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Fundamental of Islamic Financial Planning (QUIZ 1) WPT 2223

Total questions: 20

Worksheet time: 7mins

Name
Class
Date
1.

What is the primary belief about wealth in Islam?

a)

Wealth is unimportant

b)

Wealth should be hoarded

c)

Wealth is a trust from Allah

d)

Wealth is for personal enjoyment

2.

According to the Quran, what should Muslims do with their wealth?

a)

Use it to help others

b)

Spend it all on luxury

c)

Invest in forbidden activities

d)

Hide it from others

3.

What does the term 'Khalifah' refer to in the context of wealth management?

a)

A wealthy person

b)

A financial planner

c)

A vicegerent of Allah

d)

A type of investment

4.

Which of the following is NOT a principle of Islamic financial planning?

a)

Wealth must be accumulated honestly

b)

Wealth can be used for gambling

c)

Wealth should benefit the community

d)

Wealth is a trust from Allah

5.

What is the purpose of paying Zakat in Islam?

a)

To show off wealth

b)

To avoid taxes

c)

To purify one's wealth

d)

To increase personal wealth

6.

What does the Quran say about spending?

a)

Spend lavishly

b)

Spend moderately and wisely

c)

Only spend on oneself

d)

Avoid all spending

7.

What is the Shariah perspective on financial planning?

a)

It is unnecessary

b)

It is a trust to be managed responsibly

c)

It is only for the wealthy

d)

It is a form of worship

8.

What is the ultimate goal of wealth according to Islamic teachings?

a)

To compete with others

b)

To achieve al-Falah

c)

To accumulate luxury items

d)

To gain power

9.

Which of the following is a key component of Islamic financial planning?

a)

Wealth destruction

b)

Wealth neglect

c)

Wealth hoarding

d)

Wealth accumulation

10.

What is the role of a financial planner in Islam?

a)

To maximize profits

b)

To focus only on investments

c)

To provide Shariah-compliant advice

d)

To avoid all financial dealings

11.

What is the binding Shariah contract between a financial planner and their client?

a)

Ijarah al-a'mal

b)

Murabahah

c)

Mudharabah

d)

Wakalah bi al-Istismar

12.

Which of the following is a responsibility of a Muslim regarding wealth?

a)

To avoid all financial planning

b)

To pay taxes and Zakat

c)

To ignore financial obligations

d)

To spend recklessly

13.

What is the significance of the verse 'Give to them of the property of Allah that he has given to you'?

a)

Wealth is for personal use

b)

Wealth can be ignored

c)

Wealth should be shared

d)

Wealth is unimportant

14.

What does the term 'Maqasid Shariah' refer to?

a)

The rules of finance

b)

The goals of Shariah

c)

The types of investments

d)

The history of wealth

15.

What is the first step in the financial planning process?

a)

Implementing the plan

b)

Establishing client-planner relationship

c)

Gathering client data

d)

Monitoring the plan

16.

What is the purpose of wealth protection in Islamic financial planning?

a)

To hoard wealth

b)

To avoid spending

c)

To protect against risks

d)

To increase wealth

17.

Which of the following is a method of wealth distribution in Islam?

a)

Hoarding

b)

Zakat

c)

Luxury spending

d)

Gambling

18.

What is the importance of having a financial plan according to Islamic teachings?

a)

To focus only on personal gain

b)

To avoid all financial dealings

c)

To ensure compliance with Shariah

d)

To show off wealth

19.

What does the Quran encourage regarding economic activities?

a)

To ignore financial responsibilities

b)

To engage in honest trade

c)

To focus on luxury goods

d)

To avoid all trade

20.

The following are the scopes of Islamic financial planning EXCEPT:

a)

Cash Flow and Liability Management

b)

Risk Management and Insurance

c)

Investment Planning

d)

Estate Planning