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IGCSE Business Studies 5.1.1 - Need for Finance Quiz

Total questions: 15

Worksheet time: 7mins

Name
Class
Date
1.

Which of the following is an example of start-up capital?

a)

Buying new technology to replace outdated systems

b)

Paying rent for office space before the business opens

c)

Replacing delivery vans with newer models

d)

Expanding into a new market

2.

A business may need finance to replace existing assets. Which of the following is an example?

a)

Purchasing raw materials

b)

Buying a new delivery van to replace an old one

c)

Paying employees’ wages

d)

Paying electricity bills

3.

Which of the following best explains why a business might need finance for expansion?

a)

To cover short-term debts

b)

To buy personal assets for the owner

c)

To open new branches or increase production capacity

d)

To pay for daily expenses like electricity

4.

Which type of finance is most likely needed when a business invests in new technology?

a)

Personal finance

b)

Long-term finance

c)

Short-term finance

d)

Grants

5.

Additional working capital is required when:

a)

The business wants to expand into a new market

b)

The business cannot pay day-to-day expenses such as wages and raw materials

c)

The business wants to purchase new buildings

d)

The business wants to increase its fixed assets

6.

Which of the following is a short-term need for finance?

a)

Building a new factory

b)

Buying raw materials

c)

Purchasing new machinery

d)

Expanding into a foreign market

7.

Long-term finance would be most appropriate for:

a)

Paying electricity bills

b)

Replacing office computers every month

c)

Buying land for a new factory

d)

Paying suppliers within 30 days

8.

Which of the following is the best definition of short-term finance?

a)

Finance needed for more than 10 years

b)

Finance needed for less than one year

c)

Finance needed for 5 years or more

d)

Finance used for expansion

9.

A business borrowing money for 15 years to construct a new headquarters is an example of:

a)

Working capital finance

b)

Short-term finance

c)

Long-term finance

d)

Internal finance

10.

Which option is an example of a short-term finance need?

a)

Purchasing new land

b)

Paying for stock before it is sold

c)

Constructing a new office building

d)

Investing in advanced machinery

11.

A café owner needs to buy milk, coffee beans, and sugar to keep the café running. What type of finance is needed?

a)

Long-term finance

b)

Short-term finance

c)

Venture capital

d)

Mortgage loan

12.

A large airline company wants to replace its entire fleet of planes. Which type of finance is most appropriate?

a)

Long-term finance

b)

Short-term finance

c)

Working capital finance

d)

Trade credit

13.

A bakery needs to replace an oven that broke down after 10 years of use. What type of finance is this?

a)

Working capital

b)

Expansion capital

c)

Replacement of assets

d)

Start-up capital

14.

A business that struggles to pay suppliers on time may require:

a)

Expansion finance

b)

Working capital finance

c)

Technology finance

d)

Mortgage finance

15.

A new entrepreneur needs money to purchase premises and equipment before starting operations. This is best described as:

a)

Long-term finance for expansion

b)

Start-up capital

c)

Working capital

d)

Replacement of assets