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Worksheets

Quantity Theory of Money and Financial Markets

Total questions: 50

Worksheet time: 25mins

Name
Class
Date
1.

According to the quantity theory of money, the value of money is determined by the supply of money, the rate at which money circulates, and:

a)

The level of taxation

b)

The quantity of goods and services available

c)

The foreign exchange rate

d)

The population size

2.

The equation for the quantity theory of money is:

a)

M + V = P + T

b)

MV = PT

c)

M/V = P/T

d)

MP = VT

3.

In the equation MV = PT, 'M' stands for:

a)

Market demand

b)

Supply of money

c)

Marginal utility

d)

Monetary policy

4.

In the equation MV = PT, 'V' stands for:

a)

Value of money

b)

Velocity of circulation of money

c)

Volume of trade

d)

Variable costs

5.

In the equation MV = PT, 'P' stands for:

a)

Production level

b)

Purchasing power

c)

Price level

d)

Profit margin

6.

In the equation MV = PT, 'T' stands for:

a)

Total supply

b)

Transaction demand

c)

Taxation rate

d)

Quantity of goods (or transactions)

7.

If M=100, V=5, and T=250, what is P according to the quantity theory of money?

a)

1

b)

2

c)

5

d)

10

8.

The 'rate at which money circulates' is also known as its:

a)

Density

b)

Velocity

c)

Liquidity

d)

Scarcity

9.

The quantity theory suggests a direct relationship between the money supply and:

a)

The value of money

b)

The price level

c)

The interest rate

d)

The volume of goods

10.

If the quantity of money (M) increases, and V and T remain constant, then:

a)

P will decrease

b)

P will increase

c)

P will remain constant

d)

V will decrease

11.

The money market is a financial market for trading in:

a)

Long-term financial assets

b)

Short-term financial assets

c)

Real estate

d)

Commodities like gold and oil

12.

The money market facilitates:

a)

Long-term loans and investment

b)

Short-term loans and investment

c)

The sale of company shares only

d)

Government infrastructure projects

13.

Which of these financial institutions operates primarily in the money market?

a)

Development Bank

b)

Stock Exchange

c)

Commercial Bank

d)

Mortgage Bank

14.

Which of the following is NOT listed as a financial institution operating in the money market?

a)

Central Bank

b)

Acceptance House

c)

Insurance Companies

d)

Discount houses

15.

An instrument used in the money market is:

a)

Shares

b)

Government bonds

c)

Treasury Bills

d)

Development stocks

16.

Which of the following is NOT an instrument of the money market?

a)

Treasury Bills

b)

A bill of exchange

c)

Company bonds

d)

Treasury certificate

17.

A function of the money market is:

a)

Provision of capital for permanent long-term investments

b)

Offering investment opportunities on a short-term basis

c)

Facilitating the sale of company ownership

d)

Funding large scale industrial projects only

18.

Mobilization of savings for short-term investment is a key role of the:

a)

Capital market

b)

Stock exchange

c)

Money market

d)

Foreign exchange market

19.

The money market provides circulating capital for:

a)

Government long-term projects

b)

Commerce and industry

c)

Individual housing loans

d)

International development aid

20.

The capital market is a financial market for trading in:

a)

Short-term financial assets

b)

Long-term financial assets

c)

Foreign currencies

d)

Commercial papers

21.

The capital market is divided into:

a)

Domestic and international markets

b)

Primary market and secondary market

c)

Debt market and equity market

d)

Spot market and futures market

22.

The primary market deals with:

a)

The buying and selling of old securities

b)

The buying and selling of new securities

c)

Short-term government debt

d)

Foreign exchange transactions

23.

The primary market is dominated by:

a)

Commercial banks

b)

Merchant banks

c)

Discount houses

d)

The Central Bank

24.

The secondary market deals with:

a)

The buying and selling of new securities

b)

The buying and selling of old (second-hand) securities

c)

The issuance of treasury bills

d)

Short-term inter-bank lending

25.

The secondary market is dominated by:

a)

Merchant banks

b)

The stock exchange

c)

Acceptance houses

d)

Finance companies

26.

Which institution primarily operates in the capital market?

a)

Discount House

b)

Insurance companies

c)

Hire-purchase companies

d)

Commercial banks (for short-term focus)

27.

Which of the following is an instrument used in the capital market?

a)

Treasury Bills

b)

Bill of exchange

c)

Shares

d)

Treasury certificate

28.

Development stocks and Government bonds are instruments of the:

a)

Money market

b)

Capital market

c)

Foreign exchange market

d)

Commodity market

29.

A key function of the capital market is the provision of:

a)

Short-term working capital

b)

Capital for permanent long-term investments

c)

Liquidity for daily transactions

d)

Emergency funds for individuals

30.

The capital market encourages the growth of:

a)

Discount houses

b)

Merchant banking

c)

Hire purchase companies

d)

Microfinance banks

31.

Which of the following is NOT a financial institution listed as operating in the capital market?

a)

Development banks

b)

Insurance companies

c)

Discount Houses

d)

Mortgage banks

32.

'Invet' (likely a typo for Investment Banks) is listed as an institution in the:

a)

Money Market

b)

Capital Market

c)

Commodity Market

d)

Foreign Exchange Market

33.

The Second-Tier Securities Market was established in:

a)

1960

b)

April 1985

c)

2000

d)

1990

34.

The Second-Tier Securities Market aims to encourage ______ to access stock market resources.

a)

Large multinational corporations

b)

Small and medium-scale enterprises

c)

Government agencies only

d)

Foreign investors exclusively

35.

Listing requirements for the Second-Tier Securities Market are generally ______ for small/medium enterprises.

a)

More stringent

b)

Less stringent

c)

The same as the main market

d)

Non-existent

36.

The aim of the Second-Tier Securities Market is to increase the:

a)

Interest rates

b)

Volume of security in the market

c)

Number of commercial banks

d)

Supply of money

37.

The stock exchange market deals with the buying and selling of:

a)

Short-term financial assets

b)

Long-term financial assets (securities) like stock and shares

c)

Physical commodities

d)

Foreign currencies

38.

The Nigerian Stock Exchange was formerly known as:

a)

The Abuja Stock Exchange

b)

The West African Stock Exchange

c)

The Lagos Stock Exchange

d)

The National Securities Exchange

39.

The Nigerian Stock Exchange was established in:

a)

1950

b)

1960

c)

1970

d)

1985

40.

The two main dealers on the stock exchange are:

a)

Buyers and Sellers

b)

Banks and Insurance Companies

c)

Stock Brokers and Jobbers

d)

Investors and Speculators

41.

Who deals directly with the public, acting as their agents in the stock exchange?

a)

Jobbers

b)

Stock Brokers

c)

Underwriters

d)

Issuing houses

42.

The commission charged by stock brokers for their services is called:

a)

Jobber's turn

b)

Interest

c)

Brokerage

d)

Dividend

43.

The main dealer at the stock exchange who does not deal directly with the public is the:

a)

Stock Broker

b)

Jobber

c)

Merchant Bank

d)

Financial Advisor

44.

A jobber quotes two prices: a high price for selling and a lower price for:

a)

Lending

b)

Borrowing

c)

Buying

d)

Holding

45.

The jobber's profit is known as:

a)

Brokerage

b)

Commission

c)

The jobber's turn

d)

Spread

46.

The 'jobber's turn' is the difference between his:

a)

Quoted price and actual transaction price

b)

Selling and buying price

c)

Commission earned and expenses

d)

Short-term and long-term investment returns

47.

Which of the following is a function of the stock exchange?

a)

Setting interest rates

b)

Raising of long-term capital investment

c)

Printing currency

d)

Regulating commercial banks

48.

The stock exchange acts as a barometer for measuring:

a)

The inflation rate

b)

The economic performance

c)

The unemployment rate

d)

The government's budget deficit

49.

Protecting the public against ______ is a function of the stock exchange.

a)

Inflation

b)

Deflation

c)

Fraud

d)

High taxation

50.

Stabilization of prices of ______ is a function of the stock exchange.

a)

Consumer goods

b)

Securities

c)

Foreign currencies

d)

Raw materials