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LifeSmarts 2025 - 2026 VOCABULARY Week 1-10

Total questions: 100

Worksheet time: 50mins

Name
Class
Date
1.

A strategy that helps an organization or household keep essential operations running during and after a disaster is called _________?

a)

Continuity Plan

b)

Evacuation Plan

c)

Marketing Plan

d)

Expansion Plan

2.

Systems and services essential to daily life, such as electricity, water, transportation, and healthcare are known as _________?

a)

Critical Infrastructure

b)

Basic Amenities

c)

Public Utilities

d)

Social Services

3.

A set of supplies, like food, water, and a flashlight, kept ready in case of a disaster is called an _________?

a)

Emergency Kit

b)

First Aid Box

c)

Toolbox

d)

Survival Bag

4.

A planned path to safely leave an area during a natural disaster, fire, or emergency is called an _________?

a)

Evacuation Route

b)

Safety Drill

c)

Emergency Kit

d)

Shelter Zone

5.

Anything with the potential to cause harm, such as floods or wildfires, is called a _________?

a)

Hazard

b)

Resource

c)

Benefit

d)

Solution

6.

Steps taken before a disaster to reduce damage or harm are called _________?

a)

Mitigation

b)

Rehabilitation

c)

Evacuation

d)

Recovery

7.

Food or items that can be stored for long periods without spoiling are called _________.

a)

Nonperishable

b)

Perishable

c)

Edible

d)

Disposable

8.

The ability to bounce back and recover after facing a disaster or crisis is called _________.

a)

Resiliency

b)

Vulnerability

c)

Fragility

d)

Instability

9.

Making upgrades to a building or system to make it stronger and safer in case of disaster is called _________.

a)

Retrofitting

b)

Demolition

c)

Decoration

d)

Expansion

10.

Staying inside a secure location because it is unsafe to go outside is called _________.

a)

Shelter-in-Place

b)

Evacuation

c)

Lockdown

d)

Quarantine

11.

How likely a person, place, or system is to be harmed during a disaster is called _________.

a)

Vulnerability

b)

Capacity

c)

Resilience

d)

Preparedness

12.

Week 2 - Why Sleep Isn’t Lazy (Sleep Health) Light from screens that can make it harder to fall asleep is called _________.

a)

Blue Light Exposure

b)

Red Light Exposure

c)

Green Light Exposure

d)

Ultraviolet Light Exposure

13.

Your body’s natural 24-hour clock that controls sleepiness and alertness throughout the day is called _________?

a)

Circadian Rhythm

b)

Metabolic Rate

c)

REM Cycle

d)

Homeostasis

14.

A hormone your brain releases that helps you feel sleepy and prepares your body for rest is called _________?

a)

Melatonin

b)

Adrenaline

c)

Insulin

d)

Cortisol

15.

A short nap (10–20 minutes) that boosts energy and focus is called a _________?

a)

Power Nap

b)

Deep Sleep

c)

Catnap

d)

REM Nap

16.

A stage of deep sleep when most dreaming happens and your brain does important memory and emotional processing is called _________?

a)

REM Sleep

b)

NREM Sleep

c)

Light Sleep

d)

Sleep Apnea

17.

The repeated pattern of sleep stages (light sleep, deep sleep, and REM) your body goes through during the night is called _________.

a)

Sleep Cycle

b)

Circadian Rhythm

c)

Sleep Paralysis

d)

Sleep Deprivation

18.

Week 2 - Why Sleep Isn’t Lazy (Sleep Health) Sleep you’ve missed compared to what your body needs is called _________.

a)

Sleep Debt

b)

Sleep Surplus

c)

Sleep Cycle

d)

Sleep Recovery

19.

Sleep Deprivation: ________ can hurt your focus, mood, physical health, and decision-making.

a)

Getting too little sleep

b)

Drinking water

c)

Exercising regularly

d)

Eating vegetables

20.

Sleep Efficiency: ________ is how much of your time in bed is actually spent sleeping.

a)

Sleep Efficiency

b)

Sleep Latency

c)

Sleep Cycle

d)

Sleep Duration

21.

Sleep Hygiene: ________ are healthy routines and behaviors—like limiting caffeine and turning off screens—that support better sleep.

a)

Sleep Hygiene

b)

Sleep Disorders

c)

Sleep Medications

d)

Sleep Deprivation

22.

Boundaries: The personal limits you set to feel safe, respected, and in control of interactions are called ________.

a)

Boundaries

b)

Expectations

c)

Habits

d)

Privileges

23.

A safety practice where you stay with a trusted friend in public or unfamiliar spaces is called the ________.

a)

Buddy System

b)

Solo Travel

c)

Stranger Danger

d)

Group Chat

24.

Bystander Intervention: Speaking up, distracting, or getting help when someone is in danger is called ________.

a)

Bystander Intervention

b)

Peer Pressure

c)

Groupthink

d)

Passive Observation

25.

Code of Conduct: Rules for how people should act in a shared space so everyone feels safe and respected are called ________.

a)

Code of Conduct

b)

Guidelines

c)

Regulations

d)

Policies

26.

Consent: Clear, voluntary agreement to something—especially in personal or physical interactions—is called ________.

a)

Consent

b)

Coercion

c)

Obligation

d)

Ignorance

e)

Pressure

27.

Designated ways to leave a space quickly and safely during an emergency are called ________.

a)

Emergency Exits

b)

Safety Signs

c)

Fire Alarms

d)

Security Cameras

28.

The area around your body that feels comfortable and safe; can vary by culture or context is called ________.

a)

Personal Space

b)

Public Space

c)

Social Distance

d)

Intimate Zone

29.

Risk Assessment: Identifying possible dangers ahead of time and making a plan to avoid them is called ________.

a)

Risk Assessment

b)

Hazard Analysis

c)

Incident Reporting

d)

Emergency Response

30.

A pre-agreed word or signal used to pause or stop an activity, often used in trust-based situations, is called a ________.

a)

Safe Word

b)

Code Word

c)

Password

d)

Signal Phrase

31.

Situational Awareness: Staying alert to your surroundings and noticing signs of potential trouble is called ________.

a)

Situational Awareness

b)

Distraction

c)

Complacency

d)

Overconfidence

e)

Negligence

32.

Adherence: Taking your medicine exactly as your doctor or label instructs is called ________.

a)

Adherence

b)

Tolerance

c)

Resistance

d)

Negligence

33.

The FDA’s strongest warning label for drugs with serious or life-threatening risks is called a ________.

a)

Black Box Warning

b)

Red Alert Warning

c)

Critical Risk Label

d)

Hazardous Drug Notice

e)

Emergency Use Warning

34.

A condition or situation where a medicine should not be used because it may be harmful is called a ________.

a)

Contraindication

b)

Indication

c)

Prescription

d)

Dosage

35.

The exact amount of medicine you’re supposed to take is called ________.

a)

Dosage

b)

Prescription

c)

Tablet

d)

Frequency

36.

When medicines affect each other and cause side effects or reduced effectiveness, it is called ________.

a)

Drug Interaction

b)

Drug Absorption

c)

Drug Elimination

d)

Drug Metabolism

37.

Misuse: Using medicine incorrectly—such as taking the wrong dose, using someone else’s prescription, or for non-medical reasons—is called ________.

a)

Misuse

b)

Abuse

c)

Addiction

d)

Tolerance

38.

A healthcare pro who dispenses medications and helps you use them safely is called a ________.

a)

Pharmacist

b)

Surgeon

c)

Radiologist

d)

Therapist

39.

Polypharmacy: Taking several medicines at the same time, increasing the risk of side effects or interactions, is called ________.

a)

Polypharmacy

b)

Monotherapy

c)

Homeopathy

d)

Pharmacology

40.

An unwanted reaction or result from taking a medicine, even if it’s working as intended. Fill in the blank: ________

a)

Side Effect

b)

Prescription

c)

Dosage

d)

Cure

41.

When your body gets used to a medicine over time and it doesn’t work as well. Fill in the blank: ________

a)

Tolerance

b)

Addiction

c)

Immunity

d)

Dependence

42.

The gradual physical damage caused by ongoing or repeated stress. Fill in the blank: ________

a)

Allostatic Load

b)

Homeostasis

c)

Resilience

d)

Acute Stress

43.

Ongoing stress that can damage mental and physical health if not addressed. Fill in the blank: ________

a)

Chronic Stress

b)

Acute Stress

c)

Temporary Stress

d)

Situational Stress

44.

A stress hormone that, in high levels over time, can harm your brain, immune system, and metabolism. Fill in the blank: ________

a)

Cortisol

b)

Insulin

c)

Adrenaline

d)

Thyroxine

45.

The brain’s growth and development, which can be disrupted by toxic stress. Fill in the blank: ________

a)

Neurodevelopment

b)

Photosynthesis

c)

Osmosis

d)

Metamorphosis

46.

Conditions or supports—like caring adults or safe environments—that reduce the effects of stress and help build resilience. Fill in the blank: ________

a)

Protective Factors

b)

Risk Factors

c)

Stressors

d)

Barriers

47.

The ability to recover from stress or hardship and adapt in a healthy way. Fill in the blank: ________

a)

Resilience

b)

Fragility

c)

Avoidance

d)

Dependence

48.

The body’s automatic reaction to danger; staying activated too long can harm your health. Fill in the blank: ________

a)

Stress Response

b)

Immune Response

c)

Digestive Response

d)

Sleep Cycle

49.

Serious but short-term stress that can be managed with strong support systems. Fill in the blank: ________

a)

Tolerable Stress

b)

Chronic Stress

c)

Traumatic Stress

d)

Acute Stress

50.

Severe, ongoing stress without support that can cause long-term physical and emotional harm. Fill in the blank: ________

a)

Toxic Stress

b)

Acute Stress

c)

Positive Stress

d)

Resilient Stress

51.

A feature that keeps charging you for a service unless you cancel it. Fill in the blank: ________

a)

Automatic Renewal

b)

One-time Payment

c)

Manual Subscription

d)

Limited Offer

52.

A payment plan that lets you split a purchase into smaller payments, sometimes with added fees or interest. Fill in the blank: ________

a)

Buy Now, Pay Later (BNPL)

b)

Credit Card Cashback

c)

Layaway

d)

Installment Savings Account

53.

An extra charge for using a more convenient payment option, like buying tickets online instead of in person. Fill in the blank: ________

a)

Convenience Fee

b)

Service Tax

c)

Late Fee

d)

Processing Charge

54.

The added cost for items ordered through apps like DoorDash or Instacart, which can include higher menu prices and service fees. Fill in the blank: ________

a)

Delivery App Markup

b)

Express Shipping Fee

c)

Restaurant Loyalty Bonus

d)

Bulk Purchase Discount

55.

When the price starts low but climbs higher as fees are added during checkout. Fill in the blank: ________

a)

Drip Pricing

b)

Dynamic Pricing

c)

Bundle Pricing

d)

Flash Pricing

56.

A free trial that becomes a paid subscription if you forget to cancel. Fill in the blank: ________

a)

Free Trial Trap

b)

Subscription Surprise

c)

Cancelation Catch

d)

Auto-Renewal Risk

e)

Payment Pitfall

57.

Buying extra content or features from inside an app, often with just one tap. Fill in the blank: ________

a)

In-App Purchase

b)

Subscription

c)

Ad Click

d)

App Download

58.

Small payments for digital extras, like game skins or emoji packs. Fill in the blank: ________

a)

Microtransactions

b)

Subscriptions

c)

Donations

d)

Installments

59.

Pop-up messages on your phone designed to trigger quick purchases. Fill in the blank: ________

a)

Push Notification Marketing

b)

Email Marketing

c)

SMS Marketing

d)

Social Media Ads

60.

Slowly adding more paid services over time without realizing how much they cost altogether. Fill in the blank: ________

a)

Subscription Creep

b)

Budget Bloat

c)

Service Overload

d)

Payment Drift

61.

When someone gains control of your existing account (like email or banking) to steal money or data.

a)

Account Takeover

b)

Phishing

c)

Ransomware

d)

Data Encryption

62.

Using stolen usernames and passwords from one site to try and access accounts on other sites.

a)

Credential Stuffing

b)

Phishing

c)

Brute Force Attack

d)

SQL Injection

63.

A service that checks if your personal data is being misused or sold online.

a)

Identity Monitoring

b)

Cloud Storage

c)

Online Shopping

d)

Video Streaming

64.

When someone pretends to be a trusted person or company to trick you into sending money or info.

a)

Imposter Scam

b)

Phishing Attack

c)

Data Breach

d)

Malware Infection

65.

A fake QR code placed in public to trick people into visiting malicious websites or giving up information.

a)

QR Code Scam

b)

Phishing Email

c)

Malware Download

d)

Social Engineering

66.

When a scammer tricks your phone provider into switching your number to a new SIM card they control.

a)

SIM Swap Fraud

b)

Phishing Attack

c)

Ransomware

d)

Social Engineering

67.

Using a mix of real and fake information to create a new, false identity for financial gain.

a)

Synthetic Identity Theft

b)

Phishing

c)

Credit Card Skimming

d)

Account Takeover

68.

A security process that replaces sensitive info (like credit card numbers) with a useless placeholder.

a)

Tokenization

b)

Encryption

c)

Hashing

d)

Obfuscation

69.

How you divide your money among different types of investments (like stocks, bonds, and cash) to manage risk and meet your goals.

a)

Asset Allocation

b)

Market Timing

c)

Tax Evasion

d)

Credit Scoring

70.

Profit you make when you sell something for more than you paid for it.

a)

Capital Gain

b)

Depreciation

c)

Dividend

d)

Liability

71.

Earnings on both the money you save and the interest that money earns over time.

a)

Compound Interest

b)

Simple Interest

c)

Gross Income

d)

Net Worth

72.

A fund that holds a mix of investments like a mutual fund but trades on the stock market like a stock.

a)

Exchange-Traded Fund (ETF)

b)

Certificate of Deposit (CD)

c)

Savings Account

d)

Treasury Bond

73.

A type of fund designed to follow the performance of a specific group of investments, like the S&P 500.

a)

Index Fund

b)

Mutual Fund

c)

Hedge Fund

d)

Money Market Fund

74.

How quickly and easily you can turn something into cash without losing value.

a)

Liquidity

b)

Solvency

c)

Profitability

d)

Leverage

75.

A pool of money from many people that’s used to buy a variety of investments, managed by professionals.

a)

Mutual Fund

b)

Savings Account

c)

Certificate of Deposit

d)

Stock Option

76.

How much your money can buy—often reduced over time by inflation.

a)

Purchasing Power

b)

Interest Rate

c)

Gross Income

d)

Net Worth

77.

The actual profit from an investment after subtracting taxes and inflation.

a)

Real Return

b)

Gross Return

c)

Nominal Return

d)

Capital Gain

78.

How much risk or potential loss you’re comfortable with when investing.

a)

Risk Tolerance

b)

Asset Allocation

c)

Market Timing

d)

Liquidity

79.

How often investments in a fund are bought and sold; can affect taxes and costs.

a)

Turnover

b)

Liquidity

c)

Yield

d)

Expense Ratio

80.

A bank-to-bank transfer used for things like direct deposit or bill pay. Fill in the blank: __________

a)

ACH Transfer

b)

Wire Transfer

c)

Credit Card Payment

d)

Cash Deposit

81.

A smaller, newer bank—usually app-based—that competes with traditional banks. Fill in the blank: __________

a)

Challenger Bank

b)

Central Bank

c)

Investment Bank

d)

Retail Bank

82.

An app or service that stores your payment info so you can pay with your phone or computer. Fill in the blank: __________

a)

Digital Wallet

b)

Photo Editor

c)

Weather App

d)

Music Player

83.

A bank that operates entirely online with no physical branches. Fill in the blank: __________

a)

Digital-Only Bank

b)

Retail Bank

c)

Investment Bank

d)

Credit Union

84.

A unique number showing that a bank is FDIC insured. Fill in the blank: __________

a)

FDIC Certificate Number

b)

Routing Number

c)

Account Number

d)

SWIFT Code

85.

A legal process that requires banks to verify your identity before opening an account. Fill in the blank: __________

a)

Know Your Customer (KYC)

b)

Credit Rating Assessment

c)

Loan Underwriting

d)

Account Reconciliation

86.

A newer type of bank that operates entirely online, often with lower fees and modern features account. Fill in the blank: __________

a)

Neobank

b)

Credit Union

c)

Traditional Bank

d)

Savings and Loan Association

87.

A service that connects financial apps (e.g. Venmo, Robinhood) to your bank account. Fill in the blank: __________

a)

Plaid

b)

Stripe

c)

PayPal

d)

Square

88.

A security step requiring two forms of ID to access your account. Fill in the blank: __________

a)

Two-Factor Authentication

b)

Password Reset

c)

Single Sign-On

d)

Biometric Verification

89.

A temporary or masked card number used to protect your real debit or credit card online. Fill in the blank: __________

a)

Virtual Card Number

b)

Physical Card Number

c)

PIN Code

d)

CVV Number

90.

A ballot filled out at home and returned by mail or drop box before Election Day, used when not voting in person. Fill in the blank: __________

a)

Absentee Ballot

b)

Provisional Ballot

c)

Sample Ballot

d)

Spoiled Ballot

91.

A question or proposal on the ballot that voters approve or reject. Fill in the blank: __________

a)

Ballot Measure

b)

Polling Station

c)

Electoral College

d)

Voter Turnout

92.

Supported by members of both major political parties. Fill in the blank: __________

a)

Bipartisan

b)

Unilateral

c)

Partisan

d)

Nonpartisan

93.

A person who lives in a district and is represented by an elected official. Fill in the blank: __________

a)

Constituent

b)

Senator

c)

Lobbyist

d)

Ambassador

94.

The part of government that enforces laws (includes the President, governors, etc.). Fill in the blank: __________

a)

Executive Branch

b)

Legislative Branch

c)

Judicial Branch

d)

Cabinet

95.

The branch that interprets laws and ensures they are fairly applied (includes courts and judges). Fill in the blank: __________

a)

Judicial Branch

b)

Executive Branch

c)

Legislative Branch

d)

Administrative Branch

96.

The part of government that makes laws (includes Congress or state legislatures). Fill in the blank: __________

a)

Legislative Branch

b)

Executive Branch

c)

Judicial Branch

d)

Cabinet

97.

Elections held halfway through a president’s term, often for Congress or local offices. Fill in the blank: __________

a)

Midterm Election

b)

General Election

c)

Primary Election

d)

Runoff Election

98.

A proposed law change that voters can approve or reject on the ballot. Fill in the blank: __________

a)

Proposition

b)

Amendment

c)

Referendum

d)

Ordinance

99.

A rule that caps how many times someone can be elected to the same office. Fill in the blank: __________

a)

Term Limit

b)

Constitution

c)

Impeachment

d)

Veto

100.

The process of signing up to be eligible to vote. Fill in the blank: __________

a)

Voter Registration

b)

Polling Booth

c)

Ballot Counting

d)

Election Campaign