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REAL ESTATE FINANCE AND ECONOMICS CONCEPTS

Total soal: 20

Worksheet time: 7mins

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1.

Which of the following best describes a market economy?

a)

Economic decisions are made by the government

b)

Economic decisions are based on customs and traditions

c)

Economic decisions are driven by individual choices and supply and demand

d)

The government owns all means of production

2.

In which economic system does the government own and control all major industries and resources?

a)

Traditional economy

b)

Market economy

c)

Mixed economy

d)

Communist economy

3.

A mixed economy combines elements of which of the following economic systems?

a)

Traditional and command

b)

Market and command

c)

Communism and traditional

d)

Market and tribal

4.

What is a key characteristic of a traditional economy?

a)

Wages are set by the government

b)

Economic roles are determined by customs and inherited roles

c)

Prices are determined by competition

d)

All businesses are owned by the state

5.

Which of the following countries is most likely to have a mixed economy?

a)

North Korea

b)

United States

c)

Somalia

d)

None of the above

6.

Who is considered the “Father of Modern Economics” and wrote The Wealth of Nations?

a)

David Ricardo

b)

Karl Marx

c)

Adam Smith

d)

John Maynard Keynes

7.

Which economist is known for the theory that population growth would outpace food supply, leading to poverty and famine?

a)

Adam Smith

b)

John Maynard Keynes

c)

Thomas Robert Malthus

d)

Karl Marx

8.

Who developed the idea of deficit spending to stimulate demand during economic downturns, especially in his work The General Theory of Employment, Interest and Money?

a)

David Ricardo

b)

John Maynard Keynes

c)

Thomas Malthus

d)

Karl Marx

9.

Which economist co-wrote The Communist Manifesto and believed capitalism would eventually be replaced by socialism and then communism?

a)

Thomas Malthus

b)

Karl Marx

c)

Adam Smith

d)

David Ricardo

10.

What is the main goal of fiscal policy?

a)

Regulate the money supply

b)

Control inflation through interest rates

c)

Influence the economy through government spending and taxation

d)

Set minimum wage levels

11.

Which government institution is primarily responsible for implementing monetary policy in the Philippines?

a)

Department of Finance (DOF)

b)

Bureau of Internal Revenue (BIR)

c)

Bangko Sentral ng Pilipinas (BSP)

d)

National Economic and Development Authority (NEDA)

12.

What action represents an expansionary fiscal policy?

a)

Increasing taxes

b)

Decreasing government spending

c)

Raising interest rates

d)

Increasing government spending

13.

Which of the following is a tool of monetary policy?

a)

Government budget allocation

b)

Setting tariffs on imports

c)

Adjusting the reserve requirement of banks

d)

Creating public infrastructure projects

14.

If inflation is high, what would a central bank likely do as a monetary policy response?

a)

Lower interest rates

b)

Increase government subsidies

c)

Increase interest rates

d)

Cut corporate taxes

15.

What does the Law of Demand state?

a)

As the price increases, quantity demanded increases

b)

As the price decreases, quantity demanded increases

c)

Demand creates supply

d)

Supply is always equal to demand

16.

According to the Law of Supply, what happens when the price of a product rises?

a)

Suppliers will produce less

b)

Suppliers will stop producing

c)

Suppliers will produce more

d)

Demand will increase automatically

17.

What happens in a market when supply exceeds demand?

a)

Prices rise

b)

Prices fall

c)

Quantity demanded increases

d)

Government sets a price ceiling

18.

If the price of a substitute good increases, what is likely to happen to the demand for the original good?

a)

Demand for the original good will decrease

b)

Demand will remain the same

c)

Demand for the original good will increase

d)

Supply of the original good will decrease

19.

Which of the following is NOT a benefit offered by the Pag-IBIG Fund?

a)

Housing loan

b)

Multi-purpose loan

c)

Retirement savings

d)

Free college education

20.

What does “Pag-IBIG” stand for?

a)

Pambansang Gabay sa Industriya at Gawa

b)

Pagtutulungan sa Gitna ng Bayanihan sa Industriya at Gobyerno

c)

Pagtutulungan sa Kinabukasan: Ikaw, Bangko, Industriya, at Gobyerno

d)

Pagsusumikap sa Ginhawa ng Bayan at Guro