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Understanding Incomes and Expenses

Total questions: 12

Worksheet time: 6mins

Name
Class
Date
1.

What is the purpose of tracking monthly expenses?

a)

To avoid budgeting altogether.

b)

To manage finances and identify spending habits.

c)

To increase monthly income.

d)

To reduce overall savings.

2.

Name one way to track your monthly expenses.

a)

Ignore small purchases altogether.

b)

Estimate expenses at the end of the month.

c)

Use a budgeting app.

d)

Keep all receipts in a drawer.

3.

Why is it important to know your income sources?

a)

It helps in determining your favorite hobbies.

b)

It is necessary for socializing with friends.

c)

It is important to know your income sources for effective budgeting and financial planning.

d)

It allows you to avoid paying taxes.

4.

List two common sources of income for students.

a)

Family support

b)

Part-time jobs, internships

c)

Grants

d)

Scholarships

5.

How can you reduce your monthly expenses?

a)

Buy more luxury items

b)

Evaluate spending, create a budget, eliminate subscriptions, cook at home, shop for better deals.

c)

Increase credit card usage

d)

Ignore bills and payments

6.

Why should you review your expenses regularly?

a)

To avoid tracking your income sources.

b)

To increase your overall spending limit.

c)

To ensure you never save any money.

d)

To identify unnecessary spending and manage your budget effectively.

7.

Ali earns $15 selling lemonade. He buys art supplies for $6.
How much money does he have left?


a)

(A) $6

b)

(B) $9

c)

(C) $12

d)

$8

8.

You pay $2 to play a game at the arcade.

a)

A. Expense

b)

B. Income

9.

You earn $3 by helping your neighbor carry groceries.

a)

Income

b)

Expense

10.

Which of the following is an example of income?

a)

A. Buying a video game

b)

B. Earning $20 for babysitting a neighbor’s kids

c)

C. Paying $10 for lunch

d)

D. Paying a phone bill

11.

You earned $100 from your summer job. You spent $40 on a concert ticket, $20 on clothes, and saved $40. What were your expenses and income?

a)

Income: $100. Expenses: $60

b)

Income:$60

Expenses:$100

c)

Income:$40

Expenses:$60

d)

Income:$40

Expenses:$40

12.

If your allowance is $10 each week, your income is the same every week.

a)
True
b)
False