WorksheetsLifeSmarts 2025 - 2026 VOCABULARY Week 1-10
Total questions: 100
Worksheet time: 50mins
A strategy that helps an organization or household keep essential operations running during and after a disaster is called _________?
Continuity Plan
Evacuation Plan
Marketing Plan
Expansion Plan
Systems and services essential to daily life, such as electricity, water, transportation, and healthcare are known as _________?
Critical Infrastructure
Basic Amenities
Public Utilities
Social Services
A set of supplies, like food, water, and a flashlight, kept ready in case of a disaster is called an _________?
Emergency Kit
First Aid Box
Toolbox
Survival Bag
A planned path to safely leave an area during a natural disaster, fire, or emergency is called an _________?
Evacuation Route
Safety Drill
Emergency Kit
Shelter Zone
Anything with the potential to cause harm, such as floods or wildfires, is called a _________?
Hazard
Resource
Benefit
Solution
Steps taken before a disaster to reduce damage or harm are called _________?
Mitigation
Rehabilitation
Evacuation
Recovery
Food or items that can be stored for long periods without spoiling are called _________.
Nonperishable
Perishable
Edible
Disposable
The ability to bounce back and recover after facing a disaster or crisis is called _________.
Resiliency
Vulnerability
Fragility
Instability
Making upgrades to a building or system to make it stronger and safer in case of disaster is called _________.
Retrofitting
Demolition
Decoration
Expansion
Staying inside a secure location because it is unsafe to go outside is called _________.
Shelter-in-Place
Evacuation
Lockdown
Quarantine
How likely a person, place, or system is to be harmed during a disaster is called _________.
Vulnerability
Capacity
Resilience
Preparedness
Week 2 - Why Sleep Isn’t Lazy (Sleep Health) Light from screens that can make it harder to fall asleep is called _________.
Blue Light Exposure
Red Light Exposure
Green Light Exposure
Ultraviolet Light Exposure
Your body’s natural 24-hour clock that controls sleepiness and alertness throughout the day is called _________?
Circadian Rhythm
Metabolic Rate
REM Cycle
Homeostasis
A hormone your brain releases that helps you feel sleepy and prepares your body for rest is called _________?
Melatonin
Adrenaline
Insulin
Cortisol
A short nap (10–20 minutes) that boosts energy and focus is called a _________?
Power Nap
Deep Sleep
Catnap
REM Nap
A stage of deep sleep when most dreaming happens and your brain does important memory and emotional processing is called _________?
REM Sleep
NREM Sleep
Light Sleep
Sleep Apnea
The repeated pattern of sleep stages (light sleep, deep sleep, and REM) your body goes through during the night is called _________.
Sleep Cycle
Circadian Rhythm
Sleep Paralysis
Sleep Deprivation
Week 2 - Why Sleep Isn’t Lazy (Sleep Health) Sleep you’ve missed compared to what your body needs is called _________.
Sleep Debt
Sleep Surplus
Sleep Cycle
Sleep Recovery
Sleep Deprivation: ________ can hurt your focus, mood, physical health, and decision-making.
Getting too little sleep
Drinking water
Exercising regularly
Eating vegetables
Sleep Efficiency: ________ is how much of your time in bed is actually spent sleeping.
Sleep Efficiency
Sleep Latency
Sleep Cycle
Sleep Duration
Sleep Hygiene: ________ are healthy routines and behaviors—like limiting caffeine and turning off screens—that support better sleep.
Sleep Hygiene
Sleep Disorders
Sleep Medications
Sleep Deprivation
Boundaries: The personal limits you set to feel safe, respected, and in control of interactions are called ________.
Boundaries
Expectations
Habits
Privileges
A safety practice where you stay with a trusted friend in public or unfamiliar spaces is called the ________.
Buddy System
Solo Travel
Stranger Danger
Group Chat
Bystander Intervention: Speaking up, distracting, or getting help when someone is in danger is called ________.
Bystander Intervention
Peer Pressure
Groupthink
Passive Observation
Code of Conduct: Rules for how people should act in a shared space so everyone feels safe and respected are called ________.
Code of Conduct
Guidelines
Regulations
Policies
Consent: Clear, voluntary agreement to something—especially in personal or physical interactions—is called ________.
Consent
Coercion
Obligation
Ignorance
Pressure
Designated ways to leave a space quickly and safely during an emergency are called ________.
Emergency Exits
Safety Signs
Fire Alarms
Security Cameras
The area around your body that feels comfortable and safe; can vary by culture or context is called ________.
Personal Space
Public Space
Social Distance
Intimate Zone
Risk Assessment: Identifying possible dangers ahead of time and making a plan to avoid them is called ________.
Risk Assessment
Hazard Analysis
Incident Reporting
Emergency Response
A pre-agreed word or signal used to pause or stop an activity, often used in trust-based situations, is called a ________.
Safe Word
Code Word
Password
Signal Phrase
Situational Awareness: Staying alert to your surroundings and noticing signs of potential trouble is called ________.
Situational Awareness
Distraction
Complacency
Overconfidence
Negligence
Adherence: Taking your medicine exactly as your doctor or label instructs is called ________.
Adherence
Tolerance
Resistance
Negligence
The FDA’s strongest warning label for drugs with serious or life-threatening risks is called a ________.
Black Box Warning
Red Alert Warning
Critical Risk Label
Hazardous Drug Notice
Emergency Use Warning
A condition or situation where a medicine should not be used because it may be harmful is called a ________.
Contraindication
Indication
Prescription
Dosage
The exact amount of medicine you’re supposed to take is called ________.
Dosage
Prescription
Tablet
Frequency
When medicines affect each other and cause side effects or reduced effectiveness, it is called ________.
Drug Interaction
Drug Absorption
Drug Elimination
Drug Metabolism
Misuse: Using medicine incorrectly—such as taking the wrong dose, using someone else’s prescription, or for non-medical reasons—is called ________.
Misuse
Abuse
Addiction
Tolerance
A healthcare pro who dispenses medications and helps you use them safely is called a ________.
Pharmacist
Surgeon
Radiologist
Therapist
Polypharmacy: Taking several medicines at the same time, increasing the risk of side effects or interactions, is called ________.
Polypharmacy
Monotherapy
Homeopathy
Pharmacology
An unwanted reaction or result from taking a medicine, even if it’s working as intended. Fill in the blank: ________
Side Effect
Prescription
Dosage
Cure
When your body gets used to a medicine over time and it doesn’t work as well. Fill in the blank: ________
Tolerance
Addiction
Immunity
Dependence
The gradual physical damage caused by ongoing or repeated stress. Fill in the blank: ________
Allostatic Load
Homeostasis
Resilience
Acute Stress
Ongoing stress that can damage mental and physical health if not addressed. Fill in the blank: ________
Chronic Stress
Acute Stress
Temporary Stress
Situational Stress
A stress hormone that, in high levels over time, can harm your brain, immune system, and metabolism. Fill in the blank: ________
Cortisol
Insulin
Adrenaline
Thyroxine
The brain’s growth and development, which can be disrupted by toxic stress. Fill in the blank: ________
Neurodevelopment
Photosynthesis
Osmosis
Metamorphosis
Conditions or supports—like caring adults or safe environments—that reduce the effects of stress and help build resilience. Fill in the blank: ________
Protective Factors
Risk Factors
Stressors
Barriers
The ability to recover from stress or hardship and adapt in a healthy way. Fill in the blank: ________
Resilience
Fragility
Avoidance
Dependence
The body’s automatic reaction to danger; staying activated too long can harm your health. Fill in the blank: ________
Stress Response
Immune Response
Digestive Response
Sleep Cycle
Serious but short-term stress that can be managed with strong support systems. Fill in the blank: ________
Tolerable Stress
Chronic Stress
Traumatic Stress
Acute Stress
Severe, ongoing stress without support that can cause long-term physical and emotional harm. Fill in the blank: ________
Toxic Stress
Acute Stress
Positive Stress
Resilient Stress
A feature that keeps charging you for a service unless you cancel it. Fill in the blank: ________
Automatic Renewal
One-time Payment
Manual Subscription
Limited Offer
A payment plan that lets you split a purchase into smaller payments, sometimes with added fees or interest. Fill in the blank: ________
Buy Now, Pay Later (BNPL)
Credit Card Cashback
Layaway
Installment Savings Account
An extra charge for using a more convenient payment option, like buying tickets online instead of in person. Fill in the blank: ________
Convenience Fee
Service Tax
Late Fee
Processing Charge
The added cost for items ordered through apps like DoorDash or Instacart, which can include higher menu prices and service fees. Fill in the blank: ________
Delivery App Markup
Express Shipping Fee
Restaurant Loyalty Bonus
Bulk Purchase Discount
When the price starts low but climbs higher as fees are added during checkout. Fill in the blank: ________
Drip Pricing
Dynamic Pricing
Bundle Pricing
Flash Pricing
A free trial that becomes a paid subscription if you forget to cancel. Fill in the blank: ________
Free Trial Trap
Subscription Surprise
Cancelation Catch
Auto-Renewal Risk
Payment Pitfall
Buying extra content or features from inside an app, often with just one tap. Fill in the blank: ________
In-App Purchase
Subscription
Ad Click
App Download
Small payments for digital extras, like game skins or emoji packs. Fill in the blank: ________
Microtransactions
Subscriptions
Donations
Installments
Pop-up messages on your phone designed to trigger quick purchases. Fill in the blank: ________
Push Notification Marketing
Email Marketing
SMS Marketing
Social Media Ads
Slowly adding more paid services over time without realizing how much they cost altogether. Fill in the blank: ________
Subscription Creep
Budget Bloat
Service Overload
Payment Drift
When someone gains control of your existing account (like email or banking) to steal money or data.
Account Takeover
Phishing
Ransomware
Data Encryption
Using stolen usernames and passwords from one site to try and access accounts on other sites.
Credential Stuffing
Phishing
Brute Force Attack
SQL Injection
A service that checks if your personal data is being misused or sold online.
Identity Monitoring
Cloud Storage
Online Shopping
Video Streaming
When someone pretends to be a trusted person or company to trick you into sending money or info.
Imposter Scam
Phishing Attack
Data Breach
Malware Infection
A fake QR code placed in public to trick people into visiting malicious websites or giving up information.
QR Code Scam
Phishing Email
Malware Download
Social Engineering
When a scammer tricks your phone provider into switching your number to a new SIM card they control.
SIM Swap Fraud
Phishing Attack
Ransomware
Social Engineering
Using a mix of real and fake information to create a new, false identity for financial gain.
Synthetic Identity Theft
Phishing
Credit Card Skimming
Account Takeover
A security process that replaces sensitive info (like credit card numbers) with a useless placeholder.
Tokenization
Encryption
Hashing
Obfuscation
How you divide your money among different types of investments (like stocks, bonds, and cash) to manage risk and meet your goals.
Asset Allocation
Market Timing
Tax Evasion
Credit Scoring
Profit you make when you sell something for more than you paid for it.
Capital Gain
Depreciation
Dividend
Liability
Earnings on both the money you save and the interest that money earns over time.
Compound Interest
Simple Interest
Gross Income
Net Worth
A fund that holds a mix of investments like a mutual fund but trades on the stock market like a stock.
Exchange-Traded Fund (ETF)
Certificate of Deposit (CD)
Savings Account
Treasury Bond
A type of fund designed to follow the performance of a specific group of investments, like the S&P 500.
Index Fund
Mutual Fund
Hedge Fund
Money Market Fund
How quickly and easily you can turn something into cash without losing value.
Liquidity
Solvency
Profitability
Leverage
A pool of money from many people that’s used to buy a variety of investments, managed by professionals.
Mutual Fund
Savings Account
Certificate of Deposit
Stock Option
How much your money can buy—often reduced over time by inflation.
Purchasing Power
Interest Rate
Gross Income
Net Worth
The actual profit from an investment after subtracting taxes and inflation.
Real Return
Gross Return
Nominal Return
Capital Gain
How much risk or potential loss you’re comfortable with when investing.
Risk Tolerance
Asset Allocation
Market Timing
Liquidity
How often investments in a fund are bought and sold; can affect taxes and costs.
Turnover
Liquidity
Yield
Expense Ratio
A bank-to-bank transfer used for things like direct deposit or bill pay. Fill in the blank: __________
ACH Transfer
Wire Transfer
Credit Card Payment
Cash Deposit
A smaller, newer bank—usually app-based—that competes with traditional banks. Fill in the blank: __________
Challenger Bank
Central Bank
Investment Bank
Retail Bank
An app or service that stores your payment info so you can pay with your phone or computer. Fill in the blank: __________
Digital Wallet
Photo Editor
Weather App
Music Player
A bank that operates entirely online with no physical branches. Fill in the blank: __________
Digital-Only Bank
Retail Bank
Investment Bank
Credit Union
A unique number showing that a bank is FDIC insured. Fill in the blank: __________
FDIC Certificate Number
Routing Number
Account Number
SWIFT Code
A legal process that requires banks to verify your identity before opening an account. Fill in the blank: __________
Know Your Customer (KYC)
Credit Rating Assessment
Loan Underwriting
Account Reconciliation
A newer type of bank that operates entirely online, often with lower fees and modern features account. Fill in the blank: __________
Neobank
Credit Union
Traditional Bank
Savings and Loan Association
A service that connects financial apps (e.g. Venmo, Robinhood) to your bank account. Fill in the blank: __________
Plaid
Stripe
PayPal
Square
A security step requiring two forms of ID to access your account. Fill in the blank: __________
Two-Factor Authentication
Password Reset
Single Sign-On
Biometric Verification
A temporary or masked card number used to protect your real debit or credit card online. Fill in the blank: __________
Virtual Card Number
Physical Card Number
PIN Code
CVV Number
A ballot filled out at home and returned by mail or drop box before Election Day, used when not voting in person. Fill in the blank: __________
Absentee Ballot
Provisional Ballot
Sample Ballot
Spoiled Ballot
A question or proposal on the ballot that voters approve or reject. Fill in the blank: __________
Ballot Measure
Polling Station
Electoral College
Voter Turnout
Supported by members of both major political parties. Fill in the blank: __________
Bipartisan
Unilateral
Partisan
Nonpartisan
A person who lives in a district and is represented by an elected official. Fill in the blank: __________
Constituent
Senator
Lobbyist
Ambassador
The part of government that enforces laws (includes the President, governors, etc.). Fill in the blank: __________
Executive Branch
Legislative Branch
Judicial Branch
Cabinet
The branch that interprets laws and ensures they are fairly applied (includes courts and judges). Fill in the blank: __________
Judicial Branch
Executive Branch
Legislative Branch
Administrative Branch
The part of government that makes laws (includes Congress or state legislatures). Fill in the blank: __________
Legislative Branch
Executive Branch
Judicial Branch
Cabinet
Elections held halfway through a president’s term, often for Congress or local offices. Fill in the blank: __________
Midterm Election
General Election
Primary Election
Runoff Election
A proposed law change that voters can approve or reject on the ballot. Fill in the blank: __________
Proposition
Amendment
Referendum
Ordinance
A rule that caps how many times someone can be elected to the same office. Fill in the blank: __________
Term Limit
Constitution
Impeachment
Veto
The process of signing up to be eligible to vote. Fill in the blank: __________
Voter Registration
Polling Booth
Ballot Counting
Election Campaign
