What is the term for: Represents the rate of interest you are being paid on your savings over a year's time?

What is the term for: Can be the same as APR unless the interest on your savings is applied more frequently than annually, such as every month?

What is the term for: Automated teller machine?

What is the term for: The amount of money you have in a bank account?

What is the term for: A physical customer service location, or 'branch', of a bank?

What is the term for: A method of savings offered by banks that comes with a fixed term (6 months to five years) and a fixed interest rate. The money cannot be withdrawn during the term unless penalties are paid to the bank?

What is the term for: Interest paid on your original deposit and on the interest it has earned. Can be applied once a year, quarterly, monthly, or even daily. The more frequently the higher your APY will be?

What is the term for: A financial institution owned by its customers, who are considered 'members' of the institution and operate much like banks, but for the benefit of their members as not-for-profit institutions?

What is the term for: A purchase card that pays for a transaction by deducting the cost directly from your bank account and can be used as an alternative to writing a check but should not be confused with a credit card?

What is the term for: A sum of money placed or kept in a bank account, usually to gain interest?

What is the term for: When your paycheck, transfer payment or refund are automatically deposited into your account?

What is the term for: The government agency that insures your bank accounts up to $250,000?

What is the term for: The central banking system of the United States, also called 'The Fed'?

What is the term for: A charge to the customer by the bank for a service such as overdrafting an account or using an ATM?

What is the term for: Not having enough money in a checking account to pay the check or debit card or other transaction?

What is the term for: A bank that does not have physical branches; all transactions with customers are done online?

What is the term for: The amount of money paid to a customer by the bank for keeping the customer’s (savings) money, or the amount of money paid to the bank by the customer when the customer borrows (funds) money from the bank?

__________: A bank account shared by two or more people who are official signatures on the account.

__________: The amount of money required to be held in an account to receive a higher interest rate or avoid paying a service charge.

The ability to engage in bank transactions through your internet connected device, regardless of whether the bank has physical branches or not.

__________: The government agency that insures deposits at federal credit unions for up to $250,000.

__________: The amount of money required as a deposit when opening a new account.

__________: Writing a check for more money than you have. Also known as bouncing a check. Also, can occur if a debit card is used to pay for an item without having sufficient funds in your account.

__________: The type or title of the account you have at a financial institution. You can have more than one account at a single bank depending on how it's titled, under your name, a joint account, an account with different beneficiaries, an account in the name of a trust, etc.

__________: The idea of dividing a year into "quarters" or once every 3 months. Usually indicates the last day of March, June, September, and December.

__________: Personal identification number (for use with ATM and debit cards)

__________: 72 divided by the interest rate will tell you how many years it will take your investment to double. 72 divided by the time you want your money to double will tell you what interest rate it will take to double your investment within that time.

__________: Using a financial institution's voicemail system to manage your account.

__________: A mutual savings bank or a savings and loan institution; specializing in savings accounts and mortgages (loans to purchase a house). Thrifts often pay higher interest rates than banks.

__________: The act of taking money out of a bank account, or the amount of money taken out.