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WorksheetsRetail New
Total questions: 33
Worksheet time: 18mins
Name
Class
Date
1.
Which of the following is one of the key feature of PROSPER package?
a)
Walk in customer leads
b)
Leads sourced by marketing officers
c)
Leads from external sources
d)
CIC Scrubbed Leads
e)
All of the above
2.
What is the minimum abroad employment criteria required for an NRI to be eligible for a Housing Loan, as per the delegation of powers?
a)
3 years with a valid job contract
b)
2 years with a valid job contract
c)
1 year with a valid job contract
d)
1 year with a work permit only
e)
None of the above
3.
Which of these is a Pre-Approved Personal Loan product for existing Canara SB Premium Payroll Customers of our Bank?
a)
Canara Ready Cash
b)
Canara Heal
c)
Canara My Money
d)
Canara Angel
e)
Canara VSL
4.
What are the guidelines for security (Co-obligation) under Canara Ready Cash scheme?
a)
Close relative to join
b)
Suitable security to be taken
c)
Legal heirs to join
d)
Salary mandate to be obtained
e)
Waived
5.
Which scheme is introduced for funding the shortfall of hospital expenditure while settling the claims through Third Party Administrators (TPAs)?
a)
Canara HEAL
b)
Canara - My Money
c)
Canara Ready Cash
d)
Canara Angel
e)
Canara - VSL
6.
What is the minimum CIC score for Personal Loan under Canara Ready Cash scheme?
a)
700 & above
b)
650 & above
c)
750 & above
d)
600 & above
e)
Between 650 to 700
7.
What is the min. & max. loan quantum(For Both Existing & New Customers) under Canara HEAL scheme?
a)
Rs. 0.25 Lakhs to Rs. 5.00 Lakhs
b)
Rs. 0.50 Lakhs to Rs. 15.00 Lakhs
c)
Rs. 1.00 Lakhs to Rs. 5.00 Lakhs
d)
Rs. 0.30 Lakhs to Rs. 5.00 Lakhs
e)
Rs 0.25 Lakhs to Rs. 10.00 Lakhs
8.
Which of these is an Online Term Loan Against Deposit product under Retail Segment?
a)
Canara HEAL
b)
Canara Ready Cash
c)
Canara My Money
d)
Canara Angel
e)
Canara Delight
9.
What is the applicable ROI on loans under Canara My Money scheme?
a)
2% over the deposit rate of interest
b)
1.5% over the deposit rate of interest
c)
1% over the deposit rate of interest
d)
2.5% over the deposit rate of interest
e)
0.5% over the deposit rate of interest
10.
Which of these are ineligible Deposits under Canara My Money scheme?
a)
Recurring Deposits, NRE Deposits,
b)
Tax-saver Deposits,
c)
Capital Gain Deposits,
d)
Deposits in the name of Minors/Joint Depositors/employees of our Bank/ Trusts/Companies/ HUFs/Third Party.
e)
All of the above
11.
Under Canara My Money scheme, system will automatically liquidate the online deposit if the stipulated margin reduces to what percentage of the value of the security?
a)
0.2
b)
0.15
c)
0.1
d)
0.05
e)
0.25
12.
What is the maximum parental income for eligibility under the CSIS scheme on Education loans?
a)
Rs. 3 lakhs per year
b)
Rs. 4.5 lakhs per year
c)
Rs. 5 lakhs per year
d)
Rs. 6 lakhs per year
e)
Rs. 7 lakhs per year
13.
What is the Parent income Ceiling for OBC Category under Dr.Ambedkar Central Sector Interest Subsidy (ACSIS)?
a)
6 Lakhs
b)
4.5 Lakhs
c)
8 Lakhs
d)
10 Lakhs
e)
5 Lakhs
14.
Under Canara Rooftop Solar (CRTS) PM Surya Ghar Yojana (PMSGY) above 3kW - 10kW, which of these document is mandatory?
a)
Aadhaar
b)
Pan Card
c)
Any OVD
d)
House
e)
Voter Card
15.
What is the timeline for branch for auto-escalation of unattended leads under HL, mortgage loan, etc.?
a)
T+2 days
b)
T+5 days
c)
T+3 days
d)
7 days
e)
T+7 days
16.
What is the maximum eligible quantum of EHL for Scale I to III Officers?
a)
Rs.100.00 lakhs
b)
Rs.120.00 lakhs
c)
Rs.85.00 lakhs
d)
Rs.75.00 lakhs
e)
Rs.80.00 lakhs
17.
What is maximum eligible quantum of EHL for Repairs & Renovation for Scale I to III Officers?
a)
Rs.15.00 lakhs
b)
Rs.20.00 lakhs
c)
Rs.17.00 lakhs
d)
Rs.24.00 lakhs
e)
Rs.16.00 lakhs
18.
What is the Margin requirement & Pre-payment penalty under Canara HEAL scheme?
a)
0.05
b)
Nil
c)
0.0005
d)
0.15
e)
0.1
19.
What is the eligibility criteria for non salaried class borrower under Canara Vehicle Loan- four wheeler scheme?
a)
Minimum gross annual income (Cash accruals) of Rs.3.00 lakh p.as per latest ITR/ITAO
b)
Minimum gross annual income (Cash accruals) of Rs.50 lakh p.a. as per latest ITR/ITAO
c)
Minimum gross annual income (Cash accruals) of Rs3.00 lakh p.a. as per latest ITR/ITAO subject to three years Gross Average Annual Income of not less than Rs.2.50 lakh.
d)
Three years Gross Average Annual Income of not less than Rs.2.50 lakh
e)
Minimum gross annual income (Cash accruals) of Rs.2.50 lakh p.a. as per latest ITR/ITAO subject to three years Gross Average Annual Income of not less than Rs.3.00 lakh.
20.
What is the maximum quantum of loan to non salaried class under home loan plus scheme?
a)
Five times of 3 years average gross income of the applicant subject to a maximum of Rs.50.00 lakhs
b)
Four times of 3 years average gross income of the applicant subject to a maximum of Rs.25.00 lakhs
c)
three times of 3 years average gross income of the applicant subject to a maximum of Rs.15.00 lakhs
d)
Two times of 3 years average gross income of the applicant subject to a maximum of Rs.50.00 lakhs
e)
Two times of 3 years average gross income of the applicant subject to a maximum of Rs.200 lakhs
21.
What is the maximum loan amount to general public pensioners aged between 70-75 years under Canara Pension loan scheme?
a)
Rs 5 lakhs
b)
Rs 10 lakhs
c)
Rs 15 lakhs
d)
Rs 20 lakhs
e)
Rs 25 lakhs
22.
Application for Housing Loan upto Rs 25 lakhs should be disposed off with in ______ in case of sanction by RAH.
a)
7 days
b)
14 days
c)
21 days
d)
30 days
e)
45 days
23.
Sanction of Housing Loan extended for purchase of house/flat which is more than ____ old may be permitted by CM of Branch/RAH Head and above authorities in respect of proposals falling up to their delegated sanctioning powers.
a)
40 years
b)
30 years
c)
20 years
d)
15 years
e)
10 years
24.
What is the income criteria for being eligible under Canara Vehicle Loan“Two wheeler for salaried individual?
a)
Minimum gross salary of Rs 3.0 lakh p.
b)
Minimum gross salary of Rs 5 lakh p.a.
c)
Minimum gross salary of Rs 2.0 lakh p.a.
d)
Minimum gross salary of Rs 1.75 lakh p.a.
e)
Minimum gross salary of Rs 1.50 lakh p.a.
25.
Which of the following is INCORRECT with regard to documents required to be uploaded by the New Customers for Canara HEAL loan?
a)
Aadhar & PAN shall be validated online & complete Video KYC
b)
Employee ID Card
c)
Last 6-months salary slips & last one year bank statement
d)
Last 2-year ITR
e)
All are correct
26.
What is the minimum margin under Canara vehicle loan- four wheeler, if the loan amount for pre owned vehicle is upto Rs 15 lakhs?
a)
0.25
b)
0.3
c)
0.35
d)
0.4
e)
0.5
27.
Under Swarna Loan, total weight of specially minted gold coins (sold by the Banks) should not exceed _____ per customer.
a)
20 grams
b)
50 grams
c)
100 grams
d)
200 grams
e)
250 grams
28.
Purchase of books/ equipment/ instruments/ uniforms, Purchase of computer at reasonable cost, if required for completion of the course, can be considered for education loan subject to the condition that maximum expenses should be capped at _____ of the total tuition fees payable for completion of the course.
a)
0.1
b)
0.2
c)
0.25
d)
0.4
e)
0.5
29.
What should be the minimum invoice value of the vehicle (two Wheeler) considered for sanction by metro /urban branches?
a)
Rs 25000
b)
Rs 50000
c)
Rs 75000
d)
Rs 1 lakh
e)
No minimum value
30.
What should be the residual life of the property for sanctioniong housing loan?
a)
2 years more than the repayment end date.
b)
3 years more than the repayment end date.
c)
5 years more than the repayment end date.
d)
10 years more than the repayment end date.
e)
20 years more than the repayment end dat
31.
इस दो दिवसीय प्रशिक्षण का समग्र अनुभव कैसा रहा?
how was the overall Experience at this 2 days Training ?
4 lines
32.
भोजन कैसा था ? (1 या 2 शब्दों में उत्तर दें)
how was the Food ?
2 lines
33.
हम भोजन को और बेहतर कैसे बना सकते हैं?
How can we make the food more better ?
4 lines
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