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Unit 1-Money Management

Total questions: 18

Worksheet time: 10mins

Name
Class
Date
1.

Beyond 1 year would be an example of what type of goal?

a)

Short Term

b)

Intermediate

c)

Long Term

d)

Lenghty Committment

2.

ideas and beliefs that are most important or meaningful to you

a)

Delayed Gratification

b)

Spending Log

c)

Wants

d)

Values

3.

Rent or Mortgage is an example of what type of expense?

(a)  

4.

Gasoline would be an example of what type of expense?

(a)  

5.

0-3 MONTHS would be an example of what goal lenght?

a)

Short Term

b)

Intermediate

c)

Long Term

d)

Short Committment

6.

A goal that you set must mean something to you-that would make it...

a)

Specific

b)

Relevant

c)

Attainable

d)

Measurable

7.

Putting aside an amount of money in case your income is negatively impacted (lose a job)

a)

Pay Yourself First

b)

Good Plan

c)

Emergency Fund

d)

Not necessary

8.

PYF stands for

a)

Pick Your Friends

b)

Pick Your Fantasy

c)

Pay Yourself First

d)

Personal Yes Finance

9.

what you give up in a decision


Think about the Bean Activity

a)

Delayed Gratification

b)

Opportunity Cost

c)

Income

d)

Expenses

10.

cost the same amount every time, each month

a)

Fixed Expense

b)

Variable Expense

c)

Long Term Expense

d)

Periodic Expense

11.

The S in SMART goals stands for...


a)

Standard

b)

Smart

c)

Specific

d)

Super

12.
  • A place to record all the money you have spent each day.

a)

Delayed Gratification

b)

Short Term Goals

c)

Spending Log

d)

Income

13.

Waiting to buy or receive something until you have enough money or the price has declined

a)

Delayed Gratification

b)

Spending Log

c)

Income

d)

Expenses

14.

Putting away an amount of money or percent of income for a long term financial goal

a)

Pay Yourself First

b)

Emergency Fund

c)

Long Term Goal

d)

Monetary Funding

15.

Track GPA and hours spent studing is an example of what part of a SMART Goal?

a)

Specific

b)

Measurable

c)

Attainable

d)

Time Bound

16.

an expense that fluctuates or changes in amount, but can be a monthly expense.

a)

Fixed

b)

Variable

c)

Periodic

d)

Fluctuating

17.

3 months up to less than a year is example of what?

a)

Short Term

b)

Intermeidate

c)

Long Term

d)

Medium Committment

18.

When your income is larger than your expenses you have a...

a)

Deficit

b)

Bigger Income

c)

Surplus

d)

Extra Spending Money