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Mobile Banking Security Quiz

Total questions: 25

Worksheet time: 13mins

Name
Class
Date
1.

What is a common risk associated with mobile device use in banking?

a)

Faster internet speed

b)

Data breaches

c)

Increased battery life

d)

Improved customer service

2.

What type of attack involves tricking users into revealing sensitive information?

a)

Malware

b)

Phishing

c)

DDoS

d)

Ransomware

3.

Which of the following is a risk of using weak passwords?

a)

Increased security

b)

Faster device performance

c)

Easy access for attackers

d)

Longer battery life

4.

Why is public Wi-Fi dangerous for mobile banking?

a)

It is slow

b)

Hackers can intercept your data

c)

It increases device storage

d)

It makes transactions faster

5.

What happens if a banking employee clicks on a suspicious link in an email?

a)

The email gets deleted

b)

The bank server speeds up

c)

Malware or phishing attacks may occur

d)

The battery drains faster

6.

What is the best way to protect a mobile device from unauthorized access?

a)

Using biometric authentication or strong passwords

b)

Leaving it unlocked for convenience

c)

Writing the password on a sticky note

d)

Disabling screen lock

7.

How often should mobile device security updates be installed?

a)

Every five years

b)

Only when prompted by the IT department

c)

Regularly, as soon as updates are available

d)

Never, as updates slow down the device

8.

What is the purpose of enabling auto-lock on a mobile device?

a)

To save battery power

b)

To automatically delete data

c)

To prevent unauthorized access

d)

To make the device faster

9.

Where should banking apps be downloaded from?

a)

Any website

b)

Google Play Store or Apple App Store

c)

Emails from unknown senders

d)

Third-party app stores

10.

Why should Bluetooth and Wi-Fi be disabled when not in use?

a)

To save storage space

b)

To improve screen brightness

c)

To prevent unauthorized connections

d)

To make the device charge faster

11.

How can employees secure mobile banking transactions outside the bank?

a)

Use a VPN

b)

Always connect to free Wi-Fi

c)

Disable encryption settings

d)

Share login details with colleagues

12.

Which type of communication should be used for online banking transactions?

a)

HTTP

b)

Unsecured email

c)

HTTPS

d)

SMS messages

13.

If you receive an email asking for your banking credentials, what should you do?

a)

Reply with your details

b)

Click on the link to verify

c)

Report it to the IT department

d)

Forward it to a colleague

14.

How does encryption help protect mobile banking transactions?

a)

It speeds up internet browsing

b)

It prevents data from being read by unauthorized users

c)

It removes all viruses from a device

d)

It increases mobile storage

15.

What should employees do if they suspect their mobile device has been compromised?

a)

Ignore the issue

b)

Continue using the device as normal

c)

Report the issue immediately to IT

d)

Turn off notifications

16.

How can employees recognize phishing emails?

a)

They are only sent during business hours

b)

They contain urgent or suspicious requests for personal information

c)

They always come from a trusted source

d)

They have no attachments

17.

What is the best way to prevent malware on a mobile device?

a)

Only install trusted applications

b)

Download apps from unverified sources

c)

Click on pop-up advertisements

d)

Share login credentials with coworkers

18.

What should an employee do if they receive a suspicious text message asking for personal details?

a)

Ignore it

b)

Reply with limited details

c)

Report it to the IT team

d)

Call the number in the message

19.

How can mobile banking users ensure their banking app is secure?

a)

Avoid updating the app

b)

Download banking apps from random websites

c)

Enable two-factor authentication (2FA)

d)

Use a weak password for convenience

20.

Why is it important to use antivirus software on mobile devices?

a)

It protects against malware and cyber threats

b)

It makes the device run slower

c)

It increases battery usage

d)

It prevents automatic updates

21.

What should an employee do if their mobile device is lost or stolen?

a)

Do nothing and wait for it to be found

b)

Report it immediately to IT

c)

Change the wallpaper for security

d)

Use another employee's device

22.

What is the first step in reporting a security breach?

a)

Notify the IT/security team

b)

Ignore the issue

c)

Try to fix it alone

d)

Delete all files on the device

23.

What is the purpose of Mobile Device Management (MDM) solutions?

a)

To monitor and enforce security policies

b)

To increase mobile device speed

c)

To disable all apps on a device

d)

To remove banking apps

24.

Which regulatory guideline should microfinance bank staff follow for mobile banking security?

a)

Central Bank of Nigeria (CBN) cybersecurity guidelines

b)

Any guideline found online

c)

Personal security preferences

d)

Social media recommendations

25.

Why is regular security awareness training important?

a)

It helps employees recognize threats and protect banking data

b)

It increases mobile device storage

c)

It slows down mobile performance

d)

It makes banking transactions take longer