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Ch 7 Vocab - College Planning

Total questions: 23

Worksheet time: 23mins

Name
Class
Date
1.

Definition: Financial aid that does not need to be repaid; generally based on financial need.

a)

loan

b)

warranty

c)

grant

d)

tax

2.

Definition: an undergraduate degree from a college or university, usually completed after four or five years of study.

a)

Bachelor's Degree

b)

Associate's Degree

c)

Master's Degree

d)

Doctoral Degree

3.

Definition: federal student loans that aren't based on a student's financial need and start accruing interest immediately.

a)

parent plus loans

b)

unsubsidized loans

c)

family federal education loans

d)

subsidized loans

4.

Definition: federal student loans that are based on a student's financial need and don't accrue interest for a set period of time.

a)

payday loans

b)

subsidized loans

c)

high risk loans

d)

reverse mortgages

5.

Definition: A program that allows students to work part time while continuing their studies.

a)

scholarship

b)

occupation

c)

grant

d)

work-study

6.

Definition: a course that needs to be completed before a student can enroll in a second course.

a)

scholarship

b)

replacement

c)

timing

d)

prerequisite

7.

Definition: Loans made by banks, credit unions, or other organizations with terms and conditions set by the lender including higher or variable interest rates.

a)

private student loans

b)

parent plus loans

c)

direct subsidized loan

d)

federal student loans

8.

Definition: The percentage of students who finish the program they began.

a)

click-through rate

b)

failure rate

c)

completion rate

d)

incidence rate

9.

Definition: Any form of financial aid that doesn't need to be repaid.

a)

gift aid

b)

federal student aid

c)

private loan

d)

scholarship

10.

Definition: Debt payments are held off for or until a certain time but interest continues to accrue.

a)

escalation

b)

modification

c)

scholarship

d)

forbearance

11.

Definition: All education that takes place after high school.

a)

vocational education

b)

community college

c)

bachelor's degree

d)

postsecondary education

12.

Definition: a set of tests that qualify students to earn college credit if they pass them.

a)

CLEP

b)

SATA

c)

ACE

d)

NPACE

13.

Definition: the federal application required to receive any financial aid, including scholarships, grants, or loans offered through a college or university.

a)

FAFSA

b)

CLEP

c)

EFC

d)

FICA

14.

Definition: the percentage of the labor force that is unemployed.

a)

Inflation rate

b)

foreign exchange rate

c)

unemployment rate

d)

Interest rate

15.

Definition: a 2 or 3 year postsecondary undergraduate degree.

a)

Master's Degree

b)

Doctoral Degree

c)

Associate's Degree

d)

Phd/doctorate

16.

Definition: financial aid that does not need to be repaid; usually awarded based on achievements.

a)

grant

b)

loan

c)

tuition

d)

scholarship

17.

Definition: a document that shows whether or not you are eligible for federal student aid.

a)

student activity report

b)

financial aid award letter

c)

student aid report

d)

state aid reporting

18.

Definition: the total cost of education expenses needed for a student to attend an educational institution.

a)

contract price

b)

list price

c)

annual fee

d)

net price

19.

Definition: When debt payments are held off for or until a certain time and no interest accrues.

a)

cumulative

b)

deferred

c)

accelerated

d)

immediate

20.

Definition: An award presented to students who display high educational excellence.

a)

bachelor's degree

b)

associate's degree

c)

corporate scholarship

d)

academic scholarship

21.

Definition: The measurement of gain or loss generated on an investment relative to the amount of money invested.

a)

Return on Equity (roe)

b)

Return on Investment (ROI)

c)

Return on Assets (roa)

d)

Net present Value (npv)

22.

Definition: A letter sent by a college or university that explains attendance costs and details about a student's financial aid package.

a)

Financial aid award letter

b)

FAFSA submission summary (FSS)

c)

Gift aid

d)

Student aid report

23.

Definition: Loans made by the government with terms and conditions set by law; often have a lower fixed interest rate.

a)

Direct plus loans

b)

Federal student loans

c)

Direct subsidized loans

d)

Private student loans