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WorksheetsHealth Insurance Quiz
Total questions: 10
Worksheet time: 5mins
What does RSBY stand for?
Rashtriya Swasthya Bima Yojana
Rajya Sabha Bima Yojana
Rural Swasthya Bima Yojana
Rashtriya Suraksha Bima Yojana
Which regulatory body oversees the insurance sector in India?
SEBI
IRDAI
RBI
NABARD
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides health coverage up to:
₹2 lakh per family per year
₹3 lakh per family per year
₹5 lakh per family per year
₹10 lakh per family per year
Which of the following is a feature of PM-JAY?
Coverage limited to government hospitals
Only for individuals above 60 years
No restriction on family size, age, or gender
Applicable only in urban areas
What is the primary objective of health insurance?
To provide free health services
To offer financial protection against medical expenses
To promote medical tourism
To fund medical research
What is a 'deductible' in health insurance terms?
The amount the insurer pays before coverage starts
The amount the insured pays before the insurer covers expenses
A discount offered on premium
A penalty for late premium payment
Which scheme provides health insurance specifically for farmers in India?
Pradhan Mantri Fasal Bima Yojana
Ayushman Bharat
Mahatma Jyotiba Phule Jan Arogya Yojana
Rashtriya Swasthya Bima Yojana
What is the role of IRDAI concerning senior citizens' health insurance?
Restricting policies for those above 65 years
Removing age limits for purchasing health insurance
Providing free insurance to all senior citizens
Mandating higher premiums for seniors
What is 'co-payment' in health insurance?
Full payment by the insurer
A fixed amount paid by the insured for each medical service
A bonus received for no claims
The premium amount
Which of the following is NOT typically covered under standard health insurance policies?
Hospitalization expenses
Cosmetic surgeries
Pre-existing diseases after waiting period
Daycare procedures
