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WorksheetsUntitled Quiz
Total questions: 231
Worksheet time: 2hrs 56mins
Name
Class
Date
1.
To place money in a bank, or money placed in a bank
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2.
Available cash, and how easily other assets can be turned into cash
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3.
Anything that acts as a security or guarantee for a loan
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4.
A type of loan used to purchase or maintain a home, land, or other types of real estate. The borrower agrees to pay the lender over time, typically in a series of regular payments that are divided into principal and interest. The property then serves as collateral to secure the loan
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5.
Something that occurs when you make a purchase with your debit card or write a check for an amount that exceeds your checking account's available balance. Many bank accounts offer overdraft protection to help avoid overdraft fees. Some banks don't charge overdraft fees at all.
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6.
an account at a bank against which checks can be drawn by the account depositor; a checking account
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7.
A deposit account that generally earns higher interest than an interest-bearing checking account. Savings accounts limit the number of certain types of transfers or withdrawals you can make from the account each monthly statement cycle
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8.
a bank account maintained by a financial institution in which a customer can deposit and withdraw money
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9.
When banks have enough money to cover potential losses. Banks are expected to maintain a sufficient level of capital to remain solvent and avoid failure. The FDIC and other federal regulators work with banks to maintain standards for solvency.
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10.
This is the date of expiration for the contractual obligation of a financial instrument. For eg certificates of deposit have a maturity date that depends on the length of the CD term. When the CD matures, you have the option to withdraw the money. Some banks and credit unions also allow you to roll it into a new CD or enable the CD to renew automatically
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11.
an institution that specializes in bringing lenders and borrowers together
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12.
Borrow money from public, creating them with a deposit
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13.
a set of arrangements in which debts between banks are settled by adding up all the transactions in a given period and paying only the net amounts needed to balance inter-bank accounts.
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Provide banking and investment services
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15.
Private investment funds for wealthy investors that use a wider variety of risky unvesting strategies than traditional investment funds
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when one company offers to buy or acquire another one
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buying and selling stocks or shares for clients
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all the investments owned by an individual or organization
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the ending or relaxing of legal restrictions
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a group of companies, operating in different fields, which have joined together
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21.
Đấu giá public sale
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Giá đấu giá
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calculating all the expenses involved in producing something, including materials, labour, and all other expenses
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calculating how much an individual or a company will have to pay to the local and national governments (and trying to reduce this to a minimum)
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inspecting and reporting on accounts and financial records
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preparing financial statements showing income and expenditure, assets and liabilities
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providing information that will allow a business to make decisions, plan future operations and develop business strategies
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using all available accounting procedures and tricks to disguise the true financial position of a company
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writing down the details of transactions (debits and credits)
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a statement giving details of money coming into and leaving the business, divided into day-to-day operations, investing and financing
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31.
a statement showing the difference between the revenues and expenses of a period
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a statement showing the value of a business's assets, its liabilities, and its capital or shareholders' equity (money the business has that belongs to its owners)
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all the money belonging to the company's owners
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assets whose value can only be turned into cash with difficulty (e.g. reputation, patents, trade marks, etc.)
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capital that shareholders have contributed to the company above the nominal or par value of the stock
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expenses such as wages, taxes and interest that have not yet been paid at the date of the balance sheet
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money owed by customers for goods or services purchased on credit
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Money owned to suppliers for purchases made on credit
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money paid in advance for goods and services
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the difference between the purchase price of acquired companies and their net tangible assets
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the total amount of money owed that the company will have to pay out
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profits that have not been distributed to shareholders
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All the money received from business activities during a given period
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44.
all the money that a business spends on goods or services during a given period
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45.
A financial operating plan showing expected income and expenditure
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46.
Anything owned by a business
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47.
All the money that a company will have to pay to someone else in the future, including debts, taxes and interest payments
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48.
an entry in an account, recording a payment made
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49.
An entry in an account, recording a payment received
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50.
adjective describing a liability which has been incurred but not yet invoiced to the company
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51.
income/turnover/sales/the top line
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52.
includes manufacturing costs, salaries of manual (= blue-collar) workers etc.
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53.
Earnings before interest, taxes, depreciation, and amortization
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include salaries of sales and office staff, marketing costs, utility bills etc
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is transferred to the Balance Sheet, where it joins the amounts from previous years.
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include patents, trademarks & 'goodwill' (reputation, contacts and expertise of companies that have been bought).
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is the value of raw materials & stock.
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may also include 'marketable securities' (= shares intended for disposal within one year).
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may also include long-term financial investments.
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60.
a model showing the increases and decreases in a nation's real GDP over time; this model typically demonstrates an increase in real GDP over the long run, combined with short-run fluctuations in output.
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The phase of a business cycle during which output is increasing
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The phase of the business cycle during which output is falling
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a deep and prolonged recession
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the turning point in the business cycle between an expansion and a contraction; during a peak in the business cycle, output has stopped increasing and begins to decrease.
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the turning point in the business cycle between a recession and an expansion; during a trough in the business cycle, output that had been falling during the recession stage of the business cycle bottoms out and begins to increase again.
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when GDP begins to increase following a contraction and a trough in the business cycle; an economy is considered in recovery until real GDP returns to its long-run potential level.
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67.
the level of output an economy can achieve when it is producing at full employment; when an economy is producing at its potential output, it experiences only its natural rate of unemployment, no more and no less.
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the straight line in the business cycle model, which is usually upward sloping and shows the long-run pattern of change in real GDP over time
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the difference between actual output and potential output when an economy is producing more than full employment output; when there is a positive output gap, the rate of unemployment is less than the natural rate of unemployment and an economy is operating outside of its PPC.
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the difference between actual output and potential output when an economy is producing less than full employment output; when there is a negative output gap, the rate of unemployment is greater than the natural rate of unemployment and an economy is operating inside its PPC.
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Ppc
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the difference between the funds a country receives and those it pays for all international transactions
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the total market value of all goods and services provided in a country
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Purchasing and using goods and services
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The willingness and ability of consumers to purchase goods and services
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The willingness and ability of businesses to offer goods and services for sal
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a decline in economic and business activity
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an increase in economic activity
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to put money aside to spend in the future
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beliefs about what will happen in the future
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A state of balance
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An amount of money that is smaller than is needed
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An excess, a quantity that is larger than needed
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government actions concerning taxation and public expenditure
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Government or central bank actions concernjng the rate of growth of money in circulation
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The total amount of money available in an economy at a particular time
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the economic theory that government monetary and fiscal policy should stimulate business activity and increase employment in a recession
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a rule for moral behaviour in a particular area
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Doing things they are morally right
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temporary failure to act in the correct way
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a choice between two actions that might both be morally wrong
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a stated opinion about the right thing to do in a particular situation
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an area where moral behaviour is important
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Standards of business behavior that promote human welfare and the good
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A company's commitment to improving or enhancing community wellbeing through discretionary contributions of corporate resources. There are five dimensions of CSR: environment, social, economic, stakeholder, and volunteerism
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96.
Treating some people in a worse way than others
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to weaken
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An economic system in which anyone can raise capital, form a business, and offer goods or services
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99.
completely open about what they do and able to explain their actions.
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100.
business transactions - should be transparent - not hidden or secret - and explainable in a way that can be understood by outsiders.
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unacceptable behaviour at work
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102.
they want to conduct business in ways that protect the environment, for example, to ensure that the company does not cause pollution of the air, rivers, etc. and does not endanger plant and animal life or contribute to climate
change.
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103.
to get business without engaging in corruption
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104.
the fear that you might lose your job
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105.
the extent to which a person has skills that employers want
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106.
decreasing the number of permanent employees
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107.
The central part of sth eg a company's workforce
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108.
A situation in which a person, company, factory, etc, uses resources such as time, materials, or labour well, without wasting any
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109.
To make a company, way of working, etc, more effective, usually by combining or stopping particular activities, or by employing fewer people
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110.
all the payments and advantages that a company gives to workers who have lost their jobs because they are no longer needed
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111.
To organize a company, business, or system in a new way to make it operate more effectively (n)
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112.
to move the location of an enterprise
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113.
Hire engage appoint take on
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114.
temporary employment that is not regular or fixed
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115.
temporary employment by an organization to do a specific project or piece of work
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116.
employing two or more people on a part-time basis to perform a job normally available to one person working full time
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117.
moving some of a business's activities (e.g. accounting, production) to another place or country
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118.
removing unproductive parts of the management hierarchy to make organizations more flexible and efficient
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119.
Using other businesses as subcontractors to supply components or services
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120.
another way of saying downsizing, though it could also describe increasing the size of an organization, perhaps as an attempt to correct a previous downsizing
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121.
Decreasing the number of permanent employees working for an organization
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122.
a situation in which it is easy for companies to hire non-permanent staff
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