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Health Science: Medical Facilities, Insurance, & Trends

Total questions: 50

Worksheet time: 25mins

Name
Class
Date
1.

Sue insurance says she must pay $1000 before they help her pay. What is this called?

a)

Loss

b)

Premium

c)

Policy

d)

Deductible

2.

The amount you must pay each time you receive medical treatment, while the insurance company agrees to cover the rest.

a)

Copay

b)

Premium

c)

Claim

d)

Deductible

3.

The amount paid for insurance is the__________.

a)

premium

b)

assessed value

c)

deductible

d)

closing cost

4.

The type of insurance that provides protection against financial loss from medical bills is called

a)

life insurance

b)

premium

c)

health insurance

d)

coinsurance

5.

Joey is having an elective procedure at an outpatient facility on Friday. His insurance has a deductible of $1500. He has already paid $250.00 toward his deductible this year. How much does Joey owe before his insurance will pay?

a)

$1500

b)

$1250

c)

$600

d)

$250

6.

Sam isn't feeling well today. He decides to go to a walk-in clinic after work. How much will this cost?

a)

$15

b)

$20

c)

$125

d)

$40

7.

Robbie broke his arm 4 weeks ago. Now he isn't feeling good and thinks he may have the flu. He needs to go to the doctor. How much would this cost him?

a)

$25

b)

$65

c)

Information not found on card

d)

$40

8.

John has not been feeling well for several days after his doctor’s visit on Sunday. He plans to go see his regular physician on Thursday. How much will it cost?

a)

$40

b)

$20

c)

$50

d)

$150

9.

A patient is admitted to the hospital for outpatient surgery. The hospital bill total is $21,500. Their insurance plan pays 80%. How much will the patient have to pay “out of pocket”?

a)

$4500

b)

$4300

c)

$17200

d)

$20

10.

Sally goes to the doctor for MRI. Her insurance will pay 60% and she owes 40%. This is called _______________.

a)

co-insurance

b)

premium

c)

deductible

d)

co-payment

11.

Pete went to doctor for COVID. His co-pay is $50 for a primary doctor. The total for his visit was $358. How much does he owe?

a)

$50

b)

$358

c)

$408

d)

$308

12.

Sam's insurance has a 70/30 co-insurance for surgeries. How much is Sam responsible for?

a)

0%

b)

100%

c)

30%

d)

70%

13.

Joe just turned 65. What kind of insurance can he get now?

a)

Medicare

b)

Medicaid

c)

Life

d)

Tri-care

14.

Tom was injured while cutting a tree at work. What will cover his medical bills?

a)

Worker's compensation

b)

Tricare

c)

Medicare

d)

Medicaid

15.

Evan retired from the military. What insurance is he able to get?

a)

Tricare

b)

Private

c)

Medicare

d)

Medicaid

16.

Billy isn't able to get insurance because it is expensive. She has a low income. What kind of insurance could she qualify for?

a)

Medicare

b)

Tricare

c)

Public

d)

Medicaid

17.

Which of the following is not an example of cost containment?

a)

Diagnostic related groups (DRGs) & Early interventions

b)

Combining services & home health

c)

Inpatient services and multiple trips for medical procedures.

d)

Outpatient services & bulk buying of supplies

18.

Which of the following is an example of alternative medicine?

a)

Music therapy

b)

Surgery

c)

Medications

d)

vaccines

19.

Telemedicine is the use of technology to provide healthcare as well as a way to increase cost to the patient and insurance company.

a)

True

b)

False

20.

Geriatric care is care for those who are over the age of 65 (aging).

a)

True

b)

False

21.

The growing need of geriatric care is occurring due to shorter life spans in Americans.

a)

True

b)

False

22.

Manny has a doctor bill of $7500. His insurance will cover all but 25%. How much does Manny owe?

a)

$1975

b)

$1875

c)

$5625

d)

$9837

23.

Jenny had surgery. Her bill is $175,000. Her insurance is 70/30. How much does she owe?

a)

$2250

b)

$22,500

c)

$52,500

d)

$25000

24.

Sally has a deductible of $1000. She has paid nothing toward her deductible. Her office visit cost her $450. How much does she owe?

a)

$1450

b)

$1000

c)

$450

d)

$650

25.

Provide care for those no longer able to care for themselves and provide 24 hour nursing care

a)

Assisted living

b)

Home health care

c)

Hospice

d)

Long term care/nursing home

26.

Sullivan's doctor told him he is not going to live long probably less than 3 months. A good option for his medical needs would be ____________.

a)

Hospitals

b)

Home health care

c)

Hospice

d)

Long term care

27.

Can be specialized and offer a variety of services such as vaccines, lab, imaging, and medications.

a)

Rehab

b)

Long term care

c)

Hospital

d)

Clinic

28.

Provide immediate care for acute and serious illnesses; Offers the most extensive care that can be provided.

a)

Hospice

b)

Rehabilitation center

c)

Hospitals

d)

Long term care

29.

The goal is to build strength and improve daily living skills.

a)

Mental Health

b)

PT

c)

Rehabilitation Center

d)

Hospital

30.

Some help is provided for patients; Retirement homes.

a)

None of these choices

b)

Assisted Living

c)

Home health

d)

Nursing Home

31.

Provide care for Counseling, drug addiction, eating disorders

a)

Rehabilitation

b)

Mental Health

c)

Hospital

d)

Rehabilitation & Mental Health

e)

Clinic/Doctor office

32.

Example of a local dentist in McKenzie, TN

a)

Dr. Spivey

b)

Dr. Colotta

c)

Dr. Russell

d)

Dr. Smith

33.

The Waters, AHC Healthcare( now Post Cherrywood Acute) are examples of __________ in McKenzie, TN.

a)

Assisted Living

b)

Long Term Care

c)

Hospital

d)

Mental Health

34.

Dr. Smith, Dr. Spivey are examples of doctors who provide_________ services in McKenzie, TN.

a)

Vision

b)

Dental

c)

None of the choices

d)

Clinic

35.

Henry County Medical Center; Baptist of Carroll County are local examples of _______________.

a)

Home Health

b)

Hospital

c)

Clinic

d)

Long Term Care

36.

Dynamix is an example of __________ services.

a)

Hospital

b)

Mental Health

c)

Rehabilitation

d)

Medical Office

37.

Carey Counseling is a local facility that provides what type of services?

a)

Long term care

b)

Medical Office

c)

Mental health

d)

Rehab

38.

Hometown Health is a local example of a ____________ facility.

a)

Hospital

b)

Medical Office

c)

Mental Health

d)

Rehab

39.

Decreasing cost and expenses is important without decreasing the quality of care given.

a)

True

b)

False

40.

The Carroll County Health Department is located in which city?

a)

Bruceton

b)

McKenzie

c)

Dresden

d)

Huntingdon

41.

Consumers in healthcare (patients) can help decrease cost and save money by ____________________.

a)

Only visiting the doctor for emergencies, Use services appropriately

b)

Ignoring preventative care; visiting the doctor often

c)

Taking unnecessary medications; Take responsibility for their own care,

d)

Take responsibility for their own care, Follow preventative measures to decrease need for services, Use services appropriately

42.

Why is home health care becoming more popular in the healthcare field?

a)

Home health care is less expensive than other options; Patients are staying longer in the hospital and need more care coming home.

b)

Home health care is less expensive than other options and patients are not as sick.

c)

Patients are not as sick

d)

Home health care is less expensive than other options; Patients are staying shorter time in the hospital and need more care coming home.

e)

Patients are staying shorter time in the hospital and need more care coming home.

43.

Which of the following is not an example of using telemedicine?

a)

Blood sugar monitoring using a phone app

b)

Pacemaker monitoring

c)

Video messaging

d)

Traditional doctor visit in the office

44.

Promotes spiritual & emotional health along with physical health

a)

Healthcare

b)

Mental Health

c)

Wellness

d)

Holistic Healthcare

45.

Health insurance is not important for your financial security and overall health.

a)

True

b)

False

46.

Nursing homes are an example of geriatric care.

a)

True

b)

False

47.

Which type of facility provides care for patients who need help with daily activities but do not require full-time nursing care?

a)

Rehabilitation Center

b)

Hospital

c)

Hospice

d)

Assisted Living

48.

What is the main purpose of a deductible in a health insurance plan?

a)

To require the insured to pay a set amount before insurance covers costs

b)

To increase monthly premiums

c)

To limit the number of doctor visits

d)

To cover prescription medications only

49.

Which government program provides health insurance for individuals with low income?

a)

Medicare

b)

Medicaid

c)

Private Insurance

d)

Tricare

50.

Ricky went to the cardiologist about some shortness of breath he has been having off and on. His doctor prescribed him a new generic medication. How much will it cost him to go to the doctor and get his new medication?

a)

$15

b)

$40

c)

$30

d)

$45

e)

$80