WorksheetsInvesting Core Topics and Vocabulary Assessment
Total questions: 25
Worksheet time: 13mins
Saving money is usually for short-term goals, while investing is for long-term growth.
True / Verdadero
False / Falso
Compounding means your money grows because you earn interest on your original money and on the interest already earned.
True / Verdadero
False / Falso
The stock market is where people buy and sell ownership shares of companies.
True / Verdadero
False / Falso
Bonds represent ownership in a company.
True / Verdadero
False / Falso
Stocks are usually more risky than bonds.
True / Verdadero
False / Falso
Diversification means spreading your investments across different assets to lower risk.
True / Verdadero
False / Falso
A young person can start investing with a custodial account opened by a parent or guardian.
True / Verdadero
False / Falso
An index fund is a collection of many stocks grouped together.
True / Verdadero
False / Falso
A bond is like:
Lending money to a company or government / Prestar dinero a una empresa o gobierno
Owning part of a company / Ser dueño de parte de una empresa
A stock is:
A share of ownership in a company / Una parte de propiedad en una empresa
A loan you give to a company / Un préstamo que das a una empresa
A bull market means:
Stock prices are going up / Los precios de las acciones suben
Stock prices are going down / Los precios de las acciones bajan
A bear market means:
Stock prices are going up / Los precios de las acciones suben
Stock prices are going down / Los precios de las acciones bajan
Supply and demand affect:
The prices of stocks / Los precios de las acciones
The weather / El clima
The S&P 500 is:
A group of 500 large U.S. companies / Un grupo de 500 grandes empresas de EE.UU.
One single company / Una sola empresa
A custodial account is opened:
By a parent or guardian for a minor / Por un padre o tutor para un menor
Only by someone over 18 / Solo por alguien mayor de 18
Risk in investing means:
The chance you might lose money / La posibilidad de perder dinero
A guaranteed return / Una ganancia garantizada
Saving is best for:
Emergency funds / Fondos de emergencia
Long-term retirement goals / Metas de jubilación a largo plazo
Investing is best for:
Growing wealth over time / Hacer crecer el dinero con el tiempo
Keeping money safe without risk / Mantener el dinero seguro sin riesgo
Which is more aggressive?
Investing in stocks / Invertir en acciones
Keeping money in a savings account / Guardar dinero en una cuenta de ahorros
Which is more conservative?
Buying bonds / Comprar bonos
Investing only in risky start-ups / Invertir solo en nuevas empresas arriesgadas
Compounding helps your money grow because:
You earn interest on both your money and past interest / Ganas interés sobre tu dinero y el interés pasado
You only earn interest on the original amount / Solo ganas interés sobre la cantidad original
An IPO (Initial Public Offering) means:
A company sells stock to the public for the first time / Una empresa vende acciones al público por primera vez
A company goes out of business / Una empresa cierra
Index funds are usually:
Low-cost and diversified / De bajo costo y diversificados
High-cost and not diversified / De alto costo y no diversificados
A Roth IRA is good for young people because:
Withdrawals in retirement are tax-free / Los retiros en la jubilación son libres de impuestos
You must pay taxes on withdrawals later / Debes pagar impuestos al retirar dinero después
The best reason to start investing early is:
Time allows compounding to grow your money more / El tiempo permite que el interés compuesto haga crecer más tu dinero
You don’t need to save as much money later / No necesitas ahorrar tanto dinero después
