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Taxes Study Guide

Total questions: 25

Worksheet time: 13mins

Name
Class
Date
1.

Emma has decided to e-file her taxes this year. Why should she file her state and Federal taxes together using the same software?

a)

Both tax returns are actually reviewed by the Federal government, so filing them together expedites the process.

b)

If she files them together, she's more likely to receive a larger refund or get a tax credit.

c)

A majority of e-filing software companies provide a significant discount if you file both returns together.

d)

Emma will have just one submission ID, which makes it less likely that the state will reject her state tax return.

2.
Jay filed his taxes and found out he owes money. What is the most reasonable explanation as to why she owes money in taxes?
a)
Not enough money was withheld from his paychecks.
b)
Too much money was withheld from his paychecks.
c)
When filing his taxes, Jay accidentally checked “Married filing jointly” instead of “Single”.
d)
The IRS is asking Jay for a future advance on his possible taxes for next year.
3.

Luna and Anika are discussing their economics homework. Luna asks, "Which of the following is the largest source of income for the Federal government?"

a)

Payroll tax

b)

Income tax

c)

Corporate tax

d)

Property tax

4.

Imagine you're starting a new adventure at a job, just like Aiden and Luna did last summer. Why is it important to accurately complete your W-4 form when you embark on this new journey or if your tax status changes?

a)

You need a copy of your W-4 to file your tax return annually

b)

Your W-4 determines how much Federal income tax money your employer should withhold

c)

Your W-4 determines your total tax bill at the end of the year

d)

Completing a W-4 will guarantee you receive a large tax refund

5.

Imagine you're a tax advisor for a group of young adults. Who among the following might want to claim EXEMPT on their W-4 form to keep more money in their pocket throughout the year?

a)

Benjamin, who is 20 and expects to earn $12,850 from his internship.

b)

Aria, who is 16 and expects to earn $7,500 from her part-time job.

c)

David, who is 23 and expects to earn $15,000 from his part-time job.

d)

Hannah, who is 25 and expects to earn $55,000 from her full-time job.

6.

Emma, Rohan, and Sophia are having a discussion in their social studies class about where the Federal government allocates the most tax money. Can you help them figure it out?

a)

Science

b)

Veterans

c)

Education

d)

Health

7.

Imagine you're at a dinner with Emma, Kai, and Hannah, and you're all discussing taxes. All of the following are factors that impact the amount someone may pay in taxes EXCEPT...

a)

Income

b)

Political party

c)

State

d)

Marital status

8.

Tamara found out that she owes $1,200 in taxes. She cannot afford to pay the entire amount right now, so she is going to arrange an installment plan with the IRS. What is the one thing that Tamara should be prepared for?1

a)
She'll have to redo her tax return so that she can note she'll be using an installment plan.
b)

She will pay more than $1,200 because she will be paying additional money in interest with each payment.

c)
Her credit score may decrease because of her inability to pay back the total she owes to the IRS.
d)
She will have to meet an earlier tax filing deadline next year in case she owes money again.
9.

Imagine you're in a bustling city where everyone is eagerly waiting for their mail. Who among the following should be on the lookout for a W-2 form from their employer by January 31st, 2025?

a)

Priya, who has been crafting and selling beautiful vases online for the past 5 years

b)

Jackson, who just started his first job on January 10, 2025

c)

Liam, who spent the summer of 2024 doing an unpaid internship at a local newspaper

d)

Kelly, who has been a dedicated employee at the same department store for the last 15 years

10.

Kai and Anika are planning a fun budget for their school project. Can you help them identify 2 examples of discretionary spending from the list below?

a)

Social Security

b)

Medicare

c)

Education

d)

Military

11.

Imagine you're at a dinner party with Michael, Olivia, and Abigail, and the topic of taxes comes up. Which of the following statements about the current U.S. tax system would impress your friends as being TRUE?

a)

Our current system is described as being a progressive system because it imposes higher rates on those who earn more.

b)

Your friend tells you his marginal tax rate is 22%. That means that he pays 22% on all of his income.

c)

Everyone in the US who makes more than $12,400 pays one flat tax rate.

d)

Our current system is described as being a regressive system because it imposes higher rates on those who earn less.

12.

Kai just landed an exciting new job and filled out his W-4 form. Who should he hand it over to?

a)

His employer

b)

His spouse

c)

The IRS

d)

No one - he keeps it for his records

13.

Imagine you're helping Anika prepare her tax documents. All of the following details should be on her W-2 form EXCEPT...

a)

Anika's name, address, and employer information

b)

Anika's interest earned on savings and investments

c)

Anika's wages, tips, and compensation from that particular employer

d)

The amount Anika paid during the last year for Medicare and Social Security

14.

Which of these students needs to file a tax return? (Note: All of them can be claimed as a dependent, but only one has to deal with the taxman!)

a)

Zoe, who earned $350 from her cake business.

b)

Daniel, who received $800 in investment income.

c)

Harper, who earned $1,250 from her part-time job.

d)

Risha, who earned $16,900 from her internship.

15.

Emma and Aiden are having a friendly debate about taxes. Emma insists that "Tax Day," the deadline to file your taxes, is a day to mark on your calendar. When is this important day?

a)

January 1

b)

April 15

c)

December 31

d)

Whatever day your tax refund comes in the mail

16.

Imagine you're on a tax adventure! Which of the following statements about filing a tax return is a bit of a myth?

a)

Aria found that paper filing her tax return was free, but it took ages to process and get her refund back.

b)

Elijah thinks filing with a tax professional is wise, especially after his big life changes like buying a house.

c)

Charlotte believes that people unfamiliar with taxes should avoid e-filing software due to lack of support.

d)

Filing with a tax professional is often the method that is most susceptible to scams.

17.

Imagine you're in a game of life, and your character, Ava, needs to level up! A dependent is someone who...

a)

relies on someone else to provide a quarter or less of their financial support.

b)

relies on someone else to provide more than half of their financial support.

c)

is able to financially support themself fully.

d)

provides financial support for someone else.

18.

Imagine you're Grace, sitting down at your desk with a cup of coffee, ready to tackle your taxes. Which document(s) should you have in front of you to successfully file your 1040 form?

a)

W-2 form(s)

b)

W-4 form(s)

c)

I-9 form(s)

d)

Checking account statements from last year

19.

Benjamin, Zoe, and Emma are discussing ways to pay their taxes to the IRS. All of the following are methods they consider, EXCEPT...

a)

Using your debit or credit card to make an online payment

b)

Sending a check

c)

Make a payment directly from your bank account

d)

Use an app or website like PayPal or Venmo

20.

Imagine you're in a bustling high school where students are not just hitting the books but also exploring their entrepreneurial spirits! Who among these enterprising high schoolers would be considered a self-employed contractor?

a)

Harper, who crafts beautiful homemade jewelry and sells them through her online store.

b)

Amy, who babysits during the week and weekends.

c)

Noah, who mows lawns for his neighbors after school.

d)

Charlotte, who delivers her neighborhood's newspapers on weekday mornings.

21.

Imagine you're helping Grace, Hannah, and Priya prepare for their big tax day adventure! What form do they need to file their tax return with the IRS?

a)

W-2

b)

W-4

c)

1040

d)

I-9

22.

Henry, Aria, and Liam are playing a game of financial trivia. Can you help them answer this question: Which of the following is considered a type of EARNED income?

a)

Social Security Benefits

b)

Retirement Account Distributions

c)

Money Received from Bonuses

d)

Unemployment Compensation

23.

Oliver and Zoe are discussing their paychecks. Zoe asks, "Hey Oliver, do you know what FICA stands for on our pay stubs?" What does FICA consist of?

a)

Health Insurance

b)

Social Security and Medicare

c)

Federal & State taxes

d)

Employer sponsored retirement

24.

You're helping your friend Alex understand his paycheck. Which of the following deductions is typically NOT found on a standard paycheck?

a)

Social Security Tax

b)

Property Tax

c)

State Income Tax

d)

Federal Income Tax

25.

Imagine you're advising a group of new employees about their tax responsibilities. Which of the following is a reason someone might receive a tax refund?

a)

They did not have any income for the year.

b)

They did not file a tax return.

c)

They paid more in taxes throughout the year than they owed.

d)

They claimed fewer deductions than they were eligible for.