WorksheetsU.S Healthcare Review
Total questions: 15
Worksheet time: 10mins
What is the main purpose of health insurance?
To guarantee free healthcare
To provide financial protection against high medical costs
To replace all doctor visits with telehealth
To avoid paying taxes
Medicare is a federal health insurance program for people 65 and older.
True
False
A deductible is the amount you must pay before insurance coverage begins.
True
False
Which type of insurance is designed to cover work-related injuries or illnesses?
Medicare
Worker's Compensation
TRICARE
Private Insurance
What does ACA (Affordable Care Act) require insurance companies to do?
Eliminate all copayments
Cover pre-existing conditions and essential benefits
Provide free insurance for everyone under 26
Only sell insurance through employers
Which of the following is a feature of an HMO (Health Maintenance Organization)?
Larger network and higher premiums
Referrals required for specialists
No primary care doctor required
Any provider can be chosen at any time
Which factor should be considered when choosing the right health insurance?
Only the lowest monthly premium
Health needs, budget, providers, prescriptions, and family coverage
Only whether telehealth is included
Only the number of hospitals nearby
