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MoneyPower: Money, Intro Finance (10 Questions)

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

Which of the following does the Federal Reserve use to regulate the nation's money supply?

a)

Fiscal policy

b)

Proposing legislation

c)

Monetary policy

d)

Regulations

2.

Purchases made with your debit card are usually:

a)

Deducted immediately from your checking account

b)

Deducted from your credit card balance

c)

Added to your credit card balance

d)

Put on your credit card bill as a cash advance

3.

Money in the United States includes:

a)

Gold

b)

Checking account balances on which checks can be drawn

c)

Barter

d)

Diamonds

4.

Susan gives Marie her ABC Credit Union debit card and personal identification number (PIN) so Marie could get 25fromSusan′sbankaccount.Mariewithdrew25 from Susan's bank account. Marie withdrew 100 instead of the agreed to 25.HowcanSusangetthe25. How can Susan get the 75 back?

a)

Demand the ABC Credit Union reimburse her for Marie's unauthorized transaction

b)

File a complaint with the Federal Reserve Board to reimburse her for Marie's unauthorized transaction

c)

Demand that the bank where Marie has her checking account reimburse her for Marie's unauthorized transaction

d)

No bank or government agency is obligated to reimburse Susan because she authorized Marie to use her ATM card and PIN

5.

Money for saving, investing, or spending cannot be from:

a)

An inheritance from someone who has died

b)

Discretionary income or a gift of money

c)

Capital gains from a sale of stock

6.

Identify the background color of a U.S. $5.00 bill.

a)

Orange

b)

Blue

c)

Green

d)

Yellow

7.

New coins and currency make their way into the general economy, consumers and businesses, through the distribution system of the:

a)

Treasurer of the United States

b)

Secretary of the Department of Treasury

c)

Federal Reserve System

d)

U.S. Federal Mint

8.

A high school student has begun to investigate the field of finance as a career choice. In deciding about the field, the student should focus on which question first?

a)

Will I find a balance between financial rewards and personal satisfaction from work?

b)

How many people do I know who work in this field?

c)

Once I train for this area, how long before I will be at the top of the field?

d)

Are there people in this field who are dissatisfied with their jobs?

9.

Which statement best describes the relationship between a person's educational level and that person's potential earning power?

a)

Education has no effect on a person's potential earning power

b)

A person with a professional degree is likely to earn at least four times as much per year as a person who did not complete high school

c)

Attaining a higher educational level affects the earning potential only for people over 40 years old

d)

Attaining a higher educational level decreases potential earning power

10.

When money is not used and goods and services are exchanged for other goods and services, this system is called:

a)

Credit

b)

Money

c)

Barter