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Consumer Ed Test 1

Total questions: 25

Worksheet time: 13mins

Name
Class
Date
1.

A person who buys goods and services is called a:

a)

Producer

b)

Consumer

c)

Seller

2.

A plan for spending and saving money is called a:

a)

Budget

b)

Warranty

c)

Responsibility

3.

Food, shelter, and clothing are examples of:

a)

Wants

b)

Needs

c)

Fraud

4.

Something non-essential that improves comfort or pleasure is a:

a)

Need

b)

Want

c)

Warranty

5.

Buying something without planning is called:

a)

Budgeting

b)

Impulse Buying

c)

Saving

6.

A written guarantee that a product will meet standards is a:

a)

Responsibility

b)

Warranty

c)

Budget

7.

Dishonest practices used to trick consumers are called:

a)

Needs

b)

Fraud

c)

Warranty

8.

The right that protects consumers from unsafe products is:

a)

Right to Safety

b)

Right to Be Informed

c)

Right to Choose

9.

The right that ensures truthful advertising and product information is:

a)

Right to Choose

b)

Right to Be Informed

c)

Right to Safety

10.

Having many brands of cereal to choose from at the store is an example of:

a)

Right to Be Heard

b)

Right to Choose

c)

Right to Be Informed

11.

The right that allows consumers to file complaints or reviews is:

a)

Right to Be Heard

b)

Right to Be Informed

c)

Right to Safety

12.

Reading instructions before using a product is part of which responsibility?

a)

Choosing carefully

b)

Speaking up about problems

c)

Using products safely

13.

Looking up reviews before buying a product is an example of:

a)

Seeking information before purchasing

b)

Choosing products carefully

c)

Using products safely

14.

Contacting customer service about a faulty product is:

a)

Choosing carefully

b)

Speaking up about problems

c)

Impulse Buying

15.

Avoiding unnecessary purchases helps consumers practice:

a)

Choosing products carefully

b)

Budgeting

c)

Speaking up

16.

Scenario 2: Lena finds a suspicious website selling shoes for $10. This is most likely an example of:

a)

Impulse Buying

b)

Fraud

c)

Budgeting

17.

Scenario 2: Lena finds a suspicious website selling shoes for $10. Lena’s responsibility before buying is to:

a)

Research the website

b)

Buy quickly before it sells out

c)

Ask a friend to buy it

18.

Fraud is:

a)

A mistake with money

b)

A trick to steal money or information

c)

A good online deal

19.

Which is a warning sign of fraud?

a)

Someone asks for gift cards as payment

b)

A message says “Act fast!”

c)

Both a and b

20.

Someone pretends to be your bank in an email to get your password. What is this?

a)

Phishing Scam

b)

Identity Theft

21.

Someone uses your name and Social Security number to open a credit card. What is this?

a)

Identity Theft

b)

Prize Scam

c)

Shopping Scam

22.

If you are scammed, what should you do first?

a)

Do nothing

b)

Call your bank

c)

Keep it a secret

23.

One way to stay safe from fraud is:

a)

Never share your personal information with strangers.

b)

Always click on suspicious links in emails.

c)

Share your passwords with friends.

d)

Ignore security warnings on websites.

24.

Before you give money to a charity, you should:

a)

Research the charity to ensure it is legitimate.

b)

Donate without checking any details.

c)

Give money to the first charity you see online.

d)

Ignore reviews and recommendations about the charity.

25.

A website sells shoes for $10 that usually cost $150. You buy them, but nothing comes in the mail. What kind of fraud is this? ____________________________ What should you do? ________________________________

a)

Shopping Scam. Contact your bank or credit card company to report the fraud.

b)

Phishing Scam. Ignore the transaction and do nothing.

c)

Investment Scam. Wait for the shoes to arrive.

d)

Lottery Scam. Contact the seller and provide more personal information.