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Reading Your Paystub Quiz

Total questions: 32

Worksheet time: 31mins

Name
Class
Date
1.

Which of the following is a possible topic covered under earnings and income objectives?

a)

Learn about possible payroll deductions

b)

Learn about the structure of DNA

c)

Study the process of evaporation

d)

Understand the rules of basketball

2.

A server in a restaurant in the United States is most likely to receive which type of compensation?

a)

Tips

b)

Salary

c)

Commission

d)

Bonus

3.

Which of the following jobs is most likely to be paid a salary?

a)

Teacher

b)

Server

c)

Cashier

d)

Realtor

4.

Miguel earns a salary of $72,000 a year and is paid on a semi-monthly schedule. How much does he receive per pay period?

a)

$3,000

b)

$2,000

c)

$6,000

d)

$1,500

5.

If Hannah is paid bi-weekly from her employer, how many months in the year will she receive 3 paychecks instead of 2?

a)

One month

b)

Two months

c)

Three months

d)

Four months

6.

If an employee is paid bi-weekly, what does this mean about the frequency of their paychecks?

a)

They are paid once a month

b)

They are paid every week

c)

They are paid every two weeks on the same day

d)

They are paid twice a month on the same two dates

7.

What is the main difference between mandatory and voluntary deductions?

a)

Mandatory deductions are required by law, while voluntary deductions are chosen by the employee.

b)

Voluntary deductions are required by law, while mandatory deductions are optional.

c)

Both are required by law.

d)

Both are optional for the employee.

8.

If an employee wants to increase their take-home pay, which type of deduction should they consider reducing, if possible?

a)

Mandatory deductions

b)

Voluntary deductions

c)

Gross pay

d)

Net pay

9.

Why is it important for employees to understand the difference between gross pay and net pay?

a)

To know how much they will owe in taxes

b)

To accurately budget their take-home income and financial obligations

c)

To increase their gross pay

d)

To avoid paying any deductions

10.

What government services are paid through FICA (taxes) specifically?

a)

Social Security & Medicare

b)

Federal Income & Corporate Assessment

c)

Financial Insurance & Credit Assistance

d)

Federal Insurance & Childcare Aid

11.

If a person earns $1,000 in gross pay, how much will they contribute to Medicare based on the percentage given?

a)

$14.50

b)

$62.00

c)

$10.00

d)

$1.45

12.

What is the purpose of completing a W-4 form when starting a new job?

a)

To help the government calculate income taxes

b)

To apply for a new job

c)

To receive a tax refund immediately

d)

To register for health insurance

13.

How often does a bi-weekly pay schedule typically pay employees?

a)

Once a month

b)

Every week

c)

Every two weeks

d)

Twice a year

14.

If Mario earns $1,000 gross pay how much will he pay in FICA from his paycheck?

a)

$7.65

b)

$145.00

c)

$76.50

d)

$62.50

15.

A 'W-4 Tax form' is used for:

a)

Calculating annual tax returns

b)

Determining tax withholding from paychecks

c)

Filing state taxes

d)

Reporting investment income

16.

What are 'Federal Required deductions'?

a)

Mandatory taxes and withholdings from an employee's paycheck

b)

Optional benefits chosen by the employee

c)

Company bonuses and incentives

d)

Reimbursements for work-related expenses

17.

The amount you are paid per hour.

a)

Wage

b)

Salary

c)

Interest

d)

Dividend

18.

What are voluntary payments given to service workers as a gesture of appreciation for their work?

a)

Salary

b)

Tips

c)

Bonus

d)

Dividend

19.

What is the term for money paid to an employee as a percentage of revenue they helped generate?

a)

Salary

b)

Bonus

c)

Commission

d)

Tips

20.

If an employee's annual salary is $50,000, what is their monthly salary?

a)

$3,500.00

b)

$5,000.00

c)

$4,166.67

d)

$4,000.00

21.

Money taken from your paycheck to cover things like taxes and health insurance

a)

Rate

b)

Net Pay

c)

Deduction

d)

Gross Pay

22.

The amount of money you earn before taxes and other expenses are taken out

a)

Rate

b)

Net Pay

c)

SSN

d)

Gross Pay

23.

Wage, or the amount of money you earn per unit of time, such as hour or week.

a)

YTD

b)

Rate

c)

Net Pay

d)

W-4

24.

A form that tells your employer how much federal tax to take out of your pay

a)

YTD

b)

SUI

c)

SSN

d)

W-4

25.

What is the purpose of a paystub?

a)

explains how much you earned, how much you pay in taxes, and other monies that were deducted

b)

tells you how many hours you worked

c)

it is a check

d)

to show you the time period in which an employee worked and is being paid for

26.

How much federal income tax is deducted from an employee's wages?

a)

4%

b)

Your employer decides how much is taken out.

c)

It depends on your income level and filing status

d)

10%

27.

The nation’s health care program for the elderly and disabled. This tax provides hospital and medical insurance to those who qualify.

a)

401 K

b)

Medicaid

c)

Medicare

d)

IRA

28.

Select ALL that apply:

Which is/are examples of deductions you may see on your paystub?

a)

Social Security

b)

Medicare

c)

Bonus Pay

d)

Overtime

29.

Please select ALL that apply:

What are examples of benefits you may receive from your employer that will show up on your pay stub?

a)

Medicaid

b)

Health Insurance

c)

401 K

d)

Federal Income Taxes

30.

How many hours are considered to be a full work week?

a)

8 hours

b)

20 hours

c)

30 hours

d)

40 hours

31.
I work 66 hours how many hours is overtime?
a)
16
b)
36
c)
26
d)
46
32.

When someone works overtime and earns time and a half, what should you multiply their hourly wage by to figure out their overtime rate?

a)

5

b)

2.5

c)

2

d)

1.5