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WorksheetsBảo hiểm xã hội và y tế
Total questions: 93
Worksheet time: 1hrs 12mins
Health insurance is a form of insurance in the field of community health care implemented by
organizations
the State
trade unions
the people
According to the law, participants in compulsory social insurance who meet the conditions may receive benefits for
travel allowances
unemployment benefits
residence allowances
maternity benefits
The type of insurance organized by the State that workers and employers must participate in according to regulations is
personal insurance
voluntary social insurance
compulsory social insurance
property insurance
The type of insurance organized by the State to ensure replacement or compensation for part of the income of workers when they lose income due to illness, maternity, labor accidents, occupational diseases, or retirement based on their previous contributions to the social insurance fund is which type of insurance below?
Social insurance
Civil insurance
Human insurance
Commercial insurance
The basis for participants in health insurance to receive insurance benefits is based on
the duration of insurance participation
the amount contributed to the health insurance fund
the medical condition they suffer from
the age of insurance participation
The subject of social insurance is organized by
private enterprises
commercial organizations
foreign investors
the State
Which of the following does not reflect the role of insurance in economic and social development?
Mobilizing long-term capital
Promoting black credit
Stabilizing personal finances
Reducing unemployment
According to the law, the social insurance agency does not
What is the economic and social development?
Mobilizing long-term capital.
Promoting black credit.
Stabilizing personal finance.
Reducing unemployment.
According to the law, which type of subsidy does the social insurance agency not have to pay for mandatory social insurance participants?
Occupational disease subsidy.
Death subsidy.
Accommodation subsidy.
Occupational accident subsidy.
What types of health insurance are included in community health care?
Voluntary and self-motivated.
Voluntary and enforced.
Mandatory and voluntary.
Voluntary and mandatory.
One of the benefits of participating in social insurance is that if they are sick or on maternity leave, if eligible, they will receive
subsidy according to regulations.
the total amount paid.
unemployment insurance.
medical examination and treatment costs.
Through collecting insurance premiums before the insured risk occurs, what factor can be mobilized to serve economic and social development?
Talented individuals.
Types of black credit.
Idle capital.
Many unemployed workers.
One of the purposes of participating in insurance is to
have to pay insurance premiums.
be able to pay insurance premiums.
be able to refuse responsibility.
be compensated for damages.
Economically, one of the roles of insurance helps individuals and organizations participating in insurance
become increasingly dependent on each other.
stabilize financial resources.
earn more profits.
seize each other's assets.
The common characteristics of social insurance, health insurance, and unemployment insurance are all organized by
Households.
The state.
Businesses.
What is a common characteristic of social insurance, health insurance, and unemployment insurance?
Households organize it.
The state organizes it.
Private enterprises organize it.
Foreign enterprises organize it.
One of the benefits of participating in health insurance is that when unfortunate events such as illness or accidents occur, they will receive?
Maternity and illness allowances.
Cash for daily expenses.
Payment for medical examination and treatment.
Monthly pension.
What type of insurance did Mr. A use when he went to the insurance agent to buy civil liability insurance for the motorcycle he is using?
Health insurance.
Commercial insurance.
Social insurance.
Unemployment insurance.
The type of service in which there is a commitment to compensate between the insurance provider and the insurance participant for risks and damages when an insurance event occurs to stabilize the economy for participants and ensure social security is the content of which concept?
Unemployment.
Economic growth.
Insurance.
Economic development.
Which type of insurance accepts the risks of the insured based on the insurance buyer paying premiums for the insurance organization to compensate and pay insurance when an insurance event occurs according to the agreement in the insurance contract signed by both parties?
Health insurance.
Unemployment insurance.
Commercial insurance.
Social insurance.
According to legal regulations, the participants in unemployment insurance are workers and?
Labor management agencies.
Dependents of workers.
Employers.
According to the law, the participants in unemployment insurance are workers and
labor management agencies.
the dependents of workers.
employers.
labor trainers.
For the state budget, one of the roles of insurance is to help the state budget
not be in deficit.
stabilize and increase revenue.
be unbalanced in income and expenditure.
spend more.
According to the law, with participants in voluntary insurance, which benefits can they receive?
Occupational diseases.
Maternity benefits.
Occupational accidents.
Survivor benefits.
According to the law, participants in compulsory social insurance, if eligible, can receive benefits for
lunch subsidies.
study subsidies.
travel expenses.
sick leave benefits.
Which of the following does not reflect the role of insurance in economic and social development?
Increase inflation rate.
Increase state budget revenue.
Expand international integration.
Create many new jobs.
Which of the following statements is incorrect about the concept of insurance?
Commercial insurance is a type of insurance that is business-oriented.
Insurance operates on the principle of 'many compensate for the few'.
Social insurance and health insurance are not business-oriented.
Insurance is established based on voluntary contributions from society.
Which of the following statements is incorrect about the role of insurance?
Participating in social insurance will help each individual feel financially secure in old age.
Unemployment insurance is only meaningful for those who lose their jobs during the pandemic.
Property insurance helps businesses ensure their assets and stabilize production.
Insurance is.
One of the benefits of unemployment insurance is that when they lose their job, if eligible, they will receive
monthly pension.
insurance premiums paid.
unemployment benefits.
medical examination and treatment benefits.
According to the law, which type of allowance does the social insurance agency not have to pay to participants of compulsory social insurance?
sickness allowance.
travel allowance.
pension allowance.
maternity allowance.
The subject of unemployment insurance is implemented by
the State.
the people.
the Trade Union.
the organization.
Health insurance is a form of insurance in the field of
social culture.
social security.
social welfare.
health care.
Which of the following statements is false about the role of insurance?
Health insurance supports community health care, reducing the burden on the state budget.
The Vietnamese insurance market still operates spontaneously without management.
Unemployment insurance compensates part of the income for workers when they lose their jobs.
Social insurance helps workers quickly recover from material and spiritual losses.
In the issue of job creation, the expansion and diversification of insurance types will contribute to
increasing the unemployment rate.
narrowing the job market.
distorting labor supply and demand.
creating more new jobs.
What will the types of insurance contribute to?
Increase the unemployment rate.
Narrow the job market.
Distort the supply and demand of labor.
Create more new jobs.
In terms of civil relations, insurance is a
Banking service.
Credit service.
Financial service.
Monetary service.
One of the characteristics of commercial insurance is that it has
Non-refundable nature.
Mandatory nature.
Business nature.
High risk nature.
In essence, social insurance, health insurance, unemployment insurance, and commercial insurance all share the common point that these types of insurance are
A type of financial service.
High risk and should not be participated in.
Participants always suffer losses.
Mandatory for all participants.
For each individual, when unfortunate risks occur, participating in insurance will help individuals
Be supported for life.
Be fully reimbursed.
Change their luck.
Stabilize their finances.
Student A from class 10 at high school X unfortunately had a traffic accident and had to be hospitalized for a month. After being discharged, student A was reimbursed by the insurance agency for all treatment and surgery costs as per regulations. What type of insurance has student A participated in?
Unemployment insurance.
Social insurance.
Commercial insurance.
Health insurance.
Which type of insurance below aims to compensate a part of income, support vocational training, maintain and seek employment for workers when they lose their jobs based on contributions to the insurance fund as per regulations?
Health insurance.
Human insurance.
Unemployment insurance.
Social insurance.
Which statement below is incorrect about the concept of insurance?
Which statement below is false about the concept of insurance?
Insurance shares losses among participants based on the principle of 'many compensate for the few'.
Participants transfer risk to the insurance organization based on premium payment.
When a risk occurs, participants will be compensated immediately for the losses incurred.
Participating in insurance helps individuals quickly stabilize their material and spiritual life.
Which statement below is false about the role of insurance?
Social insurance helps workers overcome all risks.
Insurance contributes to mobilizing capital for socio-economic development.
Insurance helps individuals ensure safety for their investments.
Insurance helps people transfer risks to mitigate losses.
According to legal regulations, the subjects participating in compulsory social insurance include workers and
employers.
dependents of workers.
labor trainers.
labor management agencies.
The legal basis for exercising the rights and obligations of the parties when participating in commercial insurance is based on
the status of the insurance participant.
the consequences of the insured person.
the insurance contract between the two parties.
the scale of the insurance company.
Financially, when businesses participate in various types of insurance, it will help businesses to be
market monopolization.
exempt from taxes.
stable and safe.
preferential exports.
Mr. M was decided by the competent authority to retire according to regulations, after completing the procedures, Mr. M received a monthly pension.
Mr. M was granted retirement by the competent authority after completing the procedures, and he received a monthly pension. What type of insurance did Mr. M participate in?
Health insurance.
Social insurance.
Commercial insurance.
Unemployment insurance.
Which type of insurance below is in the field of community health care implemented by the State; according to which, participants will be reimbursed for part or all of the costs of examination, treatment, and health recovery in case of accidents or illnesses?
Health insurance.
Human insurance.
Social insurance.
Unemployment insurance.
One of the characteristics of commercial insurance is based on which principle below between the insurance participant and the insurance organization?
Mandatory.
Coercive.
Authority.
Voluntary.
One of the benefits of social insurance participants is that when they reach retirement age, if eligible, they will receive
Unemployment benefits.
The amount paid for insurance.
Monthly pension.
Support when getting old.
According to the law, participants in voluntary insurance can only receive which insurance benefit below?
Sick leave benefits.
Maternity benefits.
Occupational accident.
Retirement benefits.
Which content below does not reflect the role of insurance for each individual and family?
Material and spiritual stability.
Sharing when encountering risks.
Ensuring financial safety.
Increasing gender violence.
For insurance participants, one of the roles of insurance is to help each individual who participates in insurance if they unfortunately encounter risks.
Transfer risk to the insurance agency.
Receive help and support for damages from others.
Request compensation for themselves.
Determine their own damage.
With the social insurance model, what basis will workers receive insurance benefits?
The amount contributed to the social insurance fund.
Social status at the time of participation.
Social position when participating.
The need to receive social insurance.
According to legal regulations, in which case do social insurance participants not receive insurance benefits?
Due to reaching retirement age as prescribed.
Due to being dismissed for violating discipline.
Sick or workplace accident.
Maternity or occupational disease.
According to legal regulations, mandatory social insurance participants, if eligible, can enjoy the regime of
Traffic accident.
Travel accident.
Workplace accident.
Injury accident.
Read the information and answer the questions below. Mrs. H is a freelance worker living in province Y. After a period of examination and treatment at hospital K, Mrs. H holds a health insurance payment invoice with an amount of 80 million VND. The result after treatment, she has been reimbursed nearly half of the treatment cost of nearly 50 million VND, belonging to the co-payment group of 20%. Mrs. H emotionally added: 'Thanks to the advice of the social insurance officer, 5 months ago I bought a health insurance card, now thanks to this health insurance card, I am not a financial burden.'
What are the characteristics of the type of insurance that Ms. H participates in?
Mandatory.
Sponsored.
Permanent.
Voluntary.
What benefits has participating in this type of insurance brought to Ms. H when facing health risks?
High-quality medical treatment.
Reduced financial burden on the family.
Received financial support after leaving the hospital.
Free medical examinations for life.
What type of insurance does Ms. H participate in?
Unemployment insurance.
Health insurance.
Social insurance.
Commercial insurance.
Read the information and answer the questions below. Mr. N previously participated in mandatory social insurance, then he stopped participating in the Farmers' Association of the town after only contributing for 15 years, not enough to qualify for retirement benefits (at least 20 years). At the end of 2022, he decided to participate in voluntary social insurance, thanks to his perseverance in contributing the required number of years, Mr. N is now officially receiving a pension. He shared: "After being advised by the social insurance officer, my case has 2 options to choose from, one is to receive social insurance once, the other is to contribute once for the missing years of voluntary social insurance. After listening to the social insurance officer's analysis, I thought and discussed with my family, I decided to contribute to voluntary social insurance."
What types of social insurance has Mr. N participated in?
Voluntary and lifetime.
Voluntary and installment.
Mandatory and voluntary.
Mandatory and installment.
Mr. N is not a subject of which type of insurance mentioned in the information above?
Voluntary social insurance.
Health insurance.
Mandatory social insurance.
Unemployment insurance.
What benefits is Mr. N receiving when eligible for social insurance?
Sickness allowance.
Occupational accident regime.
Survivor's regime.
Retirement regime.
Read the information and answer the questions below.
Besides social insurance, what other type of insurance does Ms. D participate in?
Commercial insurance.
Health insurance.
Unemployment insurance.
Civil liability insurance.
What common characteristic do the types of insurance that Ms. D participates in share?
Immediate benefits after paying premiums.
Organized by the State.
Implemented by individuals.
Mandatory for all citizens.
The information above indicates which types of social insurance Ms. D has participated in?
Mandatory and sponsored.
Unemployment and voluntary.
Voluntary and sponsored.
Voluntary and mandatory.
Read the information and answer the questions below. In 2013, Ms. Nguyen Thi A entered into a 24-month labor contract with primary school E with the following salary. However, from January 1, 2015, to June 30, 2015, Ms. A took maternity leave. After that, due to difficult family circumstances, she could not continue to perform the labor contract, so Ms. A submitted a resignation request according to labor law regulations, and on July 1, 2015, primary school E issued a decision to terminate Ms. A's employment, effective from the date of signing.
According to the law, after the time Ms. A is issued a decision to terminate her employment by Primary School E, if she does not continue to work, which type of insurance can Ms. A continue to participate in?
Voluntary social insurance.
Maternity social insurance.
Mandatory social insurance.
Unemployment insurance.
According to the law, after the time Ms. A is issued a decision to terminate her employment by Primary School E, what type of insurance is Ms. A entitled to receive?
Unemployment insurance.
Civil liability insurance.
Accident compensation.
Maternity allowance.
According to the law, during the maternity leave, which insurance regime is Ms. A entitled to receive?
Vocational allowance.
Unemployment insurance.
Pension regime.
Maternity regime.
Read the information and answer the questions below. Mr. H, in City K, after stopping participating in mandatory social insurance, has paid more than 44 million VND in voluntary social insurance for the missing years to receive a pension. He shared: "Previously, when I worked, I also participated in social insurance, due to conditions I requested to quit and received a lump sum. The amount I received helped me do some things but didn't last long. Later, when I worked again and participated in social insurance, when I was about to retire due to reaching retirement age, my participation in social insurance was only 18 years and 2 months, not enough to qualify for the pension regime. I thought about it, learned from my previous experience, so I decided to pay voluntary social insurance for the missing years to receive a pension." The monthly pension is enough to cover daily living expenses, and I also received a health insurance card with better benefits than before.
Mr. H is a subject who has participated in which types of insurance below?
Health insurance, social insurance, and unemployment insurance.
Unemployment insurance, voluntary social insurance, and mandatory insurance.
Voluntary social insurance, mandatory insurance, and health insurance.
Body insurance, property insurance, and commercial insurance.
Which of the following does not reflect the role of insurance for Mr. H?
Lifetime health care.
Sick leave benefits.
Income stability in old age.
Survivor benefits.
True or False question. In each option a), b), c), d) in each question, candidates choose true or false:
Chị D tham gia bảo hiểm bắt buộc 10 năm sau đó bỏ không tham gia vì đã nghỉ việc là hợp lý.
True
False
Người lao động tự do nên tham gia bảo hiểm xã hội tự nguyện.
True
False
Vì đã tham gia bảo hiểm xã hội nên khi nhập viện mổ khối u chị sẽ được hưởng trợ cấp ốm đau.
True
False
Loại hình bảo hiểm y tế mà chị D tham gia là loại hình bảo hiểm y tế bắt buộc đối với mọi gia đình.
True
False
Mr. H decided to pay a one-time amount for the remaining years to enjoy the pension scheme is appropriate. True because Mr. H has reached retirement age and has over 18 years, so the remaining years to pay once is quite little while if he pays enough he will enjoy the pension scheme immediately.
True
False
Withdrawing social insurance once is a matter that needs careful consideration for all citizens because of long-term benefits. True because withdrawing once will only solve immediate benefits.
True
False
In addition to the pension scheme, Mr. H is also entitled to sick leave benefits and health insurance. False, Mr. H is only entitled to health insurance.
True
False
The flexibility of paying voluntary social insurance reflects the superior policy of the state. True because it will be suitable for many laborers.
True
False
Sister E signed an indefinite labor contract with company A. Every month, Sister E fully pays all types of social insurance. On 01/6/2020, Sister E took maternity leave (until the end of 31/12/2020). For family reasons, on 01/1/2021, Sister E submitted a resignation letter. Before terminating the labor contract, the total time of unemployment insurance contributions was 15 months. Based on labor law regulations, she submitted documents to the competent authority to receive support as prescribed. Later, with the advice of friends, Sister E participated in a life insurance package for both her mother and her child. a) The type of social insurance that Sister E participated in before resigning was voluntary social insurance. b) Sister E participated in voluntary unemployment insurance, so she is entitled to unemployment benefits. c) Before resigning, Sister E did not participate in health insurance. d) The life insurance that Sister E participated in is a commercial insurance type.
False, this is a mandatory social insurance type according to labor law regulations.
False, this is a mandatory unemployment insurance type, so she is entitled to unemployment benefits as prescribed.
False, because Sister E signed an indefinite contract with company A, she is subject to mandatory health insurance.
True, this is a voluntary insurance type.
Mr. N once participated in mandatory social insurance, then he stopped participating in the Farmers' Association of the town after only 15 years of contributions, not enough years to qualify for retirement benefits (at least 20 years). At the end of 2022, he decided to participate in voluntary social insurance, and thanks to his perseverance in contributing enough years as prescribed, Mr. N is now officially receiving a pension.
Citizens who pay the required number of years for social insurance will receive retirement benefits.
True
False
Mr. N is of old age, so withdrawing social insurance at once would be more beneficial than continuing to pay for retirement.
True
False
Mr. N is only entitled to retirement benefits and health insurance for medical examinations.
True
False
Participating in insurance has helped Mr. N be protected in health and financially secure in old age.
True
False
