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Untitled Quiz

Total questions: 10

Worksheet time: 10mins

Name
Class
Date
1.

What is a credit card?

a)

A credit card is a payment card that enables the holder to borrow funds for purchases they can pay back later

b)
A credit card is a type of loan that must be repaid in full each month.
c)

A credit card is a card used specifically used only for bills

d)

A credit card is a prepaid card that limits spending and is specific for food bills.

2.

What happens in the event of a credit card default?

a)
The lender will automatically forgive the debt.
b)

The credit card will be canceled and you will have to pay money.

c)

The credit card company can raise your interest rates.

d)
The borrower will receive a refund for their payments.
3.

What is revolving payment?

a)

A line of credit that remains available over time, even if you pay the full balance

b)

Payments that you have to pay for the rest of your life.

c)

A payment you have to pay for living on earth

d)

Line of credit that doesn't remain constant

4.

What is the definition of principal?

a)
The principal is a type of investment strategy.
b)
The principal refers to a secondary amount of money.
c)
The principal is the person who manages a school club.
d)

The principal is the original sum of money

5.

What are annual fees?

a)

Payments you pay for the privilege of having a credit card.

b)

Fees you pay for subscriptions.

c)

Fees to pay on credit card when you go to school.

d)

Fees you pay when you lose your credit card.

6.

What are some rewards you can get for having a credit card?

a)
Rewards for having a credit card include cash back, travel points, discounts, sign-up bonuses, and rewards accumulation.
b)
Increased interest rates
c)
Monthly subscription fees
d)
Free trials for online services
7.

What is the credit limit based upon?

(a)  

8.

The recommended credit limit is 75% of net income

a)
True
b)
False
9.

What is a debit card?

a)
A debit card is a credit card that allows borrowing money.
b)
A debit card is a type of loan that must be repaid monthly.
c)
A debit card is a prepaid card that can only be used for online purchases.
d)
A debit card is a payment card linked to a bank account that allows direct access to funds for transactions.
10.

What is an installment payment?

a)

Someone paying a bill in small portions throughout a set period of time

b)

Someone paying a bill in small increments with set time

c)

Someone paying someone to install their TVs

d)

Someone paying $7,000,000 to install electricity.