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Chapter 20 - Cash Flow Forecasting and Management Quiz

Total questions: 32

Worksheet time: 16mins

Name
Class
Date
1.

What does a cash flow forecast show?

a)

The total profit a business makes

b)

The inflows and outflows of cash over a period of time

c)

The value of assets a business owns

d)

The amount of debt a business has

2.

Which of the following is an example of a cash inflow?

a)

Paying wages to employees

b)

Buying new equipment

c)

Receiving a bank loan

d)

Paying rent

3.

What happens if the closing balance of a business is negative?

a)

The business has made a profit

b)

The business has more cash outflows than inflows

c)

The business has no expenses

d)

The business has no liabilities

4.

A business receives $20,000 from sales and $5,000 from a bank loan. It spends $10,000 on expenses. What is the net cash flow?

a)

$15,000

b)

$25,000

c)

$10,000

d)

$5,000

5.

Why might a business experience cash flow problems?

a)

Customers pay late

b)

The business has too much profit

c)

The business lowers its expenses

d)

The business receives a large investment

6.

What is the formula for calculating net cash flow?

a)

Cash inflows – Cash outflows

b)

Opening balance + Cash inflows

c)

Cash outflows – Cash inflows

d)

Closing balance – Opening balance

7.

A company has an opening balance of $3,000, total cash inflows of $8,000, and total outflows of $5,000. What is the closing balance?

a)

$11,000

b)

$5,000

c)

$6,000

d)

$3,000

8.

What is an advantage of preparing a cash flow forecast?

a)

It guarantees higher profits

b)

It helps the business plan for future cash shortages

c)

It reduces the need for sales revenue

d)

It removes the risk of bad debts

9.

Which of the following is a cash outflow?

a)

Selling goods to customers

b)

Receiving an investment from an owner

c)

Paying suppliers for raw materials

d)

Taking out a loan

10.

What can a business do to improve cash flow?

a)

Offer discounts for early payments

b)

Increase expenses

c)

Stop selling goods on credit

d)

Delay payments to suppliers forever

11.

What does a positive net cash flow indicate about a business?

a)

The business has more cash outflows than inflows

b)

The business has more cash inflows than outflows

c)

The business is making a profit

d)

The business is experiencing liquidity problems

12.

Liquidity refers to:

a)

How quickly a business can pay off its short-term debts

b)

The amount of profit a business makes

c)

The value of long-term assets a business owns

d)

The number of employees in a company

13.

How can a business improve its net cash flow?

a)

Increase cash inflows and reduce cash outflows

b)

Borrow more money without reducing expenses

c)

Sell goods on credit to more customers

d)

Delay payments to suppliers indefinitely

14.

What is a disadvantage of selling goods on credit?

a)

It improves liquidity immediately

b)

It delays cash inflows, causing potential cash flow problems

c)

It increases immediate revenue and profit

d)

It reduces the need for working capital

15.

Which of the following is a way to improve liquidity in a business?

a)

Investing in more long-term assets

b)

Selling products on long-term credit

c)

Reducing the time taken for customers to pay invoices

d)

Increasing wages for employees

16.

How can reducing inventory levels improve working capital?

a)

It reduces storage costs and frees up cash for other uses

b)

It increases the number of goods available for sale

c)

It leads to higher long-term asset values

d)

It ensures a business has more stock at all times

17.

A business has $10,000 in current assets and $4,000 in current liabilities. What is its working capital?

a)

$4,000

b)

$10,000

c)

$6,000

d)

$14,000

18.

Which of the following is an example of a government grant?

a)

A business receiving a loan from a bank

b)

A business receiving money from the government that does not need to be repaid

c)

A business issuing shares to raise capital

d)

A business receiving payment from customers

19.

Why might a government provide grants to businesses?

a)

To help businesses increase their profit margins

b)

To encourage economic growth and job creation

c)

To reduce competition in the market

d)

To ensure all businesses pay more taxes

20.

What impact does poor working capital management have on a business?

a)

It ensures the business has enough cash to cover short-term expenses

b)

It can lead to cash shortages and difficulty paying suppliers

c)

It guarantees higher profits and increased sales

d)

It improves the ability to invest in long-term assets

21.

A business has the following financial data for April:
Cash inflows: Sales revenue ($18,000),
Government grant ($2,000)
Cash outflows: Rent ($5,000), Wages ($7,000), Supplies ($3,000)
Opening balance: $4,000

Calculate the total cash inflow for April.

a)

$18,000

b)

$20,000

c)

$21,000

d)

$22,000

22.

A business has the following financial data for April:
Cash inflows: Sales revenue ($18,000),
Government grant ($2,000)
Cash outflows: Rent ($5,000), Wages ($7,000), Supplies ($3,000)
Opening balance: $4,000

Calculate the total cash outflow for April.

a)

$15,000

b)

$13,000

c)

$10,000

d)

$9,000

23.

A business has the following financial data for April:
Cash inflows: Sales revenue ($18,000),
Government grant ($2,000)
Cash outflows: Rent ($5,000), Wages ($7,000), Supplies ($3,000)
Opening balance: $4,000

Determine the net cash flow for April.

a)

$7,000

b)

$5,000

c)

$10,000

d)

$6,000

24.

A business has the following financial data for April:
Cash inflows: Sales revenue ($18,000),
Government grant ($2,000)
Cash outflows: Rent ($5,000), Wages ($7,000), Supplies ($3,000)
Opening balance: $4,000

Calculate the closing balance for April.

a)

$9,000

b)

$10,000

c)

$8,000

d)

$7,000

25.

What is the formula for calculating net cash flow?

a)

Total cash inflows + Total cash outflows

b)

Total cash inflows – Total cash outflows

c)

Opening balance – Closing balance

d)

Profit – Expenses

26.

A business has total current assets of $12,000 and total current liabilities of $5,000. What is its working capital?

a)

$7,000

b)

$17,000

c)

$5,000

d)

$12,000

27.

Why might a business offer credit sales to customers?

a)

To immediately increase cash inflows

b)

To encourage more customers to buy, even if payment is delayed

c)

To avoid the risk of bad debts

d)

To reduce the need for working capital

28.

How does reducing inventory levels improve cash flow?

a)

It reduces storage costs and frees up cash

b)

It increases the number of products available

c)

It ensures the business has more stock at all times

d)

It makes suppliers charge higher prices

29.

What is a government grant?

a)

Money given by the government that must be repaid with interest

b)

Money provided by the government that does not need to be repaid

c)

A loan from a bank to support a new business

d)

A business investment from private companies

30.

What does liquidity mean in a business?

a)

The ability to pay off short-term debts

b)

The ability to sell assets at a higher price

c)

The ability to increase total revenue

d)

The amount of profit made in a year

31.

If a business has poor working capital, which problem might it face?

a)

Increased ability to invest in long-term projects

b)

Difficulty paying suppliers and short-term expenses

c)

Higher profit margins

d)

Increased customer satisfaction

32.

How can a business improve its net cash flow?

a)

Reduce unnecessary expenses

b)

Increase inventory purchases

c)

Offer more credit sales without restrictions

d)

Increase employee wages without increasing revenue