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Instruments of Exchange

Total questions: 20

Worksheet time: 24mins

Name
Class
Date
1.

An instrument of exchange can be described as anything that enables a transaction to take place.

a)

True

b)

False

2.

Which of the following pictures best shows the functions of money?

a)
b)
3.

All of the following are instruments of exchange/payment except

a)

promissory note

b)

debit card

c)

bill of exchange

d)

m-money/mobile money

4.

One major difference between the credit card and the debit card is that the credit card is where you use the bank's money and you have to repay it with interest while the debit card is where you use your own money in your savings account.

a)

True

b)

False

5.

Which is the odd one out

a)
b)
c)
d)
6.

Which of the following instruments of exchange permits customers to lodge queries or complaints via the telephone?

a)

E-commerce

b)

Electronic Transfer

c)

Tele-banking

d)

Mobile Money

7.

Businesses can advertise, purchase materials and sell their

products over the internet using which of the following instruments

a)

M-money

b)

E-commerce

c)

Bill of exchange

d)

Telephonic money order

8.

This machine can be used to make payments to merchants with both your debit and credit card.

a)

True

b)

False

9.

The abbreviation ATM located at the top of this machine stands for _________ _________ ________ .

(a)  

10.

A cheque drawn on a bank and not on the customer bank account is referred to as a

a)

Bank Draft

b)

Bill of Exchange

c)

Cheque

11.

This is usually used by persons who are selling goods to others in another country __________ ______ ______________ .

(a)  

12.

Select the statements which are true about the Credit Card

a)

It is a loan from the bank to the card holder

b)

It can be used for local payments only

c)

There is a bill to be paid at the end of the month

d)

It is used for online payments and shopping

13.

Purchases can be made using your smartwatch, tablet, or smartphone using this instrument

a)

E-commerce

b)

Mobile wallet

c)

Credit card

d)

Debit card

14.

Which of the following is an advantage of using a credit card?

a)

Interest is charged for the use of a credit card.

b)

Consumers can purchase things now, and pay for them later in the event of an emergency.

c)

You could be a victim of identity theft.

15.

What is the instrument of payment shown in the picture?

a)

prepaid card

b)

postal order

c)

cheque

d)

e-wallet

16.

which of the following is a characteristic of e-wallet?

a)

Represents cash to

be sent to a specified

payee issued by the

post office.

b)

Written order to a

bank to pay the

stated amount of

money.

c)

Cashless payment

using applications in

an electronic device.

d)

Payment is made

using existing cash

balance using

top-up service.

17.

John made Total sales revenue is $55,000 and his Total cost is $50,000. John has made ____

a)

A loss of $5,000

b)

A profit of $5,000

c)

A loss of $55,000

d)

A profit of $55,000

18.

An intangible benefit is called a ____

a)

Good

b)

Service

c)

Commodity

d)

Market

19.

All of the above are characteristics of money EXCEPT

a)

Medium of exchange

b)

Durable

c)

Fungible

d)

Legality

20.

When you purchase stock, what do you own?

a)

A piece of art

b)

A piece of the company

c)

A piece of real estate

d)

A piece of jewelry