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Financial Literacy - Middle School 1-10

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

A check in financial terms is:

a)

a written document telling the bank to pay a certain amount from your account

b)

a digital currency used for online transactions.

c)

a type of loan provided by banks to individuals.

d)

an investment vehicle that pools together funds from many investors.

2.

An electronic payment is:

a)

A method of paying for goods or services electronically rather than using cash or a physical check.

b)

A type of payment that requires physical presence.

c)

A form of payment that is only used in physical stores.

d)

A method of payment that is exclusively for online shopping.

3.

An expense is:

a)

Payment for goods and services

b)

A formal record of spending

c)

Tax paid to the federal government

d)

Income that remains after taxes

4.

Financial records are:

a)

formal records of the transactions made by a business or a person

b)

a type of currency used in financial transactions

c)

a set of rules governing financial markets

d)

a financial institution that provides loans

5.

Gross income is:

a)

The total income earned BERFOE any deductions or taxes.

b)

The income AFTER all deductions and taxes.

c)

The net profit of a company.

d)

The total expenses incurred by an individual.

6.

Income refers to:

a)

the total amount of money earned by an individual or business.

b)

the expenses incurred by an individual or business.

c)

the savings accumulated by an individual or business.

d)

the investments made by an individual or business.

7.

Income tax is:

a)

a tax on the value of goods and services

b)

a tax on a company's profits

c)

a tax on an individual's or entity's income

d)

a tax on property ownership

8.

What is net income?

a)

The total revenue of a company

b)

The income that remains AFTER taxes

c)

The total expenses of a company

d)

The income BEFORE expenses

9.

Payroll tax is:

a)

a tax on property

b)

a tax on income

c)

a tax deducted from your paycheck

d)

a tax on goods and services

10.

Property tax is:

a)

a tax on the land you own and any building on it

b)

a tax on income

c)

a tax on goods and services

d)

a tax on financial transactions