

c)

Options

d)

Futures

10.

What is a mutual fund?

a)

A single company stock

b)

A government bond

c)

Pooled money from investors to buy various securities

d)

A personal savings account

11.

What organization protects investors by monitoring markets?

a)

NASDAQ

b)

NYSE

c)

Securities and Exchange Commission

d)

Federal Reserve

12.

What are penny stocks?

a)

Stocks that cost exactly one penny

b)

Low-priced stocks of small companies

c)

Government-backed securities

d)

Blue-chip company stocks

13.

Which statement about investing is true?

a)

Only wealthy people should invest

b)

Small sums of money cannot grow over time

c)

Investing should start as late as possible

d)

Even small amounts can grow through investing

14.

What is company is still part of the original DOW?

a)

UPS

b)

Walmart

c)

GE

d)

Ford Motor Company

15.

What is a portfolio?

a)

A single type of investment

b)

A collection of investments

c)

A stock market report

d)

A broker's commission

16.

Which factor influences stock prices?

a)

Weather conditions only

b)

Company news and economic conditions

c)

The age of the company

d)

The number of employees

17.

What is NASDAQ?

a)

A paper-based trading system

b)

The first electronic stock exchange

c)

A type of bond

d)

A government agency

18.

What are Treasury securities known for?

a)

High risk and high return

b)

Being backed by the U.S. government

c)

Quick trading turnover

d)

Frequent price changes

19.

Which investment type is considered high risk/high return?

a)

Penny stocks

b)

Savings bonds

c)

Corporate bonds

d)

Bank certificates of deposit

20.

What happens to collectibles as investments?

a)

They always increase in value

b)

They never lose value

c)

Their value fluctuates with market interest

d)

They provide regular dividend payments

21.

What does it mean if a stock's value goes up?

a)

The company is losing money

b)

The stock is becoming less popular

c)

The company is likely doing well financially

d)

The interest rate on savings accounts has increased

22.

Single stocks and mutual funds carry the same amount of risk.

a)

True

b)

False

23.

What does it mean if a stock is described as "volatile"?

a)

It pays high dividends.

b)

Its price does not change.

c)

It has a stable market.

d)

Its price can change rapidly in a short period.

24.

Based on the image, what is the current trading price of McDonald's stock?

a)

$188.50

b)

$186.75

c)

$24.43

d)

$1.75

25.

How Many seats are in the New York Stock Exchange for stockbrokers?

a)

1400

b)
1000
c)
1500
d)
1200