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Unit 2: Income and Career Review

Total questions: 19

Worksheet time: 10mins

Name
Class
Date
1.

What is the primary purpose of having insurance?

a)

To increase your income

b)

To protect against financial loss

c)

To avoid paying taxes

d)

To save money for retirement

2.

Which of the following is NOT a type of insurance?

a)

Mortgage insurance

b)

Health insurance

c)

Car insurance

d)

Rental insurance

3.

What is a common step towards expressing interest in a job?

a)

Submitting a Letter of Recommendation

b)

Providing a list of achievements

c)

Sending in a Resume and Cover Letter

d)

Writing a poem

4.

What Tax document is completed on your first day of work?

a)

1099 Form

b)

W-4 form

c)

I-9 Form

d)

W-2 form

5.

Which of the following is a mandatory deduction from your paycheck?

a)

Medicaid

b)

Retirement Contributions

c)

Municipal Tax

d)

Social Security

6.

Which type of insurance is specifically designed to cover medical expenses?

a)

Auto insurance

b)

Life insurance

c)

Health insurance

d)

Homeowners insurance

7.

Which form is used to determine the amount of federal income tax to withhold from your paycheck?

a)

W-2 form

b)

I-9 form

c)

W-4 form

d)

1099 form

8.

Which document verifies your eligibility to work in the United States?

a)

W-2 form

b)

I-9 form

c)

W-4 form

d)

1099 form

9.

What is a deductible in an insurance policy?

a)

The amount you pay for insurance coverage

b)

The amount the insurance company pays for a claim

c)

The amount you pay out of pocket before insurance covers the rest

d)

The amount you receive as a refund

10.

What is the main purpose of a job application?

a)

To provide a detailed work history

b)

To express interest in a position

c)

To negotiate salary and benefits

d)

To list personal references

11.

As a first step in selecting a career path, a person should

a)

Find out which careers pay the most

b)

Determine which career area looks most interesting to you

c)

Look online for easy certifications

d)

Find out what majors are offered at the local college and pick one

12.

Another word for take-home pay is

a)

Gross pay

b)

Salary

c)

Net pay

d)

Income

13.

The purpose of life insurance is

a)

Provide funds to help a person's beneficiaries maintain a certain standard of living should the policyholder die

b)

Pay for large purchases such as home or college education

c)

Cover cost of nursing care and other expenses that come with old age

d)

Provide money to policyholder in the event of an accident

14.

Which is true about unemployment rates by education?

a)

People with less education can make more money

b)

You have to have a bachelor degree if you want a job

c)

The more the education the less the unemployment rate

d)

The less the education the less the unemployment rate

15.

Which of the following is a hard skill?

a)

Creativity

b)

Adaptability

c)

Leadership

d)

Coding

16.

The purpose of the IRS is to

a)

Pass laws to determine what is taxed

b)

Enforce tax laws and carry out the federal tax system

c)

Prepare tax returns for businesses

d)

Distribute taxes to states that have been collected by the federal government

17.

Which of the following statements about taxes is true?

a)

Only the federal government has the right to tax

b)

Any taxes collected by the government are returned in your tax return

c)

Taxes are a major source of revenue for the government

d)

Taxes are only taken out if you have a full time job

18.

Which is not an example of an illegal question on a job application

a)

Asking for your social security number

b)

Asking for your age and birthday

c)

Asking for you gender

d)

Asking for your religion

19.

The STAR method is an interview method. What does STAR stand for?

a)

Situation, Task, Action, Result

b)

Situation, Task, Analysis, Response

c)

Scenario, Task, Action, Result

d)

Situation, Task, Action, Review