An extra charge for using a more convenient payment option, like buying tickets online instead of in person. What is this called?

The added cost for items ordered through apps like DoorDash or Instacart, which can include higher menu prices and service fees. Fill in the blank: ____________

When the price starts low but climbs higher as fees are added during checkout. Fill in the blank: ____________

A free trial that becomes a paid subscription if you forget to cancel. Fill in the blank: ____________

Buying extra content or features from inside an app, often with just one tap. Fill in the blank: ____________

Small payments for digital extras, like game skins or emoji packs. Fill in the blank: ____________

Pop-up messages on your phone are designed to trigger quick purchases. Fill in the blank: ____________

Slowly adding more paid services over time without realizing how much they cost altogether. Fill in the blank: ____________

When someone gains control of your existing account (like email or banking) to steal money or data. Fill in the blank: ____________

Using stolen usernames and passwords from one site to try and access accounts on other sites. Fill in the blank: ____________

A service that checks if your personal data is being misused or sold online. Fill in the blank: ____________

When someone pretends to be a trusted person or company to trick you into sending money or info. Fill in the blank: ____________

A fake QR code placed in public to trick people into visiting malicious websites or giving up information.

When a scammer tricks your phone provider into switching your number to a new SIM card they control.

Using a mix of real and fake information to create a new, false identity for financial gain.

A security process that replaces sensitive info (like credit card numbers) with a useless placeholder.

How you divide your money among different types of investments (like stocks, bonds, and cash) to manage risk and meet your goals.

Profit you make when you sell something for more than you paid for it.

Earnings on both the money you save and the interest that money earns over time.

A fund that holds a mix of investments like a mutual fund but trades on the stock market like a stock.

A type of fund designed to follow the performance of a specific group of investments, like the S&P 500.

How quickly and easily you can turn something into cash without losing value.

A pool of money from many people that's used to buy a variety of investments, managed by professionals.

How much your money can buy—often reduced over time by inflation.

The actual profit from an investment after subtracting taxes and inflation.

How much risk or potential loss you're comfortable with when investing

How often investments in a fund are bought and sold; can affect taxes and costs Turnover: ________

A bank-to-bank transfer used for things like direct deposit or bill pay.

A smaller, newer bank-usually app-based-that competes with traditional banks

An app or service that stores your payment info so you can pay with your phone or computer

A bank that operates entirely online with no physical branches

A unique number showing that a bank is FDIC insured

A legal process that requires banks to verify your identity before opening an account

A newer type of bank that operates entirely online, often with lower fees and modern features. Neobank: ________

A service that connects financial apps (e.g. Venmo, Robinhood) to your bank account Plaid: ________

A security step requiring two forms of ID to access your account

A temporary or masked card number used to protect your real debit or credit card online

Employer contributions that match what you put into your retirement account, essentially free money for saving

A tax-advantaged savings account for education expenses

Money you earn back from certain credit card or app purchases.

Money your employer pays you back for job-related expenses like tuition, commuting, or supplies.

A tax break for making energy-efficient upgrades, sometimes available to renters.

A tax-free way to save for qualified medical expenses. ________

A rewards program that offers points, discounts, or freebies for repeat purchases.

Extra money added to your account by an employer or other third party.

A tax credit that gives you money back even if you owe no taxes.

A retirement account that grows tax-free and can be opened by teens with earned income.

After noticing an incorrect charge on her credit card statement, Andrea wants to dispute it. How many days does she have to take action?

Under the Family and Medical Leave Act, how many weeks of unpaid leave can an employee take per year?

What document from a college's financial aid office outlines the financial aid package offered to a student, including grants, scholarships, loans, and work-study?

Patty is applying for a mortgage, and her lender requires her to purchase insurance that protects the lender if she fails to repay the loan. What is this type of insurance called?

What fluid might need to be topped off or changed?

Each time a credit report is accessed, an inquiry is logged in the file, and remains there for how long?

If you lose your job or your work hours are reduced, what federal law may allow you to keep your employer's health insurance for a limited time?

COLAs are increases in wages, Social Security, and some pension benefits designed to offset the impact of inflation. What does COLA stand for?

If you want to save money on power bills by purchasing energy-efficient products, what label should you look for?

Avi uses his debit card for a purchase that exceeds his account balance. The transaction goes through, but he's later charged a fee. What banking service allowed this?

Before studying abroad, Jasmine notifies her bank about her international travel to avoid having her card flagged. What is this precaution called?

To keep his car running well, Raj follows the manufacturer's guidelines for oil changes, filter replacements, and tire rotations. What is this routine called?

After taking out a federal student loan, Marcus is told that a company will be assigned to handle billing, payment options, and customer service. What is this company called?

After years of renting, Thomas is considering buying a condo and weighing the financial pros and cons. What decision-making process is this?

Ethan invests in products like gold, wheat, and cattle—materials that are bought and sold before becoming consumer goods. What are these resources commonly called?

What metric helps investors evaluate how much a company is earning relative to its share price?

After losing her job, Nadine receives a final payment from her company to help cover expenses while she looks for new work. What is this type of payment called?

A bank refuses to give loans to people in a certain neighborhood not because of their credit, but just because of where they live. What is this unfair practice called?

Each month, Marco's mortgage payment includes the loan, plus property taxes and insurance. What 4-letter term describes this full payment?

Carmen holds a bond that will be fully paid back, including interest, on a specific future date. What is this final payoff date called?

After missing several payments on a loan, Taylor notices that part of each paycheck is being taken out automatically by court order to pay back what is owed. What is this process called?

Before starting her new job, Alina is asked to complete a form that helps her employer figure out how much federal tax to take out of her paycheck. What is this IRS form called?

As prices rise or fall over time, economists track how much everyday goods and services cost to measure the dollar's buying power. What index do they use to do this?

Nico wants to invest but also wants the option to access his money quickly if an emergency comes up. What quality should he look for in an investment?

Elias has a credit card that lets him borrow, repay, and borrow again up to a limit as long as he makes payments on time. What type of credit does this describe?

After selling some stocks for more than he originally paid, Max wonders how to report his profits on his taxes. What is this type of profit called?

Taxes are due when?

The law requires that employers send out W2 forms by the end of what month?

When an investor repeatedly buys a fixed amount of an asset regardless of its price, what strategy are they using?

A new startup is evaluating its future cash needs and creating a plan that projects its expected income and expenses. What is this forward-looking financial tool called?

Jonah repairs his neighbor's bicycle in exchange for a basket of fresh eggs from their farm. What type of financial system is this?