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Cash Budget and Working Capital Management Quiz

Total questions: 25

Worksheet time: 15mins

Name
Class
Date
1.

A company expects cash sales of ₱150,000 in March and credit sales of ₱250,000. 60% of credit sales are collected in the same month and 40% in the next month. How much is the cash collection in March

a)

₱250,000

b)

₱350,000

c)

₱300,000

d)

₱150,000

2.

The main purpose of a cash budget is to:

a)

Maximize sales revenue

b)

Monitor net income performance

c)

Ensure liquidity and proper cash planning

d)

Record actual cash inflows and outflows

3.

If a company delays payment of suppliers to the following month, this will:

a)

Increase current cash balance

b)

Decrease cash inflows

c)

Increase cash outflows

d)

Reduce sales revenue

4.

Which of the following is NOT part of a cash budget?

a)

Cash inflows from sales

b)

Depreciation expense

c)

Cash outflows for expenses

d)

Beginning cash balance

5.

A firm has a beginning cash balance of ₱50,000. Expected collections are ₱200,000, and disbursements total ₱180,000. The minimum cash balance required is ₱100,000. How much is the excess or deficiency?

a)

₱70,000 excess

b)

₱30,000 deficiency

c)

₱120,000 excess

d)

₱20,000 deficiency

6.

XYZ Corp’s credit policy allows 70% collection in the month of sale, 25% in the next month, and 5% uncollectible. If January sales were ₱200,000, what is the February cash collection from January sales?

a)

₱140,000

b)

₱50,000

c)

₱60,000

d)

₱40,000

7.

If a company underestimates expenses in the cash budget, the most likely result is:

a)

Excess Cash

b)

Cash Shortage

c)

Higher Profit

d)

Increased equity

8.

A cash budget is most useful for:

a)

Identifying non-cash expenses

b)

Recording past financial performance

c)
  1. Preparing the income statement

d)

Planning for seasonal fluctuations in cash needs

9.

Working capital is calculated as:

a)

Current Assets – Current Liabilities

b)

Total Assets – Total Liabilities

c)

Cash + Accounts Receivable – Accounts Payable

d)

Current Assets ÷ Current Liabilities

10.

If a company’s current ratio is less than 1, it means:

a)

The firm has more current assets than current liabilities

b)

The firm may struggle to meet short-term The firm may struggle to meet short-term obligations

c)

The firm is highly liquid

d)

The firm is debt-free

11.

Which of the following transactions increases working capital?

a)

Purchase of inventory on credit

b)

Collection of accounts receivable

c)

Payment of accounts payable

d)

Borrowing short-term loan

12.

ABC Corp has Current Assets of ₱500,000 and Current Liabilities of ₱300,000. What is the Working Capital Ratio (Current Ratio)?

a)

0.6

b)

1.5

c)


2.0

d)

3.0

13.

A company has too much working capital tied up in inventory. Which action would improve efficiency?

a)

Extending customer credit terms

b)

Reducing inventory levels through better stock management

c)

Increasing purchases of raw materials

d)

Paying liabilities earlier

14.

The Cash Conversion Cycle (CCC) is defined as:

a)

Days Inventory Outstanding + Days Payable Outstanding

b)

Days Payable Outstanding – Days Receivable Outstanding

c)

Inventory Turnover + Current Ratio

d)

Days Sales Outstanding + Days Inventory Outstanding – Days Payable Outstanding

15.

If a company shortens its cash conversion cycle, it will:

a)

Need more external financing

b)

Decrease liquidity

c)

Free up cash faster

d)

Increase borrowing costs

16.

A negative working capital means:

a)

Current liabilities exceed current assets

b)

Assets are greater than liabilities

c)

Liquidity is strong

d)

Inventory turnover is high

17.

Which of the following is a long-term solution to working capital problems?

a)

Delaying supplier payments

b)

Increasing bank overdraft

c)

Raising additional equity

d)

Reducing daily expenses

18.

The Budgeted Income Statement is prepared primarily to:

a)

Record actual profit

b)

Estimate future profitability

c)

Show cash inflows and outflows

d)

Present financial position

19.

Which is the correct order in preparing a Budgeted Income Statement?

a)

Sales → Expenses → Net Income

b)

Sales → COGS → Gross Profit → Operating Expenses → Net Income

c)

Expenses → Sales → Net Income

d)

Cash → Net Income → Expenses

20.

If budgeted sales are ₱400,000, cost of goods sold is 60% of sales, and operating expenses are ₱100,000, the budgeted net income is:

a)

₱60,000

b)

₱40,000

c)

₱80,000

d)

₱50,000

21.

Which of the following is NOT part of a budgeted income statement?

a)

Gross Profit

b)

Net Income

c)

Interest Expense

d)

Accounts Payable

22.

A company expects Sales = ₱500,000, COGS = ₱300,000, Operating Expenses = ₱120,000, and Interest Expense = ₱20,000. What is the Net Income?

a)

₱60,000

b)

₱80,000

c)

₱100,000

d)

₱120,000

23.

A budgeted income statement is useful for:

a)

Forecasting profitability and guiding management decisions

b)

Monitoring cash balances

c)

Showing changes in assets and liabilities

d)

Recording actual revenues and expenses

24.

If budgeted gross profit margin decreases from 40% to 30%, this means:

a)

Operating expenses have increased

b)

Sales have decreased

c)

COGS has increased relative to sales

d)

Net income has improved

25.

A company projects Sales = ₱1,000,000, COGS = ₱650,000, and Operating Expenses = ₱250,000. What is the budgeted net income?

a)

₱100,000

b)

₱150,000

c)

₱200,000

d)

₱250,000