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Flash Card Quiz: Budgets & Cash Flow

Total questions: 25

Worksheet time: 13mins

Name
Class
Date
1.

What is the first step in constructing a budget?

a)

Analyzing past budgets

b)

Setting financial goals

c)

Estimating income and expenses

d)

Reviewing financial statements

2.

Which of the following is not an example of a budget?

a)

Income

b)

Profit

c)

Asset

d)

Expenditure

3.

What is variance analysis used for in budgeting?

a)

To predict future sales

b)

To compare actual performance with budgeted performance

c)

To allocate resources

d)

To determine tax liabilities

4.

What is an adverse variance?

a)

When actual income is higher than budgeted

b)

When actual expenses are lower than budgeted

c)

When actual performance is worse than budgeted

d)

When budgeted performance is met

5.

What is a favorable variance?

a)

When actual performance is worse than budgeted

b)

When actual income is lower than budgeted

c)

When actual expenses are higher than budgeted

d)

When actual performance is better than budgeted

6.

What is the value of budgeting?

a)

It helps in tax calculation

b)

It provides a financial roadmap

c)

It increases expenses

d)

It reduces income

7.

What is the purpose of a cash flow forecast?

a)

To determine profit margins

b)

To predict future cash inflows and outflows

c)

To calculate tax liabilities

d)

To assess asset value

8.

What does net cash flow represent?

a)

Total income minus total expenses

b)

Total assets minus total liabilities

c)

Total cash inflows minus total cash outflows

d)

Total profit minus total loss

9.

What are opening and closing balances in a cash flow forecast?

a)

The initial and final amounts of cash available

b)

The total income and expenses

c)

The total assets and liabilities

d)

The profit and loss figures

10.

What is the first step in analyzing a budget?

a)

Reviewing financial statements

b)

Comparing actual and budgeted figures

c)

Setting new financial goals

d)

Calculating net profit

11.

Imagine Olivia, a manager at a manufacturing company, is reviewing the monthly financial reports. What is the purpose of variance analysis in this scenario?

a)

To provide insights into deviations between expected and actual performance

b)

To calculate employee payroll

c)

To assess market competition

d)

To forecast future financial conditions

12.

Which of the following is NOT a benefit of budgeting?

a)

Budgets help calculate actual profit?

b)

Budgets help coordination between departments

c)

Budgets help management to control spending

d)

Budgets help with planning

13.

In variance analysis, what is considered a significant variance?

a)

Variances that warrant further investigation due to their impact on the business

b)

Only favorable variances

c)

Variances that are within 5% of the budgeted amount

d)

Any difference between actual and budgeted results

14.
Which of the following is an example of a cash in-flow for a business?
a)
payment to suppliers
b)
paying back a loan to a bank
c)
payment from debtors
d)
purchase of fixed assets
15.
Which of the following is an example of a cash out-flow for a business?
a)
payments to creditors
b)
sale of goods
c)
payment from debtors
d)
receiving a loan from the bank
16.
A firm is forecast to have a negative closing bank balance. Which would reduce the problem?
a)
sell more goods on 4 months credit
b)
produce more goods
c)
ask customers to pay in cash and not sell goods on credit
d)
ask suppliers if the firm can pay for goods in cash
17.
If a cashflow forecast suggests that a firm will run out of cash, which would help the problem?
a)
purchase more fixed assets
b)
repay a bank loan
c)
pay suppliers immediately
d)
delay paying suppliers
18.
The monthly net cash flow for a business is calculated by:
a)
sales revenue - cost of goods sold
b)
total cash in - total cash out
c)
total cash out - total cash in
d)
total cash in - cost of goods sold
19.
The closing bank balance is calculated by:
a)
opening bank balance + cash out-flow
b)
opening bank balance + cash in-flow
c)
opening bank balance + net cash flow
d)
net cash flow + gross profit
20.

In a given cash flow forecast, the closing balance in June would become the ____________ of July.

a)

Closing balance

b)

Working capital

c)

Net cash flow

d)

Opening balance

21.
Which one of the following is an example of an outflow? 
a)
Capital 
b)
Bank Loan
c)
Wages 
d)
Government Grant
22.

Which of the following reduces a businesses cash flow?

a)

Asking debtors for payment

b)

Repaying an overdraft

c)

Securing better trade credit terms from suppliers

23.
What is a long term way to improve cash inflow?
a)
Take out a loan
b)
Take out an overdraft
c)
Use a factoring service
24.
How can cash outflows be improved?
a)
Buy extra equipment
b)
Lease out equipment
c)
Use a factoring service
25.

selling an asset would be an example of

a)

cash inflow

b)

cash outflow