A type of savings account that earns interest on deposits.

A loan banks offer to their customers when they try to withdraw more funds than they have in their account, usually for a fee and with interest.

A service that allows customers to transfer funds between accounts without fees.

A credit card feature that provides cash back on purchases.

The total amount of money borrowed including interest.

The cost you pay each year to borrow money, including fees, expressed as a percentage.

The interest rate applied to a loan without any fees.

The amount of money you save each year on your investments.

The amount you owe as the cost of borrowing money.

A fee paid for the use of someone else's money.

The total amount of money borrowed.

A type of investment that generates profit.

A person who has permission to use and/or carry another person's credit card, but isn't legally responsible for paying the bill.

A person who is legally responsible for paying the credit card bill.

A person who can only use their own credit card.

A person who has no access to any credit card.

A type of investment that guarantees returns

A contract by which one party gives property to another for a specified time, usually in return for a periodic payment.

A legal document for purchasing real estate outright

An agreement to borrow money for a short period

A type of loan with low interest rates.

A credit card benefit that pays the cardholder a small percentage of their net expenditures, often as cash, payment toward their balance, reward points, travel miles, or gift cards.

A savings account that offers high interest rates.

A promotional offer for new credit card users.

A type of credit card that allows you to carry a balance with interest.

A special type of credit card with no interest because you must pay the balance in full each month.

A debit card that can only be used for online purchases.

A credit card that offers rewards for every purchase made.

A legal document that outlines the terms and conditions for using your credit card.

A type of loan that requires collateral.

A document that lists all your credit card transactions.

A guide for managing your credit score.

A fixed loan amount that must be repaid in installments.

An open line of credit that can be used for any purchases as long as you are under the limit; its payments vary monthly based on size of the debt.

A type of credit that requires collateral to secure the loan.

A credit card that can only be used for specific purchases.

Someone who legally agrees to take responsibility for a person's debt if they cannot repay it.

A person who provides a loan without any collateral.

An individual who guarantees a loan by providing assets.

A borrower who has a good credit score.

A federal student loan available to undergraduate students; the federal government pays interest on the loan as long as the student is in school at least part-time.

A type of loan that requires students to pay interest while in school.

A loan available only to graduate students with high credit scores.

A federal loan that does not require repayment until after graduation.

A loan with a fixed interest rate for the entire term.

A loan in which the interest rate can change, based on prime rate or index rate, over the course of the loan.

A loan that is secured by collateral such as property or assets.

A loan that is only available to individuals with excellent credit.

The practice of funding a project or venture by raising many small amounts of money from a large number of people, typically via the Internet.

A method of investing in stocks and bonds through a collective pool of funds.

A way to finance a project by borrowing money from a bank.

A fundraising strategy that relies solely on wealthy investors.

The minimum amount that can be borrowed on a credit card.

The maximum amount that may be borrowed on a credit card.

The interest rate applied to credit card balances.

The fee charged for late payments on a credit card.

The fee paid for using someone else's money, usually expressed as a percentage of the amount borrowed.

The total amount of money borrowed including interest and fees.

The rate charged for borrowing money usually expressed as a percent of the amount borrowed.

The amount of money earned on an investment over a period of time.

A card that allows you to borrow money from a bank to make purchases.

A card that is directly connected to your checking account; it enables you to conduct ATM transactions and to make purchases instead of using cash or writing a check.

A card that rewards you with points for every purchase made.

A card that can only be used for online transactions.

A type of loan that requires full payment at the end of the term.

A loan used to finance a specific purchase for a specific amount of time, during which regular payments pay the accrued interest and a portion of the principal.

A loan that can be used for any purpose without restrictions.

A short-term loan that must be repaid quickly, usually within a few weeks.

A type of loan that requires no collateral.

A consumer loan extended to a homeowner that uses the borrower's home as collateral.

A loan specifically for purchasing new homes.

A loan that is only available to first-time homebuyers.

The time allowed for a borrower to make a payment without incurring penalties.

The period during which a loan is approved but not yet disbursed.

The number of days between a borrower's statement date and when payment is due, often without accruing interest.

The time frame in which a borrower can refinance their loan without fees.